Update (Jan. 11, 2022) – Activate Pay Over Time to earn 30,000 Membership Rewards points. To be eligible to earn Membership Rewards® points, you must be enrolled in the Membership Rewards® program at the time you activate Pay Over Time. Only one offer per Card account is permitted, and points will be credited to your program account within 8‑12 weeks after you activate Pay Over Time. You must activate Pay Over Time by 1/25/2022 to be eligible for this offer.
Check your Amex Offers section in your account. Also make sure you unenroll from Pay Over Time so you can get targeted for these offers.
Update (Oct. 23, 2021) – More people are targeted for this Amex Pay Over Time bonus. Check the link below or check the Amex Offers section as the offer is showing up there as well. Usually the offers are for 10,000 but recently we have seen the bonus doubled to 20,000 Membership Rewards points offer.
American Express is once again targeting some cardholders with an offer to earn 10,000 Membership Rewards points just for enrolling in “Pay Over Time” program. We see this Amex Pay Over Time bonus from time to time, and today more people have received emails with the offer. It’s good to see this bonus again, especially after the news that Green, Gold and Platinum Business Cards will be automatically enrolled in “Pay Over Time”.
The “Pay Over Time” program is available for American Express charge cards and it basically makes them credit cards, as you don’t have to pay in full by your due date. DON’T DO THIS. Always pay your credit card balances in full. But it is an option that you can sign up for, without having to actually use it. Wait for a bonus to sign up to do so. American Express currently offers these charge cards:
American Express if offering 30,000 Membership Rewards points when you sign up and are approved for ‘Pay Over Time’ on your credit card. This is a targeted offer. Amex has sent it to some members by mail or email. There’s no hard inquiry to opt in ‘Pay Over Time’. Here’s a links that you can test out, and a new one was added today.
This Amex Pay Over Time bonus is quite generous. You get 10K, 20K, or 30K Membership Rewards points with less than 30 seconds of work. If you are eligible, then it is definitely worth it. There’s no hard inquiry and you do not actually have to carry a balance to get the bonus. You just need to enroll.