10 of the Hottest Products on Amazon Today

Whether you’re an impulse shopper or just like to be on top of the latest trends, you might want to check out Amazon’s “Movers Shakers” lists. These are the hottest items on Amazon right now, based on how much their sales rank has jumped compared with 24 hours earlier. According to Amazon: “For example, if a music item has a current sales rank of 10, but was ranked 30 twenty-four hours ago, its Movers Shakers increase would be 200%.” Want to see what’s buzzing right now? Below,

Read More

Consumption Smoothing: What It Is and Why It Matters for Your Happiness

ShotPrime Studio / Shutterstock.com Editor's Note: This story originally appeared on NewRetirement. Consumption smoothing is a financial planning concept developed and tested by economists. It refers to the somewhat aspirational idea that people strive to maintain a relatively stable and predictable standard of living over their lifetime through all phases of life. Consumption Smoothing Is About Stability, Not Uniform Spending or Income Levels fizkes / Shutterstock.com There is a lot

Read More

Marriott Bonvoy Boundless Launches ‘5 Free Nights Offer’ for New Cardmembers [YMMV]

THIS OFFER HAS EXPIRED Marriott Bonvoy Boundless Launches ‘5 Free Nights Offer’ for New Cardmembers Applying for credit cards and getting big welcome bonuses is a great way to travel for free. The Marriott Bonvoy Boundless credit card from Chase is now making it even easier to take the reward trip of a lifetime. Instead of points, you will earn 5 free nights. Update: Looks like this offer is back, but there’s no direct link. Try a dummy booking on the Marriott website and hop

Read More

The 10 Most Popular U.S. Cities to Move to

VP Photo Studio / Shutterstock.com Americans always seem to be headed somewhere else. In fact, the average citizen moves nearly 12 times over the course of a lifetime, according to the U.S. Census Bureau. Many of these moves are more modest ventures — across town, or even just a block or two away. But some of us also occasionally get the itch to try out a grander adventure in a new city or state. For the past dozen years, Penske Truck Rental has crunched the numbers from one-way consumer

Read More

Use This New Tool to Check Any Home’s Wildfire Risk

Planning to buy a home? A new online tool can help you gauge the property’s risk of damage from a wildfire. The First Street Foundation Wildfire Model is billed as the “only nationwide, probabilistic, climate adjusted, peer reviewed, property specific wildfire risk model for properties in the contiguous United States.” In addition to revealing a home’s current wildfire risk, the tool forecasts the wildfire risk up to 30 years into the future. To use the tool, enter an address, ZIP code,

Read More

20% of Older Americans Believe This — and It Could Ruin Their Retirement

A large portion of baby boomers and Generation X — the two age cohorts currently approaching or entering retirement — share a mistaken belief that could wreck their golden years. About 20% of Generation Xers and 15% of baby boomers think a professional financial adviser would suggest withdrawing 10% to 15% a year from a portfolio during retirement, according to a recent survey of more than 2,600 adults from Fidelity Investments. Unfortunately, that number is off by a wide margin. In fact, f

Read More

Worried About Stocks? Take These 5 Lessons From the 1987 Crash

Chaay_Tee / Shutterstock.com As we’ve started coming to grips with the idea of a recession — but still hoping we have time to prepare — a sharp drop came along to remind us of the risk, and reality, of investing. Last week, the Dow Jones Industrial Average saw a single-day drop of 1,063 points, or 3.12%. It was the worst single day since 2020. Then on Monday, the Dow shed an additional 654 points, or about 2%. It was certainly stomach-curdling for anyone who has stocks, and there may

Read More

How an IRS Change Could Hurt Your Heirs

The IRS is weighing a change that could leave your heirs poorer than you might hope. The new federal regulations would require many people who inherit money through traditional individual retirement accounts (IRAs) as well as 401(k)s, 403(b)s and eligible 457(b)s to withdraw funds from the accounts every year over a 10-year period, The Wall Street Journal reports. The change would apply to most beneficiaries other than spouses, and would stretch back to those who have inherited money after 2019

Read More

Money in a Minute for the Week Ending May 14, 2022

Every Friday I recap “news you can use” from the week: a handful of quotes from major (and often expensive) news sources, so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here are headlines and quotes from select money stories this week. Then you’ll find my take on the week. Market’s 2022 Slide Has Already Changed Investor Behavior (May 8, The Wall Street Journal): The SP 500 traded last week at 17.7 times its proje

Read More

Apple Promotion for Chase Freedom, Ink & Sapphire Cardmembers

Apple Promotion for Chase Freedom, Ink Sapphire Cardmembers Starting May 1 through May 31, Chase Freedom, Chase Ink and Chase Sapphire cardmembers can get more value when redeeming points for Apple® products through the Apple Ultimate Rewards® store. Check out the details for each eligible Chase credit card below. Freedom, Freedom Unlimited, Freedom Flex, and Freedom Student   Starting May 1 – May 31, 2022: Points are worth 10% more when redeemed for Apple products throug

Read More

9 Deep Discounts Available on Amazon This Friday

Planning to shop at Amazon today? Make sure you first check the “Today's Deals” section. This is the retailer’s hub for deep discounts — but these offers change frequently. To save you some time, we’ve handpicked several of the best deals available today. They are all at least 25% off and get a four-star rating or better from reviewers. We recommend you compare prices around the web before you buy, though. Also, note that although prices you see here will almost always be accurate, th

Read More

Here’s How Much Social Security’s Buying Power Has Plunged

Social Security recipients saw a 5.9% bump in their benefit payments this year on account of inflation. But it has done little to help counteract the erosion of Social Security benefits’ purchasing power. Benefits lost 40% of their buying power between 2000 and March 2022, according to the Senior Citizens Leagues’ new Social Security Loss of Buying Power report. That’s 10 percentage points more than the prior annual study, which found that benefits had lost 30% of their buying power betwe

Read More

9 Tips for Sane and Successful Stock Investing

G-Stock Studio / Shutterstock.com Haven’t got the stomach for investing in the stock market? You are in good company. Just 55% of American adults have any money invested in stocks, according to Gallup. Such caution is understandable — investing in stocks can be a bumpy ride, with soaring highs followed by nerve-rattling lows. That feels especially true right now. But stocks should be a part of any retirement savings strategy. Such investments provide a great way to stay ahead of inflati

Read More

10 Types of Groceries That Just Broke Price Records

lunopark / Shutterstock.com You might want to cross a few things off your grocery list before the next time you head to the store. Overall inflation increased by 8.3% between April 2021 and this April, the federal Bureau of Labor Statistics reported today. That 12-month increase is a smidge better than it was in March, when it reached 8.5%. But that is likely of little consolation to shoppers at the grocery store. Grocery prices as a whole rose 10.8% between April 2021 and April 2022 — th

Read More

How Inflation Puts Your Homeowners Insurance at Risk

Inflation is sending the price of nearly everything — groceries, gas and many other goods and services — into the stratosphere. But one of inflation’s biggest threats to your financial well-being may reside in its impact on your homeowners insurance coverage. Rebuilding costs have soared along with everything else. That means you likely need more insurance coverage than you did a year or two ago. Yet, just 30% of insured homeowners have increased their coverage to make sure it keeps pace

Read More

This Is the Worst Day of the Week to Buy Gas

If you are trying to save money on gas — and who isn’t these days? — avoid filling up on a Thursday. That is the worst day of the week to head to the pump if you are trying to cut costs, according to a recent study. The analysis by GasBuddy — which describes itself as “the leading fuel-savings platform” — found that during 2021, Thursday was “the most expensive day of the week by far” to fill up in 28 states. Studies in previous years found the weekend days to be the most cost

Read More

The Top 6 Ways Retirees Plan to Spend Their Savings

Monkey Business Images / Shutterstock.com Despite the uncertainties of the past two years, 73% of a representative sample of American workers, and 78% of retirees, recently told pollsters they’re feeling at least somewhat confident they’ll have enough money to live comfortably in retirement. Roughly one-third of these optimists are “very confident,” according to the Employee Benefit Research Institute’s 2022 Retirement Confidence Survey. Pollsters interviewed a diverse sample of m

Read More

80,000 Miles Bonus for Barclays AAdvantage Aviator Business Card, Plus Waived Fee

80,000 Miles Bonus for Barclays AAdvantage Aviator Business Card, Plus Waived Fee Barclays AAdvantage Aviator Business Mastercard has a new and improved welcome bonus of 80,000 miles. Additionally, there’s a $95 credit as part of the signup bonus, which takes care of the annual fee for the first year. Let’s check out the details of this Barclays Aviator Business card offer. Offer Earn 80,000 AAdvantage® bonus miles and a $95 statement credit after spending $2,000 on purchases in the f

Read More

Women and Money: Is the ‘Ambition Penalty’ Costing You?

Subscribe: Apple Podcasts | Google Podcasts | Spotify | Amazon Music | RadioPublic | Stitcher | RSS You’ve probably heard about the gender pay gap. But women aren’t just dealing with the effects of getting paid less than men for equivalent work. Women also face what’s known as the ambition penalty. Research shows that ambitious women face financial and relationship consequences when they ask for more. Let’s talk about it. Stacy Johnson and I are joined by producer and novice investor

Read More

This Is the ‘Ideal’ Amount of Sleep for Older Adults

If you want to keep your mind sharp, aim for seven hours of sleep per night in middle and advanced age, according to a new study from researchers at the University of Cambridge in England and Fudan University in China. Getting less or more than seven hours of sleep is more likely to lead to poorer cognitive performance and mental health, the study found. The researchers looked at data from nearly a half-million British adults between the ages of 38 and 73 which included detailed information abo

Read More

10 Deep Discounts Available on Amazon This Friday

Planning to shop at Amazon today? Make sure you first check the “Today's Deals” section. This is the retailer’s hub for deep discounts — but these offers change frequently. To save you some time, we’ve handpicked several of the best deals available today. They are all at least 25% off and get a four-star rating or better from reviewers. We recommend you compare prices around the web before you buy, though. Also, note that although prices you see here will almost always be accurate, th

Read More

23 Hazardous Products That Were Recalled in April

When Ford vehicles have an airbag problem or Kraft recalls millions of boxes of macaroni, it’s headline-worthy news. But what about the many other products you use every day? Thankfully, the U.S. Consumer Product Safety Commission, or CPSC, keeps tabs on these items. The CPSC is an independent federal regulatory agency tasked with protecting the public against risk of injury or death posed by consumer products. Among its duties is to obtain product recalls and arrange for a repair, replacemen

Read More

Here’s What the Fed Rate Hike Means for Your Retirement

Elnur / Shutterstock.com On Wednesday, the Federal Reserve Board raised its target federal funds rate by a half-point, the largest increase in more than two decades. The hike — which brings the target rate to a range of 0.75% to 1% — is not expected to be the last such move this year. In fact, several more rate hikes are forecast through the rest of 2022 as the nation’s central bank tries to tamp down surging inflation. As we have explained in the past, every time the Federal Reserve

Read More

Amex Business Platinum, Get 160K Welcome Bonus with One Employee Card (Targeted)

Amex Business Platinum 160K Offer American Express has a great new offer for the Amex Business Platinum Card. You can earn up to 160,000 Membership Rewards points when you apply and also add one employee card. The offer doesn’t seem to have the usual lifetime language, but make sure to check your own offer carefully. There’s a direct link where you can check if you are eligible for this Amex Business Platinum 160K offer. Update (Nov. 17, 2021): More people have been targeted for this o

Read More

Why Summer Travel May Cost More Than You Planned

With the COVID-19 pandemic once again appearing to subside — at least for now — many people are preparing to scratch their travel itch by planning a summer getaway. But as with so many other goods and services in today’s economy, you can expect to pay more if you fly to a destination in coming months. The Dallas Morning News reports that airline ticket costs already are higher than they were in 2019, the last summer travel season before the pandemic. And the newspaper says rumblings out o

Read More

Sharp Mind in Old Age? Thank Your Pet

We all know that Fido and Fifi can be a balm for your heart. As it turns out, a pet also may help protect your brain. Older adults who own a pet may slow their rate of cognitive decline, according to a preliminary study recently presented at the American Academy of Neurology’s 74th Annual Meeting. The positive effect appears to be particularly pronounced for those who own a pet for at least five years. The study examined data from 1,369 older adults with an average age of 65. All had normal c

Read More

Over 60? Here’s Why You Should Not Take a Daily Aspirin

Adults who are 60 or older should not take an aspirin every day in hopes of reducing their risk of a heart attack or stroke, according to new recommendations from the U.S. Preventive Services Task Force. The task force concluded with “moderate certainty” that starting a daily low-dose aspirin regimen in those age 60 and older has no net benefit. Taking an aspirin each day can raise your risk of potentially fatal bleeding in your stomach, intestines or brain. The risk of such bleeding genera

Read More

The 18 Best Places to Live in America, Big and Small

PeopleImages.com – Yuri A / Shutterstock.com You’ll find families and retirees alike in every size city – small, medium and large. Not every person immediately packs up and moves to a new location when they finally walk out of work for the last time. Many people want to stay surrounded by family, familiar places and the doctors and health care options they’ve known all their lives. But there’s no question that certain places are more livable, particularly for those who are nearing

Read More

This Government Bond Now Pays 9.62% — Should You Buy?

In a world where you are lucky to earn 1% on your savings, the federal government is offering a risk-free return of more than 9%. For the next six months, the composite rate on Series I savings bonds — which earn interest based on both a fixed rate and a variable inflation-based rate — will be 9.62%, the U.S. Department of the Treasury announced today. The fixed rate will be 0%, but the inflation-based rate will be 9.62%. The recent surge in inflation has pushed returns on Series I savings

Read More

Money in a Minute for the Week Ending April 30, 2022

Every Saturday I recap “news you can use” from the week: a handful of quotes from major (and often expensive) news sources, so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here are headlines and quotes from select money stories this week. At the end, you’ll find my take on the news. SP 500 Ready to Join Bear Market, Says Morgan Stanley (April 25, Bloomberg) “With defensive stocks now expensive and offering little abs

Read More

11 Mistakes Making Your Groceries Spoil Faster

Syda Productions / Shutterstock.com Wasting food is expensive. Unfortunately, it’s easy to be careless and let perfectly good fruits, vegetables and other foods go bad before their time. With just a little extra care, you can extend the life cycle of your favorite foods. Avoid these basic mistakes that can lead to premature spoilage. 1. Not drying salad greens Ricardo J de E / Shutterstock.com Salads are a great way to get healthy vegetables. But who hasn’t gone to the fridge and di

Read More

9 Forgotten Frugal Strategies — and How to Resurrect Them

Thomas Mucha / Shutterstock.com When you were a kid, did you roll your eyes at the lengths your parents or grandparents went to conserve, save and find new uses for old stuff? I did. But the older I get, the more I appreciate many of those nearly forgotten frugal strategies. With society’s renewed focus on green living and simplicity, maybe we only need to look back a couple of generations to find our way forward. Here are some frugal strategies worth resurrecting. 1. Mending Alliance

Read More

Chase Aeroplan Card Review: Big Signup Bonus, 3X on Dining and Groceries and Pay Yourself Back at 1.25cpp

Chase Aeroplan Card Review Today Chase, the largest co-brand card issuer, and Air Canada, Canada’s largest airline and a Star Alliance founding member, launched the new Chase Aeroplan® World Elite Mastercard® Credit Card, with Mastercard as the exclusive payments network. The new card gives U.S. cardmembers the ability to earn Aeroplan points to unlock faster and better access to the world. It replaces the carrier’s previous US credit card, which was issued by TD Bank and disconti

Read More

IRS Increases Limits for This Tax-Free Account for 2023

The annual contribution limits for health savings accounts will rise again in 2023. After raising the limits in each of the past three years, the IRS has announced that it will raise them again for 2023 to account for inflation. The new limits are: $3,850 for someone with self-only health insurance coverage (up from $3,650 for 2022). $7,750 for someone with family coverage (up from $7,300 for 2022). The IRS did not announce any change to the limit for catch-up contributions. These extra contr

Read More

The Best Ways to Save on Phone Apps

We’re only about two months away from the 15th anniversary of the iPhone, which ushered in the age of the app. That’s been plenty of time for companies to figure out how to monetize apps and lure people into overspending — and for people to become entrenched in their habits. Regardless of what kind of phone you use, now’s a good time to think about how much you spend through your device and whether you can do better. Here are the top ways to lower app spending. Android users save more M

Read More

Biden Pulls the Plug On Incandescent Light Bulbs

Bid goodbye to cheap incandescent light bulbs. The Biden administration has announced that manufacturers will have 75 days to phase out production of incandescent lights before the bulbs are banned in July 2023. That means all Americans will soon be pushed toward the same choice when buying light bulbs: energy-efficient light-emitting diodes, more commonly known as LEDs. The change should give a boost to the environment. The Department of Energy notes that residential LEDs use at least 75% less

Read More

The 11 Most Affordable Cities for Renters in America

Antonio Guillem / Shutterstock.com Housing costs have climbed sky-high in recent years, for both homebuyers and renters. In fact, rents have jumped by as much as 50% in some markets. But in a handful of places, rents remain relatively affordable, at least compared with more high-flying cities. Recently, Rent.com scoured the country to find the cities with populations of more than 50,000 that have the most affordable rents. If you suddenly feel desperate to find bargain housing, check out th

Read More

Everything You Want to Know About Crypto But Were Afraid to Ask

Subscribe: Apple Podcasts | Google Podcasts | Spotify | Amazon Music | RadioPublic | Stitcher | RSS Cryptocurrencies are still a hot financial topic, despite the fact that, as I write this, Bitcoin is down more than $25,000 from its 2021 high of $67,000. Even after all this time, some experts are still insisting these volatile investments are heading to the moon, while others believe crypto could one day be worth nothing at all. Who’s right? It’s time to find out. Today, we’re going to

Read More

New Research Shows You Should Rethink This Popular Retirement Strategy

insta_photos / Shutterstock.com Editor's Note: This story originally appeared on SmartAsset.com. Is the 4% Rule no longer a viable strategy for withdrawing retirement savings? That’s the question Morningstar researchers asked when they reexamined this well-known rule of thumb. Developed in the 1990s, the 4% Rule stipulates that a retiree should withdraw 4% of their savings in their first year of retirement and adjust subsequent withdrawals for inflation each year. By doing so, the rule

Read More

Full List of Cardless Credit Cards, See Which One Works Best for You

What Is The Best Cardless Card? Cardless credit card company based in San Francisco, CA. Founded in 2019 by Stanford graduates Michael Spelfogel and Scott Kazmeierowicz, Cardless has raised $50M in equity funding. Cardless is a newcomer in the credit card issuer field and it provides custom co-branded credit card products, which are quite similar to each other, but also offer unique benefits. It has so far partnered with sports teams in England and the US to offer six different credit car

Read More

10 Inherited Items Worth More Than You Think

Krakenimages.com / Shutterstock.com After 25 years of appraising and reselling antiques, I know how daunting it can be to settle an estate. It usually goes something like this: A family is overwhelmed after inheriting a house stuffed to the rafters with generations’ worth of objects. They choose a few keepsakes for themselves and then rent a roll-off dumpster to dispose of everything else. And while that approach might feel efficient, it’s a tremendous waste. Sometimes the most mundane-

Read More

10 Award-Winning Products That Impressed 40,000 Shoppers

It’s easy to become overwhelmed by all the products available today. Thankfully, the Product of the Year awards can help shoppers narrow their choices for pet products, personal care items and everything in between. What was started more than 30 years ago in France to guide consumers to great products and recognize manufacturers for quality and innovation has become “the world’s largest consumer-voted award for product innovation,” according to the organizers. Check out some of the 2022

Read More

The Latest and Greatest Deals from Around the Web

Every hour we update this list of the latest and greatest deals from around the web. To have this list, along with our Emmy Award winning news, analysis, and advice delivered daily to your inbox, sign up for our free newsletter. Last Updated: Wednesday 5:00 PM EDT. Categories Clothing Accessories (15) Computers (15) Electronics (5) Gaming Toys (2) Health Beauty (2) Home Garden (25) Sports Fitness (7) Store Events (1) Clothing Accessories (15)

Read More

15 States Whose Residents Are Struggling the Most Financially

kitzcorner / Shutterstock.com Editor's Note: This story originally appeared on HireAHelper. The economy is showing many positive signs of recovery after two years of the COVID-19 pandemic, with unemployment falling and GDP growing rapidly. But despite some promising economic indicators, rising inflation remains the dominant story of today’s economy. According to the Consumer Price Index, one of the most commonly cited measures of inflation, prices increased by 7.9% from February 2021 to

Read More

10 Trendy Features That Are Boosting Home Values

SpeedKingz / Shutterstock.com For much of the past two years, many Americans were sequestered in their homes — unable to go to work, eat out, travel or enjoy entertainment venues or much of anything else. Our homes became our offices, our gyms, our sanctuaries. As a result, we now demand much from our abodes. We want to work hard and play hard within our own walls, and enjoy all the comfort and functionality we can afford. Many homebuyers are also looking for those same elements in 2022.

Read More

6 Ways to Make Cheap Foods Taste Delicious

Fernanda_Reyes / Shutterstock.com Most people living on a tight budget are well-acquainted with the bargain bin at the grocery store. Not having a fat bank account puts people constantly on the lookout for the cheapest foods possible, even if that means those eats are boring, bland or a bit past their prime. However, there are ways to make cheaper food a little more appetizing — keep reading for some ideas. 1. Marinate that meat KucherAV / Shutterstock.com Chuck roast, pork shoulder a

Read More

How Everyday People Are Combatting High Gas Prices

Retirement isn’t something you should just wait for – it’s important to prepare for it. Don’t go into retirement with fingers crossed, hoping that everything will work out somehow. It’s essential to think about things like: Will I outlive my nest egg? What if I need help at home? Suppose my car breaks down and the fix costs thousands of dollars? Can my retirement budget keep up with home maintenance costs? Uncomfortable? Sure. But being proactive now will go a long way toward making

Read More

The 17 Best Retirement Investments to Achieve Your Financial Goals

goodluz / Shutterstock.com Editor's Note: This story originally appeared on NewRetirement. The best retirement investments depend entirely on you and your goals. Don’t dive into anything or let anyone tell you how to invest unless they understand how much money you have and what your goals are for that money, including when and how you want and need to spend it. Start by Defining Your Goals and Target Asset Allocation Monkey Business Images / Shutterstock.com You have so many option

Read More

6 Reasons You Should Stop Hiding Cash at Home

Retirement isn’t something you should just wait for – it’s important to prepare for it. Don’t go into retirement with fingers crossed, hoping that everything will work out somehow. It’s essential to think about things like: Will I outlive my nest egg? What if I need help at home? Suppose my car breaks down and the fix costs thousands of dollars? Can my retirement budget keep up with home maintenance costs? Uncomfortable? Sure. But being proactive now will go a long way toward making

Read More

10 States Trying to Make It Easier to Retire

Retirement isn’t something you should just wait for – it’s important to prepare for it. Don’t go into retirement with fingers crossed, hoping that everything will work out somehow. It’s essential to think about things like: Will I outlive my nest egg? What if I need help at home? Suppose my car breaks down and the fix costs thousands of dollars? Can my retirement budget keep up with home maintenance costs? Uncomfortable? Sure. But being proactive now will go a long way toward making

Read More

Chase United Quest Card, New 90K Bonus with $5K Spend

Chase United Quest Card, New 90K Bonus with $5K Spend Chase and United Airlines recently launched the Chase United Quest Card. The card was first launched with a 100,000 miles bonus. But now there’s a 90,000 bonus that can be an even better option since it requires less spending. Check out the details of this new United Quest card bonus below. Offer This is a limited-time launch offer. New customers can earn both or either of these tiered bonuses: Earn 90,000 bonus miles after you spend

Read More

The 25 Best Cities to Retire in Florida

Retirement isn’t something you should just wait for – it’s important to prepare for it. Don’t go into retirement with fingers crossed, hoping that everything will work out somehow. It’s essential to think about things like: Will I outlive my nest egg? What if I need help at home? Suppose my car breaks down and the fix costs thousands of dollars? Can my retirement budget keep up with home maintenance costs? Uncomfortable? Sure. But being proactive now will go a long way toward making

Read More

9 Things to Stop Buying Because They Harm the Planet

Why do I have to complete a CAPTCHA? Completing the CAPTCHA proves you are a human and gives you temporary access to the web property. What can I do to prevent this in the future? If you are on a personal connection, like at home, you can run an anti-virus scan on your device to make sure it is not infected with malware. If you are at an office or shared network, you can ask the network administrator to run a scan across the network looking for misconfigured or infected devices. Another way

Read More

9 of the Hottest Products on Amazon Today

Retirement isn’t something you should just wait for – it’s important to prepare for it. Don’t go into retirement with fingers crossed, hoping that everything will work out somehow. It’s essential to think about things like: Will I outlive my nest egg? What if I need help at home? Suppose my car breaks down and the fix costs thousands of dollars? Can my retirement budget keep up with home maintenance costs? Uncomfortable? Sure. But being proactive now will go a long way toward making

Read More

New Bill Would Let Seniors Save for Medical Care Tax-Free

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

Read More

Are TurboTax and H&R Block Sharing Your Personal Info?

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

Read More

This Costco Dish Detergent Just Earned Top Marks From Consumer Reports

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

Read More

Chase Sapphire Preferred, 80K Bonus with $4K Spending

Chase Sapphire Preferred, 80K Bonus Available Through Referrals If you are looking to apply for the Chase Sapphire Preferred credit card, then check out this new bonus that will earn you 80,000 Ultimate Rewards points. The annual fee is not waived, which is possible with the in-branch offer. But this new offer is also available through referrals, which can still be a better option. Check out the details of this Chase Sapphire Preferred 80K bonus below. Offer Earn 80,000 Bonus Points af

Read More

6 Groups Who Cannot Rely on Social Security Benefits

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

Read More

17 of the Best Things to Do When You Retire

stockfour / Shutterstock.com You wait and save and plan for retirement your entire life, it seems. And then, what? Retirees often find themselves, quite suddenly, with more free time on their hands than they’ve made a plan for. Here are some of the most rewarding, productive or stimulating ways for retirees to spend their time. 1. Get fit Rawpixel.com / Shutterstock.com Physical conditioning after 50 is an investment in yourself. Building muscle strength can boost energy levels, help

Read More

13 Deadlines to Know for Your Next Tax Return

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

Read More

9 of the Worst Clothing Companies for ‘Forever Chemicals’

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

Read More

Most Adults Are Unaware of This Drug’s Blood-Pressure Danger

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

11 Deep Discounts Available on Amazon This Friday

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

15 Cities With the Highest Unemployment Rates in 2021

fizkes / Shutterstock.com Editor's Note: This story originally appeared on Filterbuy. The U.S. job market has made great strides in its recovery since the early days of the COVID-19 pandemic. In April 2020, the unemployment rate skyrocketed to 14.7%, the highest it’s been since the Great Depression. But since the spring of 2020, the unemployment rate has fallen steadily and currently stands below 4%, just slightly higher than the pre-pandemic rate of 3.5%. While all sectors of the econo

Read More

How to Find Free COVID-19 Medication

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

Read More

US Bank Cash+ Review: $200 Bonus, No Fee and 5% Categories

US Bank Cash+ Review The US Bank Cash+ Visa Signature Card is a popular product that I often mention here on the site. It is one of the cards that comes with quarterly 5% categories where you can earn as much as $100 cash back every three months. This is a no fee credit card that also has an improved $200 welcome bonus right now. That would get you up to a total of $600 in cash back for the first year. So let’s get into this US Bank Cash+ review and see if this is a card that makes sens

Read More

Most Adults Are Unaware of This Drug’s Blood-Pressure Danger

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

Read More

What Income Reduces Your Social Security Benefits?

There are 21,951,000 millionaires in the United States, according to the 2021 Global Wealth Report. It’s a pretty safe bet that not all of them were born rich. In fact, the number of millionaires increased “substantially” between 2020 and 2021, largely due to housing price increases and stock market gains. Not all these millionaires are showing off their wealth. Some live below — or well below — their means. As they say, rich people didn’t get rich by giving away their money. And ne

Read More

Deep Clean Your House With These 13 Products Under $30

There are 21,951,000 millionaires in the United States, according to the 2021 Global Wealth Report. It’s a pretty safe bet that not all of them were born rich. In fact, the number of millionaires increased “substantially” between 2020 and 2021, largely due to housing price increases and stock market gains. Not all these millionaires are showing off their wealth. Some live below — or well below — their means. As they say, rich people didn’t get rich by giving away their money. And ne

Read More

What Is a Bridge Loan and How Does It Work?

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

Read More

Costco Releases Dozens of New Deals

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.11. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $61.65 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

Why Lower Oil Prices Aren’t Helping at the Gas Pump

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.11. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $61.65 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

The Latest and Greatest Deals from Around the Web

There are 21,951,000 millionaires in the United States, according to the 2021 Global Wealth Report. It’s a pretty safe bet that not all of them were born rich. In fact, the number of millionaires increased “substantially” between 2020 and 2021, largely due to housing price increases and stock market gains. Not all these millionaires are showing off their wealth. Some live below — or well below — their means. As they say, rich people didn’t get rich by giving away their money. And ne

Read More

Where Are Seniors Buying Homes?

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.11. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $61.65 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

Amex Marriott Bonvoy Business Card, New Limited Time Offer for 100K Points

Amex Marriott Bonvoy Business Card, New Limited Time Offer for 100K Points American Express has a new improved offer for the Marriott Bonvoy Business Card. You can earn 100,000 points when you apply for a new card and spend $5,000 within the first three months. The offer is available publicly and through referrals. Offer Earn 100,000 bonus Marriott Bonvoy points after you use your new Card to make $5,000 in eligible purchases within the first 3 months of Card Membership. Annual Fee: $12

Read More

Money in a Minute for the Week Ending April 9, 2022

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

6 Last-Minute Tax Tips for Procrastinators

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

This Is the Best Online Savings Account for 2022

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

Considering a Tax Refund Advance Loan? It May Cost More Than You Think

Jim Barber / Shutterstock.com Editor's Note: This story originally appeared on The Penny Hoarder. When you know you have money coming to you, being patient can be difficult. As you visualize all the opportunities for how to use this pending receipt, you start to wonder how you can get it sooner. When you file your taxes, there’s a tool for getting your refund sooner: It’s called a tax refund advance. It’s effectively a loan against your anticipated refund. Many companies offer them

Read More

6 Bank Accounts With Extra Perks for Older Customers

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

21 Costco Scams Going Around Right Now

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

The 10 Biggest Regrets of Online Shoppers

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

Where Do Millionaires Keep Their Money?

Jacob Lund / Shutterstock.com Editor's Note: This story originally appeared on SmartAsset.com. Where do millionaires keep their money? High net worth individuals put money into different classifications of financial and real assets, including stocks, mutual funds, retirement accounts and real estate. Most of the 20.27 million millionaires in the U.S. did not inherit their wealth from family; only about 20% inherited their money. More than two-thirds of all millionaires are entrepreneurs.

Read More

Chase Extends Pay Yourself Back Offer

Chase is once again extending and updating its popular Pay Yourself Back offer across Ink, Sapphire and Freedom cards, giving cardmembers additional ways to utilize this benefit. Starting April 1, the Pay Yourself Back offers will include: Charitable Giving Through Dec. 31, 2022: As outlined below per card, points are worth 25% more when redeemed for donations to select charities for all Freedom, Sapphire and Ink cardmembers. Points are worth 50% more for Sapphire Reserve cardmemb

Read More

BJ’s Members Can Save 50 Cents a Gallon on Gas in April

We’re all busy these days, and sometimes it feels impossible to make a dent in your financial goals. But it doesn’t have to be that way! With just a few clicks, you can make some quick adjustments that can save you hundreds, or even thousands of dollars. If you’re feeling tight on cash or simply want to start saving more, try these tactics to make your money go further. It’ll take just minutes to read and act on each item. The impact, however, could last forever. 1. Save thousands on yo

Read More

10 Things That Can Ding Your Social Security Payments

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

93% of People With Health Savings Accounts May Be Making This Mistake

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

6 Things Retirees Wish They Had Done Differently

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

These 3 Scams Are the Most Widespread — by Far

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

5 Things Retirees Fear Too Much

Trendsetter / Shutterstock.com Retirement — like all of life — is filled with little anxieties. As we move into the post-work phase, angst about the unknown creeps forward, potentially clouding a time that should be filled with the sunny skies of new possibilities. One study even found that 40% of people fear retirement more than death. Fortunately, such fears often turn out to be exaggerated. Following are some things retirees worry about but really should not. 1. Running out of money

Read More

Chase World of Hyatt Business Card: 75K Bonus, More Perks and $199 Annual Fee

Chase World of Hyatt Business Card Review Update: The 75,000 Bonus Points ends on April 11, 2022. Today, Chase and Hyatt Hotels announced the launch of the new World of Hyatt Business Credit Card . This first business credit card offered by Hyatt features an adaptive rewards accelerator that allows business cardmembers to earn double World of Hyatt points per quarter on categories they spend the most, helping them quickly achieve free nights, elite status, room and suite upgrades and o

Read More

21 Hazardous Products That Were Recalled in March

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

The 10 Most Overpriced Housing Markets in the U.S.

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

How to Destroy Your Debt and 3 Things to Do Next

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

This Dental Issue Is Linked to a Higher Dementia Risk

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

Where Are Millennials Buying Homes?

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

Retirement Bill Would Help Savers of All Ages

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.25. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.75 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

30 Companies Switching to Long-Term Remote Work

evrymmnt / Shutterstock.com Editor's Note: This story originally appeared on FlexJobs.com. During the start of the coronavirus pandemic, the transition to working from home was fast and furious for a lot of organizations. But many companies are now figuring out that permanent remote work is the future of work — pandemic or not. Following are 30 companies that have switched to long-term remote work, along with some of their recent remote opportunities that have been posted to the FlexJob

Read More

8 Tips for Selling Inherited Family Furniture

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.25. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.75 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

Big 100K Bonus for Capital One Venture X Card Still Available

Capital One Venture X Card Bonus Update (Mar. 17, 2022) – There are some old links that still show the 100,000 points offer, but it’s not clear if the $200 vacation rental credit is still included. Here are the links, Link 1 , Link 2 . The APR is the only difference between the two links. (HT: I3CuBeD) Update (Mar. 15, 2022) – The offer looks like it’s being updated to 75,000 points with $4,000 spend, which is not that bad actually. Referrals are still showing the 100,000 bon

Read More

24 Restaurant Chains That Offer Senior Discounts

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.25. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.75 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

6 Estate Planning Mistakes to Avoid

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.25. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.75 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

15 Cities With the Most Military Families

LightField Studios / Shutterstock.com Editor's Note: This story originally appeared on Filterbuy. Millions of Americans are employed as active-duty military or serve in the Reserves and National Guard. While a much smaller proportion of Americans holds positions in the U.S. Armed Forces than in years past, a large number of Americans still have direct ties to the military. According to data from the U.S. Census Bureau, 3.2% of the U.S. population lives in a military household with at leas

Read More

11 Laws You Could Be Breaking Without Knowing It

Roman Samborskyi / Shutterstock.com You’re an honest, upstanding citizen. You pay taxes. You obey traffic signals. You don’t even jaywalk. But there are federal and state laws that you may be breaking without even realizing it. See if you’re guilty of violating any of these laws that follow. Some can carry fines or even jail time. 1. Gambling Wpadington / Shutterstock.com No, you don’t have a roulette wheel in your house. But if you play a friendly game of poker or other gamblin

Read More

15 U.S. States With the Most Oil Reserves

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.25. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.75 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

7 of the Best Places for Retiring in California

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.25. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.75 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

Money in a Minute for the Week Ending March 26, 2022

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Who Gets Your Social Security If You Die Tomorrow?

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.25. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.75 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

5 Home Security Systems Vulnerable to Hackers

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Chase Freedom Q2 2022 5% Categories Revealed, Amazon and Streaming Services

Chase Freedom Q2 2022 5% Categories Revealed Chase Freedom and Freedom Flex are great products to have in your wallet. They have no annual fee and earn Ultimate Rewards points when you have another Chase premium card. Now the Chase Freedom bonus categories have been revealed for Q2 2022. These are not the best categories, but can still be useful. Chase Freedom Cards The Chase Freedom and Freedom Flex cards earn 1% on all purchases but also 5% on rotating quarterly bonus categories, up to a

Read More

This Is One of the Best Money Podcasts on the Web

There are 21,951,000 millionaires in the United States, according to the 2021 Global Wealth Report. It’s a pretty safe bet that not all of them were born rich. In fact, the number of millionaires increased “substantially” between 2020 and 2021, largely due to housing price increases and stock market gains. Not all these millionaires are showing off their wealth. Some live below — or well below — their means. As they say, rich people didn’t get rich by giving away their money. And ne

Read More

Here’s How Much Restaurants Mark Up Prices on Delivery Apps

There are 21,951,000 millionaires in the United States, according to the 2021 Global Wealth Report. It’s a pretty safe bet that not all of them were born rich. In fact, the number of millionaires increased “substantially” between 2020 and 2021, largely due to housing price increases and stock market gains. Not all these millionaires are showing off their wealth. Some live below — or well below — their means. As they say, rich people didn’t get rich by giving away their money. And ne

Read More

This Type of Debt No Longer Will Harm Your Credit Score

There are 21,951,000 millionaires in the United States, according to the 2021 Global Wealth Report. It’s a pretty safe bet that not all of them were born rich. In fact, the number of millionaires increased “substantially” between 2020 and 2021, largely due to housing price increases and stock market gains. Not all these millionaires are showing off their wealth. Some live below — or well below — their means. As they say, rich people didn’t get rich by giving away their money. And ne

Read More

Inflation Is Surging: 20 Ways to Fight Higher Prices

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.32. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $64.80 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

8 Things You Should Replace to Improve Your Life Today

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

Money in a Minute for the Week Ending March 19, 2022

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

How to Avoid Paying Taxes on Your Social Security

“Passive income” is a phrase that gets tossed around a lot in the wealth-building community. Basically, it means an investment that pays income and doesn’t need much tending once you’ve done the preliminary work. By contrast, your day job provides active income – and it takes up a lot of your time and energy. The beauty of passive income is that while it’s more “set it and forget it,” it still brings in extra dough. Not everyone can design an app or create an online course – t

Read More

8 Things You Should Replace to Improve Your Life Today

“Passive income” is a phrase that gets tossed around a lot in the wealth-building community. Basically, it means an investment that pays income and doesn’t need much tending once you’ve done the preliminary work. By contrast, your day job provides active income – and it takes up a lot of your time and energy. The beauty of passive income is that while it’s more “set it and forget it,” it still brings in extra dough. Not everyone can design an app or create an online course – t

Read More

New Amex Refer-A-Friend Offers, Earn Up to 20% Back on Dining

New Amex Refer-A-Friend Offers, Earn Up to 20% Back on Dining American Express has launched a new referral offers today. Eligible Amex card members can Refer-a-Friend to apply between March 10th, and June 8th, and if their friend is approved, they can earn an additional 5x rewards per dollar spent on eligible purchases at U.S. restaurants for 3 months, on up to $25,000. That’s in addition to the referral bonus that you would normally get for referring friend and family members. But there

Read More

Inflation Is Surging: 20 Ways to Fight Higher Prices

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

15 Cities With the Most Digitally-Connected Seniors

Homeownership is often referred to as “the American Dream.” Pretty easy to understand why: Your home is your place and no one else’s. But homeownership can really mess with your cash flow. In addition to the mortgage payment, you’re looking at the costs of repairs and maintenance (including yard work), higher utilities than you may be used to paying and likely the need to furnish additional rooms. All that can leave a person fairly cash-poor — especially if you’re wasting money with

Read More

3 Groups Who Can Get Medicare Before Age 65

Homeownership is often referred to as “the American Dream.” Pretty easy to understand why: Your home is your place and no one else’s. But homeownership can really mess with your cash flow. In addition to the mortgage payment, you’re looking at the costs of repairs and maintenance (including yard work), higher utilities than you may be used to paying and likely the need to furnish additional rooms. All that can leave a person fairly cash-poor — especially if you’re wasting money with

Read More

This Type of Diet Could Add a Decade to Your Life

Homeownership is often referred to as “the American Dream.” Pretty easy to understand why: Your home is your place and no one else’s. But homeownership can really mess with your cash flow. In addition to the mortgage payment, you’re looking at the costs of repairs and maintenance (including yard work), higher utilities than you may be used to paying and likely the need to furnish additional rooms. All that can leave a person fairly cash-poor — especially if you’re wasting money with

Read More

4 Ways Walmart Stores Are Changing in 2022

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

10 Chains Offering Pie and Pizza Deals on Monday

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

10 Chains Offering Pie and Pizza Deals on Monday

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

Read More

This Man Has Made $75,000 by Suing Robocallers

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

Read More

How to Save Money on Paint for Your Home

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.32. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $64.80 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

Amex Business Platinum Card, 150K Bonus Through Referrals (YMMV)

Amex Business Platinum Card, New 150K Welcome Bonus If you are looking to apply for the Amex Business Platinum card, then this could be a great time to do so. We are seeing some increased welcome offers again, available through public links or referral links. If you are lucky you can get a bonus of 150,000 Membership Rewards points. If you get that bonus through a referral link, the person referring you gets the referral bonus. That could add up to a total of 180,000 Membership Rewards poin

Read More

7 Great Affordable Baby Shower Gifts

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.31. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $64.65 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

Money in a Minute for the Week Ending March 12, 2022

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

5 Major Manufacturers Hiking Prices in 2022

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

15 Critical Things to Look For When Touring an Open House

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

Read More

9 States With the Highest Income Tax Rates for 2022

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

8 Bad Driving Habits That Cost You at the Gas Pump

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

9 Tips for Estimating Retirement Expenses

sirtravelalot / Shutterstock.com Editor's Note: This story originally appeared on NewRetirement. Estimating retirement expenses can feel like an overwhelming task. However, if you want a secure retirement, you need to predict how much you are going to spend. Some might say that trying to predict your costs for every month for the next 15-30 years is preposterously impossible. However, it is probably no surprise to tell you that the closer you can get to predicting the future, the better o

Read More

5 Ways to Protect Yourself Against Soaring Gas Prices

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

Read More

Best Ever Amex Blue Business Plus Bonus, Earn 50K Membership Rewards (Targeted)

Amex Blue Business Plus 50K Bonus Update: More people targeted. Check the link below to see if it works for you. American Express is targeting some customers with a huge offer for the Blue Business Plus card. This is the best welcome bonus by far. If you are eligible, this is a no brainer for a great no-fee card for small businesses. You can earn 50,000 Membership Rewards points as part of the welcome offer, and then 2X on all purchases going forward. Check out the links below to see if yo

Read More

This Is Easily the Biggest Robocall Scam of the Year

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.25. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.75 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

5 Ways to Protect Yourself Against Soaring Gas Prices

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.25. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.75 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Read More

8 Things You Should Do Before Daylight Saving Time Starts

ViDI Studio / Shutterstock.com Daylight saving time begins at 2 a.m. on March 13, 2022, in much of the U.S., meaning most residents will see their local time “spring forward” an hour. This change means later sunsets but at the cost of one lost hour of sleep. The entire concept of daylight saving time has become controversial, with many states pushing to make it permanent and thus eliminate the twice-yearly time change. But as long as it’s observed, it can be more than just an annoyin

Read More

7 Social Security Rules Everyone Should Know by Now

On March 15 or 16, the Federal Reserve will almost certainly be raising the Fed funds rate, and when that happens, virtually all consumer rates will rise. If you’ve been thinking about refinancing, this is your last chance to lock in at today’s historically low rates. They’re already on the rise, and once the Fed acts, your best opportunity to save dies. You’ll likely never get a better deal on a mortgage than you will right now. Putting it off means paying more. Maybe thousands more. Y

Read More

7 Smart Ways to Save Money at the Gas Pump

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

10 Best Moves for Rising Interest Rates

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

This Costco Detergent Is Rated Best for the Money

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Last Call, Big Bonus for Capital One Venture X Card Ends March 14th

DannyDealGuru has partnered with CardRatings for our coverage of credit card products. DannyDealGuru and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Last Call, Big Bonus for Capital One Venture X Card Ends March 14th Capital One launched a premium credit card late last year, the Capital One Venture X. It quickly became a very popular p

Read More

The 7 Most Popular Car Colors in 2022

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

The 15 Cars Most Likely to Last 200,000 Miles

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

This Surgery May Lower Alzheimer’s Disease Risk by 30%

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Where to Sell Your Stuff for Top Dollar

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

33 Hazardous Products That Were Recalled in February

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

The Top 10 Foods for Protecting the Brain as You Age

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Drivers Beware This Type of Roadside Assistance

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Your Credit Score Can Predict When You’ll Die, Research Shows

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Paceline Visa Signature Card, Get Free Apple Watch Series 7 with Weekly Exercise

Paceline Card Review Paceline, the startup that connects your health and your finances through its unified wellness platform, today launched the first credit card powered by movement. The new Paceline Visa Signature Card rewards cardmembers not only for spending, but for staying active by hitting their weekly “streak” of 150-minutes of exercise. There’s also a signup bonus for new members, but you literally have to work for it. Cardmembers can earn back the cost of Apple Watch Series

Read More

10 Affordable Ways to Upgrade Your Kitchen

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

High-Tax States Americans Fled in 2021 — and Where They Moved

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

8 Surprising Facts About Kirkland Signature Products at Costco

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

2 Ways Target’s Drive Up Service Will Change in 2022

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

21 Purchases You Should Never Skimp On

tommaso79 / Shutterstock.comf[r Who doesn’t love a bargain? Scheming to get the best price — whether by utilizing coupons, sales, frequent-shopper points or other tips — is a rewarding and fun pastime. But sometimes, purchasing the absolute cheapest item in a certain category isn’t the way to go. That old saying, “You get what you pay for,” rings true time and again. Here’s a look at some items that you might want to splurge on, rather than jumping on the lowest possible price

Read More

Which U.S. Cities Have the Largest Houses?

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

10 Tips and Tricks to Help You Beef Up Your Savings

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Amex Business Platinum Card, New 150K Welcome Bonus (YMMV)

Amex Business Platinum Card, New 150K Welcome Bonus If you are looking to apply for the Amex Business Platinum card, then this could be a great time to do so. We are seeing some increased welcome offers again, available through public links or referral links. If you are lucky you can get a bonus of 150,000 Membership Rewards points. If you get that bonus through a referral link, the person referring you gets the referral bonus. That could add up to a total of 180,000 Membership Rewards poin

Read More

5 Things That May Cost More as Russia Invades Ukraine

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

8 Places Offering Guaranteed Income to Residents

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Are 401(k) Improvements Reason Enough to Work Longer?

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

The 6 Most Common Sources of Retirement Income

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Why Robocalls Haven’t Stopped, Despite Government Promises

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

9 Name Brands Behind Costco’s Generic Products 

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

The 10 Best Countries for Retiring Overseas in 2022

P l u s h S t u d i o s / Shutterstock.com After pushing an estimated 2.4 million Americans into early retirement and increasing our anxiety about financial security, the pandemic has us rethinking what’s important in our lives. Some people retire early due to job uncertainty; others hope to work longer to make up for tapping retirement savings during pandemic-related job losses. People in huge numbers see themselves at a crossroads, says Jennifer Stevens, executive editor at Internationa

Read More

7 Income Tax Breaks That Retirees Often Overlook

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Find the Best Offer for Amex Business Platinum Card, Up to 190K Bonus

Best Offer for Amex Business Platinum The official welcome bonus is 120,000 Membership Rewards points when spending $15,000 or more within the first three months. But as you know, there are often much better offers than what’s widely advertised. In fact you can get a bonus as high as 160,000 Membership Rewards points, or 150,000 points and a $300 credit. You can even get a big referral bonus that can make every offer much better. Let’s see how you can find the best Offer for the Amex Bu

Read More

13 of the Best Sales This Presidents Day

Ever heard the expression, “the rich get richer”? It’s often true. It’s not because the rich are smarter than the rest of us. It’s because they avoid mistakes the rest of us often make, or use techniques we’re not exposed to. Example? A Northwestern Mutual study found that 71% of U.S. adults admit their financial planning needs improvement. However, only 29% of Americans work with a financial adviser. So here’s one technique the “top 1%” use that few of the rest of us take adv

Read More

The Latest and Greatest Deals from Around the Web

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

21 Thrift Store Gems You Can Cash In On

Just dance / Shutterstock.com Thrift stores can be a wonderful mishmash of trash and treasure. But all thrift shoppers have their own “Moby Dick”-style white whales — the items for which they are always hunting. Maybe it’s first-edition books by a favorite childhood author. Or those missing pieces of Grandma’s discontinued china pattern. We’ve all heard stories of someone uncovering a true treasure in a bargain bin. Such finds are rare, but there are other gems that are easier t

Read More

Ditching Amazon Prime? 4 Smart Ways to Live Without It

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

The Pros and Cons of Dividend Stocks for Retirement Savings

pathdoc / Shutterstock.com Editor's Note: This story originally appeared on NewRetirement. There are many guidelines around on how to draw down your savings in retirement (the 4% rule, the multiply-by-25 rule), but what if you don’t have to spend your savings? You can generate retirement income with dividend stocks, and in a world where savings accounts produce less than a 1% return, dividends can provide a steady stream of cash without having to dip into your principal. Most retirement

Read More

18 Great Part-Time Jobs for Retirees Who Aren’t Ready to Call It Quits

Monkey Business Images / Shutterstock.com Editor's Note: This story originally appeared on The Penny Hoarder. Who even knows what “retired” means anymore? You might have left the career you had in the 40-hour-a-week workforce. But now you don’t exactly want to be glued to your couch watching puppy videos. You want to be active, you want to work, and you want to make a little money to support your fun retirement plans. While “retirement income” or “retirement job” might seem

Read More

11 Tips to Help You Figure Out if You Need to Pay for Financial Advice

wavebreakmedia / Shutterstock.com Editor's Note: This story originally appeared on NewRetirement. A lot of people wonder if hiring a financial adviser is worth it. Are they really worth the time, cost, and hassle? It can be a sizable expense, and you don’t want to make mistakes or feel uncomfortable about the process. If you decide you could benefit, it is important to choose an adviser that is not only well qualified, but also is right for you and your needs. Following are tricks for f

Read More

7 of the Best Places to Retire on the East Coast

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

10 States That Might Reduce Sales Taxes in 2022

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

What Triggers the Capital One Venture X Vacation Rental Credit

What Triggers the Capital One Venture X Vacation Rental Credit Capital One released the new Venture X card late last year, and it has been a big hit so far. Capital One Venture X comes with 100,000 Early Spend Bonus once you spend $10,000 in 6 months. It also has an anniversary bonus of 10,000 miles, a $300 Annual Travel Credit and another $200 Vacation Rental Credit. The card also has impressive benefits for additional users, which you can add with no fee. Some people have also received bi

Read More

The Deadly Reason Your Car Insurance Bill May Rise This Year

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Frozen Pipes? Here’s How to Thaw Them

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

10 Places Where Social Security Offers the Best Standard of Living

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

59% of Retirees Will Do This to Boost Their Income

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Want to Keep Your Money Safe? This Is the One List You Need

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Venmo Card Signup Bonus, Get $200 with $1K Spend (YMMV)

Venmo Card Signup Bonus, Get $200 with $1K Spend The Venmo credit card earns up to 3% cash back, has no annual fee and syncs seamlessly with the Venmo app. Now there’s a new offer that can also get you a $200 signup bonus, which is one of the best offers that we have seem. Offer For a limited time, score a $200 cash back bonus after you spend $1,000 in the first 6 months of account opening. Must apply now through March 31st to be eligible for the $200 cash back bonus. No Annual Fee O

Read More

What the Volatility Index Says About the Economy and Markets

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Save Money on Medicare With State Health Insurance Assistance Programs

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

11 Ways Americans Try to Buy Happiness

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

As Rates Rise, Will Your Savings Account Be Left Behind?

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Money in a Minute for the Week Ending Feb. 12, 2022

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

What Do Home Appraisers Look For?

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

The 15 Dirtiest Cities in America

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

6 Tips for Buying or Selling in One of Zillow’s Hot Markets

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Save $100 on Your Next Capital One Travel Booking (Targeted)

Save $100 on Your Next Capital One Travel Booking Capital One is targeting some cardholders with an offer to save $100 on their next purchase through Capital One Travel. The offer was sent out by email and titled “Enjoy a $100 credit on your next trip through Capital One Travel”. Capital One uses Hopper for their travel booking services. All you would need to do in this case is to make a purchase of $100 or more to take advantage of the full discount. Check out more details below. Offe

Read More

How to Teach Your Kids About Budgets

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

American Express Unveils Interest-Bearing Checking Account

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

American Express Unveils Interest-Bearing Checking Account

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

14 Frugal Living Tips to Learn From Warren Buffett

Kent Sievers / Shutterstock.com Warren Buffett is constantly listed as one of the world’s richest people, with an estimated net worth of more than $100 billion. But unlike his good pal Bill Gates, Buffett doesn’t live in a sprawling $100 million lakeside home. No, the 91-year-old chairman and CEO of Berkshire Hathaway doesn’t exactly live like a Kardashian — although he could afford to do so. Instead, it is quite the opposite: Buffett even once had a vanity license plate that read

Read More

Here Are 5 Ways to Get Amazon Prime for Free

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

How to Protect Your Retirement Savings After Quitting Your Job

Syda Productions / Shutterstock.com Editor's Note: This story originally appeared on The Penny Hoarder. Congratulations on making a job move and looking for something new during what’s being called the “Great Resignation.” But with that new freedom might come a new worry, depending on how long you plan to be without work: How will not working affect your retirement funds? When you quit work, things like no matching contributions, a lump-sum distribution and tax consequences may be s

Read More

Medicare to Cover At-Home COVID-19 Tests Starting This Spring

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Money in a Minute: Week Ending Feb. 5, 2022

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Amex Platinum Card Targeted Offer, Earn 150K Points Plus 10X Shop Small

Amex Platinum Card Targeted Offer, Earn 150K Points Plus 10X Shop Small American Express is targeting some costumers with a huge offer for the personal Platinum card. It’s currently possible to find a 150,000 points offer, but this one is even better. The offer that has been sent out by mail includes extra earning on Shop Small purchases. That’s an offer that is no longer available publicly, and a big opportunity for extra points. Offer Earn 150,000 Membership Rewards points after

Read More

65 New Shows and Movies on Netflix in February

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

11 Deep Discounts Available on Amazon This Friday

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

The Latest and Greatest Deals from Around the Web

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Construction Sectors With the Biggest Increase in Spending Since COVID-19

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

19 Hazardous Products That Were Recalled in January

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Here’s the Best Way to Get Cash Back on eBay Purchases

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

15 Cities With the Most Job Gains in 2021

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Find the Best Offer for Amex Platinum Card, Up to 150K Bonus

Best Offer for Amex Platinum Card American Express made a big announcement on July 1. It added some new benefits to the Amex Platinum Card and more importantly, it increased the annual fee to $695. Along with those changes there’s also a new welcome bonus. The official welcome bonus is 100,000 Membership Rewards points plus 10x earning at Shop Small merchants and restaurants. But as you know, there are often much better offers than what’s widely advertised. In fact you can get a bonus

Read More

15 U.S. Cities Where the Cost of Living Rose Fastest Over the Past Decade

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

8 Things to Do In the 4 Years Before You Retire

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

15 of the Best Money Moves You Can Make in 2022

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

6 Ways to Get Your Taxes Done for Free

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

This Grocery Store Is Actually Lowering Prices

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

9 Mistakes People Make When Cleaning With Vinegar

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

The Latest and Greatest Deals from Around the Web

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

Didn’t Save Enough for Retirement? 10 Tips for Making It Work

Monkey Business Images / Shutterstock.com Editor's Note: This story originally appeared on NewRetirement. If you think you haven’t saved enough for a truly secure retirement, think again. The impossible could become possible with these creative ways to retire. You see, saving diligently your entire life and then quitting work to play bridge is only one way to get to retirement. And, the odds are that it is not your way. There are literally hundreds if not thousands of different levers t

Read More

Lufthansa Miles & More Credit Card Has a New 75K Bonus

Lufthansa Miles More Credit Card Has a New 75K Bonus The Lufthansa Miles More card has an increased bonus. You can earn up to 75,000 miles if you are approved for a new credit card. Update: This offer is available again. Offer Earn up to 75,000 award miles: Earn 50,000 award miles if you spend $3,000 in purchases and pay the annual fee, both within the first 90 days. Plus, earn 25,000 award miles if you spend $20,000 in purchases in the first year. Annual Fee: $89 (waived for Senat

Read More

Who Offers Military Discounts on Cellphone Plans?

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

When Can I Retire? 20 Questions to Help You Find the Right Time

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

5 Critical Money Moves to Make Before Your 40s Are Over

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

How to Pay Off Your Mortgage Early and Save Thousands

AlyoshinE / Shutterstock.com Editor's Note: This story originally appeared on The Penny Hoarder. If you own a home, your mortgage payment is probably your biggest monthly expense. But what if you could eliminate that huge financial obligation ahead of schedule — and own your home free and clear? There are a few tried-and-true ways to pay off your mortgage early — simple changes like making an extra monthly payment as well as more complex and expensive options like refinancing. Paying

Read More

8 Ways Higher Interest Rates Could Affect You This Year

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Read More

59% of Retirees Will Do This to Boost Their Income

Homeownership is often referred to as “the American Dream.” Pretty easy to understand why: Your home is your place and no one else’s. But homeownership can really mess with your cash flow. In addition to the mortgage payment, you’re looking at the costs of repairs and maintenance (including yard work), higher utilities than you may be used to paying and likely the need to furnish additional rooms. All that can leave a person fairly cash-poor — especially if you’re wasting money with

Read More

Can You Have Too Many Credit Cards in Your Wallet?

Homeownership is often referred to as “the American Dream.” Pretty easy to understand why: Your home is your place and no one else’s. But homeownership can really mess with your cash flow. In addition to the mortgage payment, you’re looking at the costs of repairs and maintenance (including yard work), higher utilities than you may be used to paying and likely the need to furnish additional rooms. All that can leave a person fairly cash-poor — especially if you’re wasting money with

Read More

6 Credit Card Costs You Should Never Pay

Homeownership is often referred to as “the American Dream.” Pretty easy to understand why: Your home is your place and no one else’s. But homeownership can really mess with your cash flow. In addition to the mortgage payment, you’re looking at the costs of repairs and maintenance (including yard work), higher utilities than you may be used to paying and likely the need to furnish additional rooms. All that can leave a person fairly cash-poor — especially if you’re wasting money with

Read More

6 Easy Ways to Winterize Your Car and Avoid Emergencies

Homeownership is often referred to as “the American Dream.” Pretty easy to understand why: Your home is your place and no one else’s. But homeownership can really mess with your cash flow. In addition to the mortgage payment, you’re looking at the costs of repairs and maintenance (including yard work), higher utilities than you may be used to paying and likely the need to furnish additional rooms. All that can leave a person fairly cash-poor — especially if you’re wasting money with

Read More

Increased Resy Bonuses for Amex Platinum, Gold and Green Cards

Increased Resy Bonuses for Amex Platinum, Gold and Green Cards American Express has been quite generous with welcome bonuses recently. But if you plan to apply for the Amex Platinum, Gold, or Green card, it’s worth taking a look at these offers from Resy which can be better options for those who spend on a lot on dining. Check out the current bonuses below. Update: Public Amex Platinum offer is now down to 100K points, but you can still get a better offer through Resy. Amex Platinum

Read More

7 Types of Retirement Savings Accounts

Homeownership is often referred to as “the American Dream.” Pretty easy to understand why: Your home is your place and no one else’s. But homeownership can really mess with your cash flow. In addition to the mortgage payment, you’re looking at the costs of repairs and maintenance (including yard work), higher utilities than you may be used to paying and likely the need to furnish additional rooms. All that can leave a person fairly cash-poor — especially if you’re wasting money with

Read More

These Are the Best Samsung Galaxy S21 Phone Deals

Homeownership is often referred to as “the American Dream.” Pretty easy to understand why: Your home is your place and no one else’s. But homeownership can really mess with your cash flow. In addition to the mortgage payment, you’re looking at the costs of repairs and maintenance (including yard work), higher utilities than you may be used to paying and likely the need to furnish additional rooms. All that can leave a person fairly cash-poor — especially if you’re wasting money with

Read More

9 Mistakes People Make When Cleaning With Vinegar

Homeownership is often referred to as “the American Dream.” Pretty easy to understand why: Your home is your place and no one else’s. But homeownership can really mess with your cash flow. In addition to the mortgage payment, you’re looking at the costs of repairs and maintenance (including yard work), higher utilities than you may be used to paying and likely the need to furnish additional rooms. All that can leave a person fairly cash-poor — especially if you’re wasting money with

Read More

26 Big Ideas for What to Do in Retirement

RossHelen / Shutterstock.com Editor's Note: This story originally appeared on NewRetirement. You’ve probably spent at least a little time thinking about what to do in retirement. How will you fill your days? Where will you go? What will you do? With whom will you spend time? In retirement, you likely have more options for how to spend your time than ever before. And you certainly don’t have to settle on only one goal, hobby or pursuit. Maybe you’ll pursue painting. Or perhaps skydiv

Read More

The 10 Most Deadly Jobs for 2022

Homeownership is often referred to as “the American Dream.” Pretty easy to understand why: Your home is your place and no one else’s. But homeownership can really mess with your cash flow. In addition to the mortgage payment, you’re looking at the costs of repairs and maintenance (including yard work), higher utilities than you may be used to paying and likely the need to furnish additional rooms. All that can leave a person fairly cash-poor — especially if you’re wasting money with

Read More

Is It Worth Getting Prequalified for a Mortgage?

Homeownership is often referred to as “the American Dream.” Pretty easy to understand why: Your home is your place and no one else’s. But homeownership can really mess with your cash flow. In addition to the mortgage payment, you’re looking at the costs of repairs and maintenance (including yard work), higher utilities than you may be used to paying and likely the need to furnish additional rooms. All that can leave a person fairly cash-poor — especially if you’re wasting money with

Read More

This Food Steals 36 Minutes of Healthy Life — Every Time You Eat It

Homeownership is often referred to as “the American Dream.” Pretty easy to understand why: Your home is your place and no one else’s. But homeownership can really mess with your cash flow. In addition to the mortgage payment, you’re looking at the costs of repairs and maintenance (including yard work), higher utilities than you may be used to paying and likely the need to furnish additional rooms. All that can leave a person fairly cash-poor — especially if you’re wasting money with

Read More

Chase Sapphire Reserve, 70K Welcome Bonus Still Available Online

Chase Sapphire Reserve 70K Bonus Update (Jan. 17, 2022) – The 70,000 welcome bonus is still available online. See the link here and check out more information below in the original article. (HT: JonLuca) Chase recently increased the welcome offer for the Sapphire Preferred card. You can get 100,000 Ultimate Rewards points which are worth at least $1,250. Now Chase is also planning to increase the offer for the Sapphire Reserve card. However it will not be as exciting as the Chase Prefe

Read More

How to Save Money on Tax Prep and Do Your Own Taxes

Antonio Guillem / Shutterstock.com Editor's Note: This story originally appeared on Living on the Cheap. I always used my family’s accountant to do my taxes. He wasn’t cheap, but I thought the expense was justified — until I found some serious errors in my tax return that, had I not caught them, would have cost me as much as I was paying my accountant. At that point, I realized that I could do my taxes myself and save the money I was paying someone else. After several years of using

Read More

2 Homeowner Tax Deductions Hurt by Inflation

Homeownership is often referred to as “the American Dream.” Pretty easy to understand why: Your home is your place and no one else’s. But homeownership can really mess with your cash flow. In addition to the mortgage payment, you’re looking at the costs of repairs and maintenance (including yard work), higher utilities than you may be used to paying and likely the need to furnish additional rooms. All that can leave a person fairly cash-poor — especially if you’re wasting money with

Read More

The Actual Costs of Long-Term Health Care

Buying a home can be the most fulfilling purchase you’ll ever make. It’s yours — your own little piece of the American Dream. You’ve made it! Sure, sometimes it’s stressful. For example, you can no longer call the landlord when the toilet won’t stop running or the air conditioner is on the blink. That’s on you, buddy — you and your wallet. That’s why a savvy homeowner is always on the lookout for money hacks: simple ideas that can put hundreds, maybe thousands, into your pocke

Read More

4 Car Features That Can Make Driving More Dangerous

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

7 Smart Ways to Use Baking Soda Around the House

Buying a home can be the most fulfilling purchase you’ll ever make. It’s yours — your own little piece of the American Dream. You’ve made it! Sure, sometimes it’s stressful. For example, you can no longer call the landlord when the toilet won’t stop running or the air conditioner is on the blink. That’s on you, buddy — you and your wallet. That’s why a savvy homeowner is always on the lookout for money hacks: simple ideas that can put hundreds, maybe thousands, into your pocke

Read More

7 Dumb Mistakes That Cost Homebuyers Tons of Money

Buying a home can be the most fulfilling purchase you’ll ever make. It’s yours — your own little piece of the American Dream. You’ve made it! Sure, sometimes it’s stressful. For example, you can no longer call the landlord when the toilet won’t stop running or the air conditioner is on the blink. That’s on you, buddy — you and your wallet. That’s why a savvy homeowner is always on the lookout for money hacks: simple ideas that can put hundreds, maybe thousands, into your pocke

Read More

The Latest and Greatest Deals from Around the Web

Buying a home can be the most fulfilling purchase you’ll ever make. It’s yours — your own little piece of the American Dream. You’ve made it! Sure, sometimes it’s stressful. For example, you can no longer call the landlord when the toilet won’t stop running or the air conditioner is on the blink. That’s on you, buddy — you and your wallet. That’s why a savvy homeowner is always on the lookout for money hacks: simple ideas that can put hundreds, maybe thousands, into your pocke

Read More

10 Travel Freebies to Snag in 2022

Buying a home can be the most fulfilling purchase you’ll ever make. It’s yours — your own little piece of the American Dream. You’ve made it! Sure, sometimes it’s stressful. For example, you can no longer call the landlord when the toilet won’t stop running or the air conditioner is on the blink. That’s on you, buddy — you and your wallet. That’s why a savvy homeowner is always on the lookout for money hacks: simple ideas that can put hundreds, maybe thousands, into your pocke

Read More

Chase United Business Card, Up to 150K Miles Bonus Offer

Chase United Business Card, Up to 150K Miles Bonus Offer Chase and United Airlines launched the new United Business Card early this year. Now they have an increased welcome offer for up to 150,000 bonus miles after spending a total of $20,000 on qualifying purchases in the first six months of opening an account. This is a good opportunity for small business owners to earn miles on any company purchases. Let’s see how the offer works. Offer Earn up to 150,000 bonus miles. 75,000 miles

Read More

15 Painless Ways You Can Cut Costs in 2022

fizkes / Shutterstock.com A decision to save money doesn’t have to be life-changing or even involve sacrifice. It’s surprising how much money you can save simply by paying attention to how your money is being spent. People routinely buy things they don’t truly need or perhaps even want. It’s all about being aware of where your money is going. Following are some easy ways to save money this year. 1. Stop paying for recorded music UfaBizPhoto / Shutterstock.com The internet has ma

Read More

Set Financial Goals: It’s the Secret to a Prosperous and Secure Future

Krakenimages.com / Shutterstock.com Editor's Note: This story originally appeared on NewRetirement. Everyone knows that if you want to achieve something, you had better set a goal. However, very few Americans actually do or even know how to set financial goals. According to Schwab’s Modern Wealth Index, only 33% of people have some sort of written plan or goals. What’s worse? The Financial Health Network finds that only 29% of Americans are financially healthy. It doesn’t take high-

Read More

The 4 Greatest Threats to Investors in 2022

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

15 U.S. Cities Where Residents Are Unable to Quarantine

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

4 Banks Where Fees Are Lower in 2022

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

The Latest and Greatest Deals from Around the Web

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

The Minimum Wage in Every State in 2022

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

7 Ways to Avoid Pricey Home-Repair Surprises in 2022

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

Amex Pay Over Time Bonus, Enroll and Get 30K Membership Rewards Points (Check if You Qualify)

Amex Pay Over Time Bonus Update (Jan. 11, 2022) – Activate Pay Over Time to earn 30,000 Membership Rewards points. To be eligible to earn Membership Rewards® points, you must be enrolled in the Membership Rewards® program at the time you activate Pay Over Time. Only one offer per Card account is permitted, and points will be credited to your program account within 8‑12 weeks after you activate Pay Over Time. You must activate Pay Over Time by 1/25/2022 to be eligible for this off

Read More

5 Money-Saving Challenges to Stash More Cash in 2022

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

How to Avoid Fake COVID-19 Test Kits

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

5 Reasons Your Tax Refund Might Be Smaller This Year

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

The 16 Most Popular Housing Markets of 2021

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

The 60/40 Investment Mix is Dead – Or Is It?

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

How to Profit from Your Old CD and DVD Collections

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

9 Deep Discounts Available on Amazon This Friday

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

Target and Walmart Unveil Home Organization Product Lines

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

United TravelBank Working Again

United Airlines TravelBank has been one of the options to use the American Express credits for airline incidental fees. These are credits offered by the Amex Platinum ($200), Amex Business Platinum ($200), Hilton Aspire ($250), and until last year, the Amex Gold card ($100). If you select United Airlines as your preferred airline, a $100 purchase at United TravelBank will normally trigger these credits mentioned above. You can choose the preferred airline once you get a new card, and you c

Read More

4 Types of Older Workers Who Quit During the Pandemic

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

How to Save on Internet by Buying Your Own Modem

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

21 Ways to Deal With Your Post-Holiday Financial Hangover

P Stock / Shutterstock.com Editor's Note: This story originally appeared on Living on the Cheap. Now that the holidays are over, many people are starting the new year saddled with an overwhelming financial hangover of bills and debt. How do you deal with it? While it might be easier to just make the minimum payments, that’s not a good long-term plan. If you don’t make a plan to reduce your debt, you’ll spend all of the new year with that hangover. Who wants to live like that? Here a

Read More

21 Ways to Deal With Your Post-Holiday Financial Hangover

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

How to Negotiate a Lower Credit Card Interest Rate

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

National Parks to Offer 5 Days of Free Admission in 2022

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

7 New Products at Costco This Month

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

4 Top Retirement Planning Tips from Warren Buffett

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

Viewers Love This Streaming Device Brand Best

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

Chase Ink Business Premier is Chase’s First Pay in Full Business Credit Card

New Chase Ink Business Premier Credit Card Today, Chase officially announced it will be rolling out the Chase Ink Business Premier credit card, the newest business card to be added to the Chase Ink suite of products. The new card has been rumored for a while now and most details were already revealed. It is designed to better meet the spending needs of larger businesses. The Chase Ink Business Premier will be the first Pay in Full business credit card by Chase with built-in flexibility for

Read More

How to Save Time and Money Getting Rid of Clutter

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

20 Hazardous Products That Were Recalled in December

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

10 of Your Favorite Stories From 2021

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

What Could Go Wrong? 10 Biggest Financial Risks for 2022

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

5 Ways to Sell or Donate Old Electronics

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

15 Products That Will Help You Keep New Year’s Resolutions

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Read More

How to Prepare for an Emergency in 10 Steps

David A Litman / Shutterstock.com A severe weather, floods and wildfires like those that just destroyed hundreds of Colorado homes grow more common, it’s all the more important to have an emergency plan in place for evacuating your home. Advance planning gives you peace of mind. When you’re prepared, you won’t forget to pack essential items, and you can avoid a last-minute dash for the car, unsure whether you have what you need. These steps will help you prepare for emergencies. 1. Ke

Read More

11 New Year’s Resolutions That Will Save You Money in 2022

9dream studio / Shutterstock.com Editor's Note: This story originally appeared on Living on the Cheap. This year, resolve to make a change that will put more change in your own pocket. Look at your financial goals for the new year, and make this the year you save money with your New Year’s resolutions. Don’t know where to start? Look for ways to break down larger goals into smaller manageable ones, and give yourself several weeks to turn your new plan into a habit. If your money-sav

Read More

50 Restaurant Rewards Programs That Are Worth Joining

Monkey Business Images / Shutterstock.com Editor's Note: This story originally appeared on The Penny Hoarder. If you find yourself indulging in a daily Starbucks coffee, meeting your friends for lunch every Friday at Chipotle and driving your kids to McDonald’s after every soccer game, it’s time to get rewarded. Starbucks, Chipotle and McDonald’s are part of a growing group of restaurants dishing up discounts, deals and even free meals for loyal customers — especially those who or

Read More

Discover it Card, Get a $100 Signup Bonus and Double Cash Back (Up to 10%) for One Year

Discover it Card, $100 Signup Bonus and $100 Referrals Discover currently has a $100 bonus for the Discover it card through referral links. The referrer will also earn a $100 bonus for every personal that signs up, up to $500 in referral bonuses annually. This is double the usual bonus of $50, but it is not showing up for everyone. Check your accounts and see if you are eligible to receive this increased referral bonus of $100, and also invite friends and family to earn a $100 signup bo

Read More

18 Strategies for $4-a-Day Budget Meal Planning

Dean Drobot / Shutterstock.com Editor's Note: This story originally appeared on Living on the Cheap. The trend for $4-a-day budget meal planning was popularized by Leanne Brown in her free online book “Good and Cheap,” developed primarily for those using SNAP (food stamp) benefits. When I heard about the project, I decided to try the $4-a-day food budget as a way to save money on groceries. Spending only $4 a day was a big change from my previous budget, averaging nearly $12 per day.

Read More

8 Essential Home Features for Aging in Place

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

11 Super-Simple Ways to Build Wealth in 2022

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

8 Things You Should Never Put in a Microwave

To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online wealth management. Want to put yo

Read More

The Latest and Greatest Deals from Around the Web

Jacob Lund / Shutterstock.com To paraphrase William Shakespeare, some people are born wealthy and others achieve wealth. If you weren’t lucky enough to be in the first group, then it’s time to get going on your self-made fortune. Think that can’t happen? You’re wrong. Pathways to wealth are everywhere. Why shouldn’t you take them? Some of these smart choices will save you money upfront. Next, use that money to make more money through strategies like fractional investing and online

Read More

9 Costly Mistakes to Avoid While Grocery Shopping

XiXinXing / Shutterstock.com Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the

Read More

11 Secret Uses for Everyday Items That Save Money

YuriyZhuravov / Shutterstock.com It was the mayonnaise trick that sold me. I have a grade-school daughter, and let’s just say she’s not always super careful about using coasters on our wooden coffee table. Let’s also say that we don’t have the money to run out and buy another coffee table just because her glasses of ice water left behind some ugly white circles. So, I did the modern equivalent of calling your mother for advice and turned to the internet for a solution. Numerous home

Read More

Chase Adds Application Fee Credit for NEXUS to Premium Cards

Chase Premium Cards Now Get Free NEXUS Benefit Chase launched the Aeroplan credit card earlier this month. The card has some great benefits a good signup bonus. One things that stands out is the NEXUS application fee credit. NEXUS is a Trusted Traveler program that allows pre-screened travelers expedited processing when entering the United States and Canada. We normally see premium credit cards offering a free credit for TSA PreCheck or Global Entry, but the Chase Aeroplan card was the fir

Read More

6 Ways to Avoid Retail Therapy

Luis Molinero / Shutterstock.com Editor's Note: This story originally appeared on The Penny Hoarder. Maybe you have too much downtime. Maybe you don’t have nearly enough. Maybe working from home makes it a little too easy to open emails about sales at your favorite stores and spend a few minutes browsing — and buying. Whatever your particular trigger, it’s easy to indulge in retail therapy. That’s when you use shopping to cheer yourself up or stave off boredom. The euphoria of sco

Read More

8 Things Rich People Buy That Make Them Look Dumb

oneinchpunch / Shutterstock.com A few years ago, I was invited — along with a group of my friends — to a party at a waterfront mansion here in Fort Lauderdale, Florida. The house featured two elevators, about 20,000 square feet and a living room that resembled an upscale hotel lobby. As we stood in a small group marveling at a side of life we’d never seen, one of my friends said, “Doesn’t this make you wonder what you did wrong? I mean, why don’t we have houses like this?” My

Read More

7 Ways COVID-19 Changed How We Think About Money

XiXinXing / Shutterstock.com Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the

Read More

How to Retire Like a European Socialist — and Why You Should Try It

CroMary / Shutterstock.com Editor's Note: This story originally appeared on NewRetirement. Believe it or not, European countries have the most secure and best retirements. However, Americans can emulate their type of financial security here using their own resources. According to the 2021 Natixis CoreData Global Retirement Index, seven of the top 10 best countries for retirement are located in Europe, out of all the nations analyzed in Natixis’ study. The index ranks countries based on

Read More

6 Bank Accounts With Extra Perks for Older Customers

XiXinXing / Shutterstock.com Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the

Read More

7 Surprising Benefits of Staying Fit in Retirement

XiXinXing / Shutterstock.com Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the

Read More

15 Fun Things to Do Between Christmas and New Year’s

eggeegg / Shutterstock.com Editor's Note: This story originally appeared on Living on the Cheap. The presents were all unwrapped with glee, the toys played with (for a little while at least) and the stockings raided. Now, the kids are getting antsy, and you’ve already heard the “B” word — as in, “I’m bored.” Don’t despair. The period between Christmas and the return to school after New Year’s can be a great time for family outings and family bonding. Need inspiration? Tr

Read More

The Latest and Greatest Deals from Around the Web

XiXinXing / Shutterstock.com Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the

Read More

21 States Where Inflation Hits Harder at Tax Time

Peter Kim / Shutterstock.com Inflation is doing a number on your budget. Things get pricier every day, and you’re always looking for ways to cut back: coupons, sales, brown-bagging your lunch, bringing your own coffee to work. Those are all smart tactics, since small savings do add up. But sometimes the really big savings options are right under our noses. Some of these money-saving tactics are things we never heard of before. Others are things we know we should do, but are just too overw

Read More

Amex Membership Rewards Cards Now Get Free Point.me Trial

American Express now offers select cardmembers complimentary access to Point.me, an award search tool. Eligible members are those who have a Membership Rewards earning credit card. Point.me lets you discover and compare reward flights, so you can get the best value for points. American Express has partnered with point.me to create the Membership Rewards® Points Search, exclusively for select Card Members through 3/15/2022. You should be aware that these searches will not always give you th

Read More

11 Things You Should Never Buy Without a Coupon

michaeljung / Shutterstock.com I discovered coupons in the 1980s, when I was a college student working nights and weekends as a grocery-store cashier. Extreme couponing wasn’t a thing yet, at least not at our store — no one was wheeling multiple carts up to my register and paying $5 for the whole lot. But I still saw coupon-using shoppers saving big bucks over other shoppers. Once I had a home of my own, I incorporated coupons into my shopping. There are some items I still won’t purch

Read More

7 U.S. Cities Where Wages Are Growing Faster Than Rents

Evgeny Atamanenko / Shutterstock.com Buying a home can be the most fulfilling purchase you’ll ever make. It’s yours — your own little piece of the American Dream. You’ve made it! Sure, sometimes it’s stressful. For example, you can no longer call the landlord when the toilet won’t stop running or the air conditioner is on the blink. That’s on you, buddy — you and your wallet. That’s why a savvy homeowner is always on the lookout for money hacks: simple ideas that can put h

Read More