Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job.
But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life.
Not to worry. You’ve got this.
Here are the steps to take now to help see you through your golden years.
Ask yourself this: Do you have enough savings to last a lifetime?
In retirement, there are things we can’t control, like inflation, rising health care costs, taxes, a volatile stock market and the biggie, how long we’ll live. That’s why if there’s one time in your life when you can use professional advice, this is it.
Working with the right adviser can help you maximize your Social Security, manage health care costs, protect your assets and develop a plan to help you reach your retirement goals.
Fortunately, there’s plenty of expert help out there, and thanks to a free matching service called SmartAsset, finding the perfect pro is easier than ever. Simply take SmartAsset’s short quiz and you’ll get matched with up to three fiduciary financial advisers in your area in just minutes. Each adviser is vetted and a certified fiduciary, meaning they’re legally bound to put your financial interests ahead of their own.
Don’t go it alone. Working with an experienced financial adviser can provide more security, simplify the complexity, and be integral in mapping a plan to help you reach your financial goals.
If you’re ready to speak with advisers at no cost to you, take this quiz now.
Home repairs aren’t cheap. Whether it’s a leaky roof or a broken appliance, your home can quickly become a nightmare and cost you hundreds or even thousands of dollars to fix.
But you don’t have to worry. Luckily, with a home warranty company called America's 1st Choice Home Club, you can safeguard yourself against giant repair bills. From home appliances to electrical, plumbing, heating and cooling systems, it can all be protected.
Plus, their in-house service team is available 24/7 to help and ensure a hassle-free repair process if anything goes wrong. You can even choose your own technician, or they can send you one from their nationwide network if you don’t have someone in mind.
All over America, homeowners are choosing AFC Home Club for the savings, service and peace of mind that it delivers.
Stop worrying about household breakdowns, and get a free quote in 30 seconds.
Homeowners insurance is easily one of the biggest expenses we all set and forget. That old policy could be costing you hundreds — even thousands — of dollars more than it needs to. And yet, you never bother shopping it to make sure you’re getting the best deal.
Fortunately, with America’s most loved insurance company called Lemonade, you can get a new policy for as low as $25 a month in as little as 90 seconds. Yep, in about a minute you can get the coverage you need and save money every month.
They’ll even cancel your old insurance and manage the escrow payments for you. It really is the easiest way to switch!
Just answer a few questions and see how much money you can save.
It’s no secret that interest rates are creeping up, but you can still lower your mortgage payments if you act now. With a mortgage lender called Better, you can get fast pre-approval in as little as three minutes.
And the savings? Let’s say you refinance from 4% on a 30-year fixed-rate loan to 3%. On a $500,000 loan, you’ll save $279 a month — that’s $3,348 a year!
That’s extra money you can put towards retirement, planning a dream vacation or even home improvements. The possibilities are endless.
With rates this low, you’d be crazy not to at least check to see how much you can save by refinancing. Plus, Better streamlined the entire application process online, so you can get pre-approved in just three minutes and close up to 10 days faster than average. Plus, there are no commissions and no lender fees, and they even offer 24/7 support to make sure everything goes smoothly.
Lock in a low mortgage rate while rates are still low. Get started now.
You get it. This is the time to sock away money, to save more, to get your finances in order.
But you also get that it’s not always easy. If there were just one easy thing you could do, every day, to move the needle, to get ahead of the game, you’d do it, right?
Well, here it is: Take five minutes every day and check out the totally free Money Talks Newsletter. More than a million Americans have, and they’ve reported saving an average of $991.20 each by checking our news and advice.
If you want the best tips and strategies to help you make more and spend less, delivered straight to your inbox, sign up for our free newsletter today.
Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click links within our stories.
Like Article Add a Comment