The US Bank Cash+ Visa Signature Card is a popular product that I often mention here on the site. It is one of the cards that comes with quarterly 5% categories where you can earn as much as $100 cash back every three months. This is a no fee credit card that also has an improved $200 welcome bonus right now. That would get you up to a total of $600 in cash back for the first year. So let’s get into this US Bank Cash+ review and see if this is a card that makes sense for you.
Activate quarterly categories here .
You can get your cash back as a statement credit, a rewards card, or directly deposited to your U.S. Bank checking or savings account. You can get your cash back rewards at any time online through the rewards center. Log in, select your U.S. Bank Cash+ account and select “Rewards Center” or call the Cardmember Services number on the back of your U.S. Bank Cash+® Visa cash back credit card.
The U.S. Bank Cash+ Visa Signature Credit Card is also eligible to use at the Rewards Center Earn Mall. The Earn Mall is the easiest way to earn additional cash back while shopping online at over 1,100 stores using your U.S. Bank Cash+ Visa Credit Card. Earn everyday cash back on your credit card and then earn additional cash back by shopping through the Rewards Center Earn Mall. This is similar to many other shopping portals out there, so it’s always best to compare rates and choose the best option.
The U.S. Bank Cash+ Visa Signature Card is different from several other 5% cash-back cards. It lets you choose the categories where you’ll earn 5% for a specific quarter. But, the eligible categories are not the most popular out there.
The card lets you select two 5% cash-back categories each quarter from a list of 12. That list includes electronics stores, department stores, utilities and much more. Plus, you can choose a 2% cash-back category every quarter from a list of three. You can definitely do much better than that for gas, groceries and restaurants though. You also get 5% back on certain travel bookings through US Bank.
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