As we’ve reported, both Wall Street and many small businesses are bracing for an impact some time in 2022. This could mean tough times for everyday finances.
You’ve been warned. Do what you can now to position yourself to ride out a downturn, rather than being shocked and dismayed once the recession hits. Among other things, money experts recommend that you:
In other words, don’t just wait for the inevitable. Plan for it. Use these tactics to position yourself for a downturn.
The sad fact is, you could be losing up to $440 a year on car insurance. While you may think that all the prices out there are about the same, they’re not. A website called The Zebra will tell you if you’re overpaying, in less time than it takes to toast an English muffin.
The Zebra is one of the largest online marketplaces for insurance in the United States. Take a few minutes to answer some questions about yourself and your driving record, and The Zebra will compare the top options from more than 200 insurance providers, getting you the best deal possible.
In just a few minutes, you could save up to $440 a year. It’s free to check online. No credit card, no phone calls, no hassle.
Are you losing up to $440 a year? To find out, enter your ZIP code here.
There’s a reason we say “as good as gold.” Gold has quite literally been the standard for wealth measurement for thousands of years. This precious metal is more than just a pretty bauble, though: It’s crucial to modern electronics manufacturing. Gold is also a physical commodity, as opposed to paper “wealth” that can be endlessly printed and is also subject to banking and governmental regulations.
Stock market volatility makes people nervous. Gold makes them feel safe. Get yourself a measure of this security with help from the folks at Goldco, the only precious metals company that Fox News host Sean Hannity recommends.
Gold isn’t just a hedge against current market downturns. Use it to plan future needs as well: Goldco offers the option of a gold IRA (and tax-advantaged retirement accounts) that will follow Internal Revenue Service rules to the letter.
Should you want to divest, Goldco’s buy-back program guarantees the highest price. What’s more likely is that you’ll hold on to your precious metals for the long haul — especially since Goldco offers $10,000 or more in free silver to all clients with qualified accounts. Plus, shipping is always free.
Goldco has an A+ rating with the Better Business Bureau, an AAA rating from the Business Consumers Alliance and 5-star ratings with Trustpilot, Trustlink, Google Reviews and ConsumerAffairs.com.
Protect and secure your wealth. Request your free investors guide now.
The average savings account interest rate is 0.07% in the U.S. That’s just sad.
Open a Discover Online Savings Account, and you’ll earn 0.90% APY. That’s 12 times more interest than the national average.
It’s not just a higher interest rate. There are no account fees, no account minimums and no monthly balance requirements. You’ll also get 24/7 U.S.-based live support, so you can speak with a real human anytime you need help.
Opening an account takes just minutes. You can even do it from the comfort of your own couch. Once you’ve opened your account, you can easily transfer to and from your checking account and set up automatic transfers, so you can grow your savings on autopilot.
Ready to earn hundreds of dollars more in interest every year? Open a Discover Online Savings Account today.
Remember what we said earlier about how expensive cars have become? Car repairs have gone into the stratosphere, too. One shop told Consumer Reports that a decade ago their average repair was $1,600. These days the average bill is $4,000.
Typically, a vehicle manufacturer warranty lasts three years. Yet the average driver will hang on to a car for about a dozen years. If you’re concerned about coming up with thousands of dollars for a repair bill, protect your investment with Endurance.
The company provides extended warranty plans of up to 36 months. These aren’t auto warranties, but they’re auto-warranty adjacent. Choose from among six different plans, to get only the coverage you actually need, for cars up to 20 years old
All their warranties include 24/7 roadside assistance plus rental car benefits while your vehicle is being repaired. For the first year, you’ll get the Elite Benefits program for free; this includes complete tire coverage, key fob replacement, a collision discount and a $1,000 payment if your car is determined to be a total loss.
Endurance Warranty has a network of more than 350,000 ASE-certified repair shops. More important: Endurance Warranty pays the repair bill upfront. All you need to cover is the deductible.
The company has a 4.4-star rating with Trustpilot. ConsumerAffairs.com calls it “a solid choice” for drivers of any age, and “particularly appealing” for those with older vehicles.
Stop worrying about expensive auto repairs. Get your fast, free quote today.
Billionaires didn’t become billionaires by making bad investment choices. And billionaires have been collecting art for generations; for example, the Rockefellers amassed a collection that sold for an eye-popping $835 million in 2017.
But it isn’t just the ultra-rich who can invest in art by Banksy, Warhol and Picasso. With a new investing app called Masterworks, you can invest in iconic artworks as well – right alongside deep-pocketed folks like Bill Gates, Oprah Winfrey and Jeff Bezos.
Blue-chip art outpaced the SP 500 from 1995-2021, which is impressive considering the recent historic bull run. The Wall Street Journal recently reported that art is “among the hottest markets on Earth.”
Art also has one of the lowest correlations to stocks that you can find. In other words, art’s value doesn’t have anything to do with the stock market’s wild swings, which makes it a good hedge.
Masterworks is an invitation-only art investment platform. So if you want to invest like a billionaire, request your invitation to join here.
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