New Offers for Southwest Rapid Rewards Cards: 60,000 Rapid Rewards Points and 30% Off Promo Code

New Offers for Southwest Rapid Rewards Cards Starting today, May 23, Southwest Rapid Rewards Credit Cards from Chase is giving new cardmembers the opportunity to earn more towards future travel with a new style of welcome offer for the card portfolio. The new offers include a 60,000 Rapid Rewards points bonus and a 30% off promo code for travel via Southwest Airlines after spending $3,000 in the first 3 months from account opening. The promo code works on paid fares and awards, and can be u

Chase United Quest Card, Earn 90K Bonus Miles with $5K Spend

Chase United Quest Card, Earn 90K Bonus Miles with $5K Spend Update: This offer is available once again, but not as a public offer. This is not a regular landing page, and I’m not sure where the link originated. So there might be some risk involved when applying. Chase and United Airlines recently launched the Chase United Quest Card. The card was first launched with a 100,000 miles bonus. But now there’s a 90,000 bonus that can be an even better option since it requires less spen

Amex Business Platinum Card Now Offering 200K Bonus, Check If You Are Targeted

Amex Business Platinum 200K Bonus American Express is offering a new and much improved welcome bonus for the Amex Business Platinum Card. You can now earn 200,000 Membership Rewards points, for the same spending requirement that we see on the 150K offer, or even lesser public offers. However, this offer is targeted and there’s no direct link to check eligibility. This is showing up as a pre-approved offer in the Amex app, and possibly online accounts as well. But we also have a link

American Express Green Card Best Ever Offer, 60K Points + $200 Travel Credit

American Express® Green Card Best Ever Welcome Offer card_name currently has a new best ever welcome bonus. You can earn 60,000 Membership Rewards points, and up to $200 back on travel purchases. That’s a value of about $1,000 for a credit card that comes with a $150 annual fee (Rates and Fees), good earning rates and free CLEAR membership.  But it gets even better than that. This new welcome bonus is available through referral links. That could mean another 10,000 to 25,000 Membersh

New Amex Hilton Surpass Bonus, 130K Points + 1 Free Night with $2K Spend

New Amex Hilton Surpass Bonus The Hilton Honors American Express Surpass® Card has a new welcome bonus. This new offer will get you 130,000 points and a Free Night Reward after spending $2,000 within the first three months. The offer is publicly available and it is one of the best we have seen for this card. There’s an even better bonus on the Hilton Honors American Express Business Card, but with double the spending requirement. Check out the details below. Offer Earn 130,000 Hil

Big Improvement! Limited Time Hilton Cards Offers Now Available Through Referral Links

Yesterday I wrote about new limited time offers for three American Express Hilton credit cards. These offers are the best we have seen, and com with a Free Night Reward, besides big point bonuses. But today, these bonuses become even better, as they are available through referral links. So if you are in two player mode for example, your significant other can refer you and earn 25,000 Membership rewards points, and you can apply for the Hilton Business card and earn a Free Night and 150

American Express Employee Cards Now Require Activation

American Express usually offers bonuses for adding employee cards to business credit card accounts. Although these offers are not as good as they used to be, they are still easy bonuses, especially since you don’t have to use the employees social security number right away. But now it looks like there’s a change on how these cards function. Employee cards are no longer coming pre-activated in the mail as they used to. And now, when you try and use them you get email telling you th

Bank of America Air France KLM Card, 70K Miles Bonus Plus $100 Credit

Air France KLM Card 70K Bonus + $100 Credit Air France-KLM and Bank of America launched the Air France KLM World Elite Mastercard in 2018. It is the first and only Air France-KLM co-branded credit card available in North America. The Bank of America Air France KLM card allows customers to earn Miles and XP (Experience Points), the reward currency for Air France-KLM’s Flying Blue Loyalty Program. Now the card has the highest ever bonus available, with 70,000 miles, 100 XP and even an

Earn 80,000 Bonus Points with Chase Sapphire Preferred Online Offer

Chase Sapphire Preferred, New 80K Welcome Bonus Chase Sapphire Preferred® has a new welcome bonus available online for 80,000 Ultimate Rewards points. The offer is available through public links and referral links. Currently you can get a bonus of 90,000 points if you visit a Chase branch, but when adding the referral bonus, this can be a better deal. Check out the details of this Chase Sapphire Preferred 80K bonus bonus below. Offer Earn 80,000 bonus points after you spend $4,000 on

Targeted Amex Business Cards Bonuses, Check All NLL Links

American Express usually targets current business cardholders with big targeted welcome bonuses. We see these offers from time to time in our emails, or online in American Express accounts. One thing that sets these bonuses apart is the fact that the terms have no lifetime language (NLL). This means that you can get the bonus again if you had a card in the past, or even if you currently have it. You just can’t apply for the same card again within 90 days. If you have never had a spec

Capital One Venture X Business Card: Up to 300K Bonus, $300 Travel Credit & $395 Fee

Capital One Venture X Business Review Capital One has decided to rebrand the Spark Travel Elite business card, a premium travel rewards product that launched last summer exclusively through relationship managers. The news first came out on February 2, 2023, and now the card is finally available. When the card first launched, it was easy to see the resemblance to the popular Capital One Venture X card. So the rebranding makes total sense. Starting next week, Capital One will expand the Ventu

Targeted 10K Bonus for Adding Authorized User to Amex Platinum Card

American Express is once again targeting select Platinum cardholders with a bonus for adding Authorized Users. These offers are sent by mail, email or show up online when you log into your accounts. You can now earn up to 10,000 Membership Rewards points just for adding one authorized user and spending $2,000. Check out the details of the offer below, and a link to see if you are targeted. Offer Add at least one additional user to your Amex Platinum credit card account and you will

New Wells Fargo Choice Cards Are Now Live with Bonuses Up to 90K

Wells Fargo Choice Privileges Cards, Earn Up 90K Bonus Choice Hotels revealed in February a multi-year agreement with Wells Fargo and Mastercard to launch a new cobranded credit card program. The new collaboration makes Wells Fargo the official issuer and Mastercard the exclusive payments network of credit cards for the Choice Privileges loyalty program. Now the two new credit cards are live. The no-fee Choice Privileges Mastercard has a 60,000 points bonus and the Choice Privileges Se

More People Getting Approved for Chase Cards Over 5/24

Getting Approved for Chase Card Over 5/24 Update (Apr 26, 2023) – More data points are coming through that people are getting approved for the Chase Sapphire Preferred Card at or above 5/24. You can see many data points here and here. Currently you can get a welcome bonus of 80,000 Ultimate Rewards points after spending $4,000 or more within the first three months. You can read more about that offer and find more information about the card here. Just keep in mind that the same o

Get 5 Free Nights (50K Each) with Marriott Bonvoy Boundless Card (Targeted)

Get 5 Free Nights with Marriott Bonvoy Boundless Card Update: Looks like the public link for this offer is dead already, less than two weeks after I first published it. But many people have received emails from Marriott yesterday with this same offer. Link included in the email still works for the 5 Nights offer on the Marriott Bonvoy Boundless Card. The Marriott Bonvoy Boundless® Credit Card has brought back its best ever offer that can get you up to 5 free nights worth 250,000 poi

Month of More: Extra Value for Chase Cardholders May 1-31

Chase’s Month of More, May 1-31 Starting today, May 1st, Month of More from Chase returns! That means that Chase Freedom, Sapphire and Business Ink cardmembers can get more value for their points when making Apple purchases, redeeming for gift cards, or just shopping through the Chase shopping portal. Whether it’s grabbing a gift for Mother’s Day or spoiling your grad, Chase cardmembers can be savvy spenders this spring by earning more when shopping at their favorite stores like Apple

IHG Rewards Premier Business Card Has Best Ever Bonus of 165,000 Points

Full Review of IHG Rewards Premier Business Card Chase and IHG launched the  IHG® Rewards Premier Business Mastercard in March of 2022. This is the first new business card to market from Chase and IHG in over a decade, featuring both the enhanced benefits of the Premier consumer card and the ability to earn more points on business-related expenses. This IHG business card also has a great welcome bonus and it’s definitely a keeper long term with a fee of $99. Check out the pros and cons

New 40K Bonus for Amtrak Guest Rewards Preferred Mastercard

Amtrak selected First National Bank of Omaha (FNBO) to provide a new credit card program and service for its cardholders. The new cards launched last year with bonuses of up to 30,000 points. Now we are seeing for the first time an increased offer of 40,000 points. Considering the value of the Amtrak Guest Rewards program, this can be a great bonus. Check out the details below. Offer Earn 40,000 bonus points after making at least $1,000 in purchases within the first 3 billing cycles

May 2023 Bilt Rent Day, Fly to Europe for 6K Points with 100% Transfer Bonus

May 2023 Bilt Rent Day: 100% Flying Blue Transfer Bonus, Free Points and More Bilt Rent Day is almost here and Bilt has now revealed an awesome new promotion for members on May 1st. The Rent Day promotion has already brought us a Hyatt status challenge, and 100% transfer bonuses for HawaiianMiles and IHG. And now the details of the May 2023 Bilt Rent Day promotion have just been revealed, and it’s another 100% transfer bonus that can be quite lucrative. As a reminder, it is free to sign u

Ending Soon! Citi AAdvantage Platinum Select Card 75K Bonus with Waived Fee

Citi AAdvantage Platinum Select Card Offer If you are looking to add more AAdvantage miles to your account, check out this new Citi® / AAdvantage® Platinum Select® World Elite Mastercard® bonus. For a limited time, you can earn 75,000 miles when you apply for the card. Check out the details of this Citi AAdvantage Platinum offer below. Update: I have received word that this welcome bonus is ending soon, so this is the best time to jump on this offer. I have no exact date for whe

New Names, Benefits and Offers for Chase Amazon Visa Cards

Today, Chase and Amazon announced new benefits and features on the Amazon Visa card portfolio. Cardmembers have more opportunities to earn cash back on purchases made with their card and a newly added feature to earn and redeem their rewards daily. The credit cards also feature new designs and names, Prime Visa and Amazon Visa. Prime Visa and Amazon Visa cardmembers can now earn 5% back and 3% back, respectively, on purchases made through Chase Travel, Chase’s new and enhanced travel bo

Amex Delta Cards, New Targeted Offers with NO Lifetime Language (YMMV)

Amex Delta Cards, Big Targeted Offers with NO Lifetime Language (YMMV) American Express and Delta Air Lines are once again targeting select SkyMiles members with increased welcome bonuses. The offers were sent out by email, and include a link where you can apply. But there is also a link where you can check if you are eligible. These offers are a good opportunity to earn more Delta SkyMiles, since they don’t have the usual lifetime language either. But, always double check your own offe

Citizens Bank Cash Back Plus Card Offers Up to $900 Signup Bonus (NY/NJ)

Citizens Cash Back Plus Card Offers Up to $900 Signup Bonus Citizens Bank is offering a signup bonus of up to $900 for its Citizens Cash Back Plus™ World Mastercard®. The bonus comes in the form of 10% cash back, but requires a checking account as well for the maximum amount. Before you continue reading, you should know that the this bonus is only available in NY and NJ. Check out the details below. Offer Earn 10% total cash back rewards (inclusive of your standard cash back rewards) o

Ink Referrals Increased to 40K, Chase Can Match from 20K

Chase Ink Referrals Increased to 40K, Max of 200K/Year Update: There are many reports of Chase matching the 90K bonus after applying thorough referrals for the 75K welcome offer. Now some reports are popping up that Chase might also match the referral bonus. So if you referred people while your referral bonus was only 20K, you can reach out to Chase and ask them to match you to the new 40K referral bonus. You can do so by phone or secure message. Let me know if it works for you. Also mak

Targeted Amex Business Cards Bonuses, Check All NLL Links

Chase Ink Business Unlimited, $750 Bonus and 1.5% Back Everywhere

Chase Ink Cash/Unlimited $900 Bonuses Still Available

Check Your Discover Card for 12 Month 0% APR Offer

Chase Marriott Bonvoy Boundless Bonus, 75K Points and $300 Gift Card

Chase Marriott Bonvoy Boundless Bonus, 75K Points and $300 Gift Card Chase has a new welcome bonus for the Chase Marriott Bonvoy Boundless credit card. Instead of the public offer for 100,000 points, you can get 75,000 points and a $300 gift card. We have seen this offer in the past, and it is now available again. Check out the details below. Offer Get a Marriott Bonvoy $300 eGift Card delivered to your email upon approval. Plus earn 75,000 Bonus Points after you spend $3,000 on purchases

Delta SkyMiles American Express Card Members Get 15% Savings on Award Travel

Chase Sapphire Cardholders Now Earn Up to 10X at Peloton

Capital One Adds Premier Collection and Capital One Landing Airport Concept

Amex Increases Referral Bonus Annual Limit from 55K to 100K (YMMV)

American Express has increased the maximum you can earn annually through referrals. The limit has been, and still is for most cards, 55,000 Membership Rewards points per year. But on some cards that limit has been raised to 100,000 points. American Express has emailed some cardholders to let them know about this change, but I didn’t receive an email and I see the limit increased on my Amex Gold card. American Express is sending some people an email about a change whereby the maximum amoun

Amex Delta Platinum Business Upgrade Offer, 40K Miles with $4K Spend (Targeted)

Amex Delta Platinum Business Upgrade Offer American Express is targeting select Delta Gold Business cardholders with an offer to upgrade to the Delta Platinum Business card and earn a bonus 40,000 miles. Check out the details of the card below and the link to see if you are eligible. Offer Upgrade to the Delta SkyMiles® Platinum Business Card to earn 40,000 Bonus Miles after spending $4,000 in purchases on the Card in the first six months of Card Membership. Annual Fee: $250  $0 ann

Get Free Annual Equinox+ Membership with Amex Platinum Card

Best Credit Cards For Supermarkets And Grocery Stores

text-blocks id=”86820″ plain=”1″] Grocery shopping can be one of the most expensive parts of running a household. However, grocery stores and supermarkets are also a great place to stock up on third-party gift cards. More often than not, there are special deals and discounts on these cards, which can be very lucrative if you use the right credit card. You should always aim to earn at least 2% cash back on all the purchases you make with a credit card. But you can get as much as 6% i

Amex Business Gold, 100K Points Welcome Bonus with Employee Card (NLL, Targeted)

Amex Business Gold 100K Offer American Express has a great new offer for the Amex Business Gold Card. You can earn up to 100,000 Membership Rewards points when you apply and also add one employee card. The offer doesn’t seem to have the usual lifetime language either, but make sure to check your own offer carefully. There’s a direct link where you can check if you are eligible for this Amex Business Gold 100K offer. Update: More people are targeted, for this offer. I received a ma

Triple Dip! Best Time to Apply for the Amex Business Platinum Card

Now It’s the Best Time to Apply for the Amex Business Platinum Card The the Business Platinum Card from American Express is a product that comes with a big annual fee of $695. It also gives cardmembers lots of perks and benefits. Maximizing annual credits is one of the ways to make this card more affordable, and that’s exactly why this is the best time apply for the Amex Business Platinum card. Applying in December let’s you triple-dip the airline fee credit and Dell credit. When yo

American Express Officially Launches Apply With Confidence Feature

Chase Sapphire Reserve Cardmembers Get Lyft Pink All Access Free for Two Years

Chase Sapphire Reserve Cardmembers Get Lyft Pink All Access Starting Tuesday, November 15, Chase Sapphire Reserve cardmembers will have the option to receive a complimentary Lyft Pink All Access membership, the most premium membership option from Lyft (valued at $199 per year). Chase Sapphire Reserve cardmembers can get this membership as a complimentary offering for two years, followed by 50% off the third year. Membership auto renews annually. The Chase Sapphire Reserve card

Capital One Savor and Quicksilver Cards Get Up to 24 Months of Uber One for Free

Capital One Savor and Quicksilver Cards Get Up to 24 Months of Uber One for Free Today Uber and Capital One announced a new partnership to bring savings and benefits to select cardholders across the United States. Starting today, Savor, SavorOne, SavorOne Student, and Quicksilver Student cardholders automatically earn 10% cash back on purchases with Uber when they use their card, and they get up to 24 months of complimentary Uber One membership, valued at $9.99/month. Quicksilver, Quicksilv

American Express Waives Annual Fees for Military Members

American Express Waives Annual Fees for Military Members Today on Veterans Day it’s a good time to remind readers about an American Express perk for service members that often goes under-the-radar. The issuer waives the annual fees for its credit cards, even for The Platinum Card® from American Express , which comes with a $695 annual fee and tons of benefits. ( See Rates and Fees; terms apply). Getting this card without an annual fee is a great perk that active service members should ut

It’s a Bear Market But I Bonds Are Earning 6.89% Interest

Here’s How to Get a Free College Education

Are you worried about the massive cost of getting a college education? Here are two magic words for you: free college. Free college? Is there even such a thing? Yes, there is, if you play your cards right. We got to thinking about free college when Princeton University recently announced that it’ll offer free tuition for students whose parents earn less than $100,000 per year. And when Fidelity Investments recently announced that it’ll offer free college degrees to its 18,000 employees, inc

9 Holiday Baking Substitutes to Beat Supply Chain Shortages

’Tis the season to stock up on all things sweet, including ingredients for holiday baking. However, supply chain issues and other shortages mean some baking ingredients are either missing from grocery store shelves or much more expensive this year. While American households aren’t facing the widespread shortages of pandemic days, the high cost of baking supplies can still be frustrating during the holidays. Fortunately, there are low-cost substitutions for most in-demand ingredients that ca

Should You Save or Pay Down Debt to Prepare for a Recession?

A recession can wreak havoc on your finances. So it’s understandable if you’re worried by recent headlines. Economists are increasingly pessimistic, with those polled for Bankrate’s Third-Quarter Economic Indicator in October 2022 putting the odds of a recession at 65% in the next 12 to 18 months. If you’re worried about a recession, there are steps you can take to safeguard your money. But you’re probably facing some tough choices since your paycheck will only stretch so far. One big

Best Homeowners Insurance Companies of 2022

When you decide to purchase a home, and you use a mortgage to pay for the home over time, you are almost certainly going to be required to carry homeowners insurance. This protects the lender in case anything happens to the home in terms of damage or other loss of value. Purchasing insurance of any kind can be complicated and problematic, because you want to make the correct choice for your needs and within your budget. One of the problems is that there are many companies to choose from and man

Add Authorized User to Your Discover Account, Get $25 Bonus (Targeted)

9 Things You Can Do Now To Save Money on Taxes Next Year

As the year ends, you might be wondering about next year’s tax bill. Will you get a refund? Or will you owe Uncle Sam money? Even if you’ve already earned most of your income for the year, you can still make changes to soften next year’s tax bite. Don’t worry, we’re not talking about tax evasion, but there are some totally legit ways to keep more of your hard-earned dollars in your pocket. 9 Simple Ways to Pay Less Taxes in 2023 Here are several ways to save money on taxes before the

Bilt Rent Day – Get Free United Elite Status, 350 Points and More

Bilt Rent Day – Get Free United Elite Status, 350 Points and More Bilt Rewards recently launched a monthly promotion called Bilt Rent Day. This is an opportunity for members to earn more points during the first day of every month, plus other promotions. November 1st is almost here, so Bilt has revealed all the deals for the upcoming  Bilt Rent Day and most of them are already live. You can get free United Airlines Elite Status, an easy 350 points and more. Check out all the details

What is an Instant Use Credit Card and How Do They Work

Nowadays, consumers can get instant approval when they apply for certain credit cards, but it can take another week or two before that powerful plastic rectangle arrives in the mail. For many, that’s just fine — they can just use other credit cards and debit cards in their wallets. But what if you need to use that card the day you’re approved? That’s where instant use credit cards come in. An instant use credit card allows you to make purchases immediately, either through a barcode, dig

How to Pull Off a Budget Bathroom Makeover for Free or Cheap

Apple Raises Prices for Apple Music, Apple TV+ and Apple One

The 25 Best Side Hustles, Plus Resources to Help You Succeed

Side hustles, also known as side gigs, are paid projects you do outside your main job. They can be a great way to pay off debt or earn more money on the side. They can also be a means to tap into unused skills and explore your passions. And if you really want to get creative, you can use a unique side hustle as a testing ground for a business idea. Looking for a ready-made side hustle? Or maybe a creative gig you can use to carve out a niche for yourself outside of your full-time job? Either wa

Chase Marriott Bonvoy Boundless Bonus, 75K Points and $300 Gift Card

Don't Get Scammed: What You Need to Know About Scams on the Rise

Last year saw a 70% increase in scams in the U.S. and more than $5.8 billion was stolen, according to the Federal Trade Commission. And scammers are scamming this year, too. The credit report bureau TransUnion, reports that 38% of Americans have been targeted by digital fraud so far in 2022. Scams are on the rise, but we’ve got tips to help you identify scams and ultimately, avoid them. Who Gets Scammed? You might assume senior citizens are most likely to be a victim, but people of all age

The 12 Best Travel Credit Cards of October 2022

The best travel credit cards offer consumers rewards points or miles toward purchases like airfare, hotels and rental cars. Though some carry steep fees, these credit cards typically result in more rewards for frequent travelers than a standard cash back credit card. And they might also come with unique perks like travel insurance, free baggage check and late check-out at hotels. But with confusing terminology like points vs. miles and an oversaturated market full of general travel cards, airli

Personal Chase Southwest Cards Have New 75K Welcome Bonus

Personal Chase Southwest Cards Have New 75K Welcome Bonus Chase has increased welcome bonuses on all three personal Southwest credit cards. You can now get a welcome bonus of 75,000 Southwest points with each card, if you spend $3,000 on purchases in the first 3 months. All points earned with the card, including the introductory bonus, count toward the coveted Companion Pass®. Southwest’s Companion Pass is the benefit that allows you to select one person to fly with you for free (not i

Are Store Credit Cards Worth It? Pros and Cons of Store Credit Cards

The 6 Best Credit Cards for Bad Credit of October 2022

The best credit cards for people with bad credit still offer some cashback and bonus rewards. It’s possible to qualify for credit cards even if you have bad credit or no credit history at all. In fact, responsibly using a credit card is one of the easiest ways to establish credit history and repair your credit score. You probably won’t qualify for credit cards with amazing rewards and perks, and the APR will likely be high. But if you can stay on top of payments and spend within a budget, y

The 10 Best Gas Credit Cards of October 2022

SaveBetter Finds You Secret Bank Accounts That Will Grow Your Money up to 19x Faster

If you’re sticking with your same old bank for everything, you’re probably missing out on the best interest rates. So many banks are relying on you being brand loyal and not shopping around. But a site called SaveBetter lets you deposit with different banks from a single account — you can pick the best savings accounts with the highest APY from various banks, a-la-carte style. SaveBetter can find you accounts that can grow your money up to 19 times faster than the national average. All

Chase Ink Business Premier Now Available Online, $1K Bonus and $195 Fee

New Chase Ink Business Premier Credit Card Update: The card is now available for applications online. Today, Chase officially announced the Chase Ink Business Premier (SM) credit card, the newest business card to be added to the Chase Ink suite of products. The new card has been rumored for a while now and most details were already revealed. It is designed to better meet the spending needs of larger businesses. The Chase Ink Business Premier will be the first Pay in Full business credit

How to Build a Capsule Wardrobe With What’s Already in Your Closet

Capsule wardrobes may sound like a new-age concept, but budgeting experts and fashionistas alike have been promoting this approach to thinning out closets for decades. A capsule wardrobe isn’t just an effort to buy and wear a specific number of coordinated outfits. It’s a minimalist approach to fashion that anchors your daily decision about what to wear with timeless pieces. From a great pair of wide-leg trousers to a slip dress, these clothing staples are the building blocks for a more ver

80,000 Miles Bonus for Barclays AAdvantage Aviator Business Card, Plus Waived Fee

80,000 Miles Bonus for Barclays AAdvantage Aviator Business Card, Plus Waived Fee Barclays AAdvantage Aviator Business Mastercard has a new and improved welcome bonus of 80,000 miles. Additionally, there’s a $95 credit as part of the signup bonus, which takes care of the annual fee for the first year. Let’s check out the details of this Barclays Aviator Business card offer. Offer Earn 80,000 AAdvantage® bonus miles and a $95 statement credit after spending $2,000 on purchases in the f

Lufthansa Miles & More Credit Card Has a New 80K Bonus

Amex Marriott Brilliant Card, $300 Credit to Convert to $25 Monthly for Dining (Last Day)

Amex Marriott Brilliant Card, $300 Credit to Convert to $25 Monthly for Dining Update: Today is the last day to double-dip. That means that new cardholders can use the $300 credit and then the $25 in statement credits per month which kicks in tomorrow. It’s also the last day to use the credit for current cardholders. If you have  aMarriott hotel near you, you can try buying a gift card at the front desk. Otherwise you can try a digital gift card from the Marriott website (HT: MtM), espe

Amex Marriott Brilliant Card Gets Platinum Elite Status, 150K Bonus and $650 Fee

Amex Marriott Brilliant Card Gets Platinum Elite Status, 150K Bonus and $650 Fee Marriott Bonvoy is announcing enhancements to its premium Marriott Bonvoy Brilliant® American Express® Card , including Marriott Bonvoy Platinum Elite status (which offers late checkout, a welcome gift of choice upon arrival and more), a $300 annual credit at restaurants worldwide (up to $25/month back) and an annual Free Night Award.  The announcement comes on the same day as the launch of the two n

Some Citi Dividend Cards Being Converted to Custom Cash, Opt-Out Now

The Citi Dividend card is a product that hasn’t been available for new applicants in years. But many people still have this credit card in their wallets and continue to use it, thanks to the 5% back in rotating bonus categories. Each quarter, Citi announces new categories where you can earn 5% cash back with the Citi Dividend card. Unlike the Discover it, or Freedom Flex, where earnings are capped at $75 per quarter, the Citi Dividend card limits cashback earnings to $300 per year. So, yo

New FNBO Amtrak Credit Cards Coming in October

Earn 70,000 Miles with the Barclays AAdvantage Aviator Business Card

US Open Benefits for Chase Cardholders, Lounge Access and More

The US Open will start on Monday August 29th, and run through Sunday September 11th. It takes place at Billie Jean King National Tennis Center in Queens, New York. If you plan to attend, then you can enjoy some additional perks with your credit cards. If you have a premium American Express card, you can find more information here. And if you have a Chase card, continue reading below. Chase has revealed the return of its Chase Lounge for the 2022 edition, and more benefits for its cardholder

Citi Double Cash Card, New $200 Signup Bonus

New Capital One Spark Travel Elite Card: 250K Bonus, $300 Travel Credit & $395 Fee

Capital One Spark Travel Elite Card Review Capital One has launched a new small business credit card, which is only available to select customers. The new card is called Spark Travel Elite. This new product seems like a business version of the popular Capital One Venture X card. The Capital One Spark Travel Elite comes comes with a huge welcome bonus of up to 250,000 miles, $300 annual travel credit, 2x earning on all purchases, and more. And to make things even better, it will no show up o

Citi Rewards+ Card, Signup Bonus No Longer Has 24-Months Limit

Citi Rewards+ Card, Signup Bonus No Longer Has 24-Months Limit Citi limits new credit card bonuses to just once every 24 or 48 months per credit card family. So for example when it comes to ThankYou points earning cards, you can only get one bonus on those cards every 24 months. This limitation has been in place for a long time now. For example, if you look at the terms for the Citi Premier card , you’ll find the following fine print under the bonus: Bonus ThankYou® Points are

New Wells Fargo Autograph Card Now Available for Applications, Check Out All the Details

Amex Pay Over Time Bonus, Get Up to 20K Membership Rewards Points (New Links)

Amex Pay Over Time Bonus Update (Jul. 13, 2022) – New links available ( LINK 1 , LINK 2 ). Also make sure you unenroll from Pay Over Time so you can get targeted for these offers. You can also do this after getting the POT bonus, and hopefully you get targeted again. (HT: DoC) Update (Jun. 15, 2022) – New activation link for a 20K points bonus that seems to be working for many people today. Check your cards again. Plus new emails have been sent out, so take a look at your inbox as

Barclays and Carnival Renew Credit Card Partnership Agreement

Carnival® World Mastercard® Barclays and Carnival have announced today that the two companies have extended their credit card partnership agreement. Since 2004, Barclays has been the exclusive issuer of Carnival’s travel rewards credit card program in the United States. The suite of credit card products offers an array of rewards and benefits to cardmembers for Carnival Cruise Line, Holland America Line and Princess Cruise Lines. Barclays and Carnival will continue to collaborate

Amex Blue Business Plus, Best Ever 75K Welcome Bonus (NLL, Targeted)

Amex Blue Business Plus 75K Bonus American Express has a new best offer for the Blue Business Plus card. You can earn 75,000 Membership Rewards points when you apply and spend $15,000 within the first year. This is offer has no lifetime language, but it is targeted. You can check the link below to see if you are eligible. Offer Earn 75,000 Membership Rewards Points after you spend $15,000 on your new Blue Business Plus Card in the first 12 months. Plus, enjoy 0% Intro APR for 12 month

Chase IHG Premier Card, 140K Signup Bonus Plus Free Night (40K)

Chase IHG Premier Card, 140K Signup Bonus Plus Free Night (40K) The Chase IHG Rewards Premier Card currently has a new offer that gets you 140,000 points and a Free Night worth up to 40,000 points. This is similar to the best ever bonus we have seen on this credit card. The card has a $99 annual fee that is not waived this time around. The card was recently be refreshed. That was part of a whole IHG Rewards revamp in April. Let’s see how this offer works and also check out the eligib

8 New Products at Costco in July

Costco shoppers get used to seeking out their old favorites — a juicy rotisserie chicken, a pallet of paper towels, enough coffee to fuel an entire dorm. But because the warehouse club’s selection is so huge, it’s easy to forget that Costco adds new products all the time. There’s no reason to skip over the classic Costco items, but why not scoop up something new? Here’s a look at some of the items that are new to Costco in July 2022. They are all available now unless otherwise noted,

8 Financial Dates and Deadlines in July 2022

Life moves quickly. It’s easy to get distracted. But that can be costly. Miss an important financial date or deadline, and you could be on the hook for a penalty or lose out on a limited-time opportunity to save money. Enter our “Money Calendar” series. In this edition, we’ve rounded up the noteworthy money dates in July 2022. Take a look and mark your calendar with any dates that apply to you. July 1 — IRS’ standard mileage rates change The IRS recently announced taxpayers who take

7 Reasons You Should Not Buy Life Insurance

stockfour / Shutterstock.com Dropping life insurance coverage may seem risky, but there are times when it makes good financial sense. The main purpose of life insurance is to support dependents when you die. If others no longer rely on your income, the money you spend on premiums could be put to better use — perhaps spent on day-to-day living expenses or saved for retirement. If you keep a policy that you no longer need, you’re wasting money. Following are circumstances in which you mig

Full List of Cardless Credit Cards, See Which One Works Best for You

What Is The Best Cardless Card? Cardless credit card company based in San Francisco, CA. Founded in 2019 by Stanford graduates Michael Spelfogel and Scott Kazmeierowicz, Cardless has raised $50M in equity funding. Cardless is a newcomer in the credit card issuer field and it provides custom co-branded credit card products, which are quite similar to each other, but also offer unique benefits. It has so far partnered with sports teams in England and the US to offer six different credit car

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47 New Shows and Movies on Netflix in July

Here's a list of everything new that's coming to Netflix. wutzkohphoto / Shutterstock.com Are you getting your money’s worth out of your Netflix subscription? How do you know? The ever-popular streaming service has a dizzying array of comings and goings each month. Keeping tabs on the latest shows and movies can give you something to look forward to — or an excuse to save a few bucks by canceling until the arrival of a series worth checking out. Here’s a list of specials, films

11 Ways to Upgrade Your Yard for $100 or Less

Lopolo / Shutterstock.com Once summer arrives at your home, backyards become the stars of the show. If your yard, porch, patio, deck or balcony has been an afterthought for years, it’s time to show it some love. Here are some ways to start upgrading your outdoor space for $100 or less. 1. Install a Ring Video Doorbell BrandonKleinVideo / Shutterstock.com The smartest outdoor upgrades include smart security. With a Ring Video Doorbell, you can monitor your property, interact with visit

Free Tool Helps Older People Pay for Rising Expenses

If you are an older adult or someone with disabilities struggling to pay day-to-day expenses, a new, free tool can connect you with help. The National Council on Aging (NCOA) announced on June 27 an improved version of its BenefitsCheckUp website. This tool helps older adults and people with disabilities to find nearly 2,000 benefits programs. The programs can help those in need to better afford daily expenses such as food, medicine and utilities. The NCOA launched BenefitsCheckUp in 2001 in

16 Things That Used to Be Free but Now Cost Money

Chiarascura / Shutterstock.com If you feel as though you’re being nickel-and-dimed by businesses nowadays, that’s probably because you are. Of course, pricing varies from region to region, but many products and services that used to be free will now cost you. It could be only a buck or two, but it all adds up. Here’s a look at some past freebies that are now long gone. 1. Hotel amenities Monkey Business Images / Shutterstock.com You’d think if you go to a hotel advertising a poo

Dull Sense of Smell May Be an Early Sign of Alzheimer’s

A declining sense of smell might be a key early sign that a person is developing cognitive impairment related to Alzheimer’s disease, according to a recent study. People who experience a fading sense of smell — known as anosmia — often have brain scans that reveal a faster buildup of harmful proteins associated with Alzheimer’s, say researchers from the National Institute on Aging (NIA). The study published in the Journal of Alzheimer’s Disease is just the latest to find a link betwee

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5 Medicare Mistakes to Avoid for a Healthy Retirement

Dragana Gordic / Shutterstock.com Retirement is supposed to be a time to enjoy the fruits from decades of labor, but managing your health care in your golden years can feel like a whole new job. And it’s not a simple one. The current official guide to Medicare, the federal health insurance program primarily reserved for folks age 65 and older, clocks in at more than 100 pages. Unfortunately, it’s easy to make Medicare mistakes. At best, they can cost you extra cash. At worst, they could

Brex Shutting Down Small Business Accounts, Use Rewards Now

Brex Shutting Down Some Accounts Update: Brex is also closing other accounts which are not dormant. I received this notification for my business account which regularly has more than $5K monthly transactions spread out over 5 employee cards, and a balance of at least $10K. Brex says this is “due to a change in how we determine account eligibility”. Brex says it regularly reviews its services, and due to a change in company strategy, it will not be able to provide a great level of servi

8 Tax Credits and Deductions for Parents

This Paint Color Can Rob Your Home Value of $6,500

Prostock-studio / Shutterstock.com You’re not supposed to judge a book by its cover, but apparently doing that with a home’s door is just fine. A recent Zillow study looked at how different paint colors on front doors affect home sale prices and found certain colors could make a home worth thousands of dollars more — or thousands less. For the study, recent and prospective homebuyers were randomly assigned images of front doors with one of 11 paint colors. All homes had the same inter

17 Things You’re Keeping for No Reason — and Should Toss

aslysun / Shutterstock.com When my circa-1987 all-gray kitchen finally underwent a much-needed renovation, my husband and I had to take every single thing out of our cupboards and drawers. It was kind of like an archeological dig, as we discovered mysterious gadgets, orphaned appliance cords and even a 1990 receipt for a coffeemaker purchased by our home’s previous owners. And we learned a major lesson: You probably don’t need many of the items you’re still stubbornly hanging on to. I

The Latest and Greatest Deals from Around the Web

Every hour we update this list of the latest and greatest deals from around the web. To have this list, along with our Emmy Award winning news, analysis, and advice delivered daily to your inbox, sign up for our free newsletter. Last Updated: Saturday 12:00 PM EDT. Categories Automotive (1) Clothing Accessories (11) Computers (11) Electronics (1) Gaming Toys (4) Home Garden (18) Movies, Music Books (2) Sports Fitness (3) Store Events (1) Automotive (1) Cl

Patients Say This Is the Best Vision Plan Provider

Aetna Vision gets top marks as the nation’s best vision plan provider, according to J.D. Power’s 2022 U.S. Vision Plan Satisfaction Study. In fact, on a 1,000-point scale, Aetna Vision earns an overall customer satisfaction score of 831 in the latest annual survey. In formulating its rankings, J.D. Power surveyed more than 1,200 vision insurance customers. Overall customer satisfaction with vision insurance providers was based on five factors. In order of importance, they were: Coverage Co

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2022’s Best Cities for New Moms

Julia Zavalishina / Shutterstock.com Editor's Note: This story originally appeared on LawnStarter. Being a new mom is hard, but being surrounded by a strong community can help lighten the load. Which U.S. cities are best at supporting women through the challenges of motherhood? LawnStarter compared 180 of the biggest U.S. cities to rank 2022’s Best Cities for New Moms. We looked at more than 40 mom-friendliness factors, such as OB/GYN and pediatrician access, the strength of breastfeedi

8 Things You Should Not Buy With Cash

TZIDO SUN / Shutterstock.com Of all the things that are slowly becoming obsolete in our modern world, cash might be the most surprising. Some businesses are even refusing to take cash at all, preferring electronic payment methods. And there are often advantages to paying with credit. Seattle-area certified financial planner Mindy Crary says she hasn’t physically been in a bank in more than two years. While she used to always make sure she had cash on hand, she doesn’t worry about it now

10 Housing Markets That Are Most Likely to Keep Their Value

Monkey Business Images / Shutterstock.com Homeowners who closely follow real estate developments are getting a little nervous. After years of prices rising from coast to coast, the U.S. housing market suddenly is going cold. The pattern seems eerily similar to events more than 15 years ago, when housing values plunged seemingly overnight. The bursting of that housing bubble left millions of homeowners underwater on their mortgages. It took many years for prices to recover. In some places, t

The 15 Best Cities for DIYers

michaeljung / Shutterstock.com Editor's Note: This story originally appeared on Porch. Since the start of the COVID-19 pandemic more than two years ago, living space has taken on new importance for many Americans. From early lockdowns to lasting remote or hybrid work arrangements, people have been spending more time at home and collectively investing billions in the spaces where they live. While the pandemic’s economic effects — including high savings rates, low interest rates, and go

5 Milestones That Mark the Start of Retirement for Americans

stockfour / Shutterstock.com When does retirement begin? Most folks would say it’s the day you stop punching the clock full-time for your company. But not everyone thinks that way. For some people, other milestones are more significant markers that your golden years have begun. A recent report from Edward Jones and Age Wave surveyed 11,000 adults. A subset of the respondents — retirees and pre-retirees age 45 and and older — were asked to name the milestone that most signifies they ha

Target Reveals Its ‘Prime Day’ Sale Dates and Early Deals

If you don’t have Amazon Prime — or even if you do, but simply want more shopping options during that retailer’s upcoming Prime Day event — Target might be the place to shop. Target Deal Days are set for July 11-13, and as the retailer pointedly mentions, you can enjoy its sale prices with “no membership fee required.” Savings will be available in every category. Target says to expect the following: “Spend $50 on food and beverage, get a $10 Target GiftCard with same-day service

Huge Amex Platinum Card Offer, 150K Points with $6K Spend (YMMV)

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Why Retailers Soon May Slash Prices ‘Like You’ve Never Seen’

Bargain hunters soon might find large discounts at some of their favorite stores. And they have the COVID-19 pandemic to thank for the deals. The Wall Street Journal reports some of the nation’s biggest retailers — Walmart, Target and Macy’s — may offer big price breaks on products such as: Electronics, including laptops and TVs Loungewear Outdoor furniture These products are arriving two years late — thanks to pandemic-related supply chain issues – and now, retailers are willing

9 States Where Quality of Life Is Improving for Seniors

Dragana Gordic / Shutterstock.com Here’s a bright spot among the recent doom and gloom in the news: Seniors are living longer, fuller lives. “Death rates from diseases like COPD, cancer and heart disease, all of which are top causes of death for the elderly, have dropped,” according to a recent analysis by Seniorly, a website that helps people find senior living communities for themselves or loved ones. “The average Social Security check has climbed (even after accounting for inflat

The Worst Day of the Week to Buy Gas in 2022

If you are trying to save money on gas — and who isn’t these days? — avoid filling up on a Thursday. That is the worst day of the week to head to the pump if you are trying to cut costs, according to a study. The analysis by GasBuddy — which provides real-time gas price information at more than 150,000 stations — found that during 2021, Thursday was “the most expensive day of the week by far” to fill up in 28 states. Studies in previous years found the weekend days to be the most

The Latest and Greatest Deals from Around the Web

Every hour we update this list of the latest and greatest deals from around the web. To have this list, along with our Emmy Award winning news, analysis, and advice delivered daily to your inbox, sign up for our free newsletter. Last Updated: Friday 10:00 PM EDT. Categories Clothing Accessories (40) Computers (9) Electronics (13) Gaming Toys (8) Health Beauty (7) Home Garden (25) Movies, Music Books (2) Sports Fitness (4) Store Events (7) Clothing Accessories (40)

Sam’s Club Now Offering $8 Annual Membership

Sam’s Club is marking the nation’s birthday with an irresistible offer to new members. From June 17-26, new members can grab an annual membership for just $8 — “less than a fourth the everyday price.” Sam’s Club says the offer, which redeemable in person at warehouses, is the retailer’s way of “giving Americans more ways to celebrate ahead of the Fourth of July.” This is the second time this year Sam’s Club has offered an $8 membership. It also did so around the time of the

5 Things You Must Do Before the Next Recession

As we’ve reported, both Wall Street and many small businesses are bracing for an impact some time in 2022. This could mean tough times for everyday finances. You’ve been warned. Do what you can now to position yourself to ride out a downturn, rather than being shocked and dismayed once the recession hits. Among other things, money experts recommend that you: Reduce expenses Pay off consumer debt Look for new income streams Shore up emergency savings (and stash them in higher-earning accoun

15 States With the Fastest-Growing Economies

Friends Stock / Shutterstock.com Editor's Note: This story originally appeared on Filterbuy. Since the start of the year, the U.S. stock market has suffered staggering losses. Inflation has dominated headlines for almost a year, with the Consumer Price Index rising at its fastest rate in decades. The U.S. Federal Reserve has embarked on a series of interest rate hikes to cool demand in the economy, which should reduce inflation but could also send the economy into a recession. Global even

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Got an IRA? Here’s How to Use the Bear Market to Your Advantage

Wall Street might be swimming in a sea of red ink, but for retirement savers, there is a silver lining to the recent stock market slide: If you have a traditional individual retirement account, or IRA, converting it to a Roth IRA while sentiment is bearish can deliver major tax savings. “In financial planning, there is no silver bullet, but it could be a very useful tool,” says Clark Kendall, president and CEO of Rockville, Maryland-based wealth management firm Kendall Capital. As Money rea

4 States Where Social Security Help Is Tough to Find

Sign up for our free newsletter! Join our many free newsletter subscribers building wealth and destroying debt: This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. Advertising Disclosure: This site may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Join our happy subscribers and sign up for our free newsletter! You'll get: Tips and advic

14 Products That Flopped Big-Time

17 Things Frugal People Never Buy

soumen82hazra / Shutterstock.com Those of us who are frugal know deep in our bones that there are things we would never, ever pay for. Ever. If you have the tightwad gene, you can probably feel your skin crawl at the mere thought of plunking down hard-earned cash on certain items. Following are some things sensible spenders avoid buying at all costs. 1. Books Aaron Amat / Shutterstock.com Some people — even frugal folks — love new books. The romance of cracking open a new book and s

6 Things You Should Know About Buying a Home in Retirement

ChameleonsEye / Shutterstock.com Retirees, even those who’ve owned a home for decades, can face unaccustomed challenges when buying a home. As you approach or enter retirement, you are likely to be thinking less about good schools and more about good hospitals and public transportation. Older home shoppers typically favor smaller, single-story homes. Many seek out features to help them age in place — like wide halls and doorways, no stairs and a no-curb entry. Qualifying for a home m

5 Genius Ways to Make $5,000 Fast

Inflation does more than eat away at your current budget. It also affects your financial future in a big way: The more things cost now, the less you have for goals like a down payment on a home of your own or a healthy retirement fund. Traditional money-saving activities are fine, over the long haul. But tactics like shopping the sales, washing your own car and bringing coffee to work just don’t add up very fast. For example, suppose you save $3 a day carrying that thermos of java. In six mon

8 Money-Saving Summer Dates to Mark on Your Calendar Now

By dennizn / Shutterstock.com No other season on a busy family’s calendar fills up like summer. Camps, hikes, vacations, camping trips, family reunions — there’s hardly a week without an event to look forward to. But summer events can get pricey. That’s why you’ll want to check out these upcoming June, July and August deals for family fun on a budget. Some offer discounted tickets, food or admission. Others are completely free. Tip: Read each promotion’s rules and regulations c

Drivers Will Pay More for These 5 Car Features

SofikoS / Shutterstock.com Today’s cars are technological wonders. From advanced safety features to bells and whistles that simply make driving more fun, the technology in modern vehicles has revolutionized how we get from one place to another. But all that cutting-edge machinery comes at a price. If you want the best, you will have to pay for it. And many drivers are willing to do just that. Recently, Rocket Auto, an online automotive marketplace, surveyed 3,200 car owners and leasers an

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The Surprising Age When People Are Happiest

fizkes / Shutterstock.com When are you happiest in life? We all have our ideas. Perhaps it is during the full bloom of youth or when we are raising our children. Or maybe happiness comes at last in our golden years. Recently, AARP teamed up with National Geographic Partners and asked more than 2,500 adults to put themselves in one of two camps: Very happy Not too happy It then divided the respondents into age groups to determine the time of life when people are most likely to be happy. Fo

The Market is Low: Time to Buy Stocks?

6 of the Best Websites for Finding Free Stuff

Rawpixel.com / Shutterstock.com Why look for free stuff? Several reasons: Who doesn’t love a cheap thrill? The potential savings could be huge if you’re in the market for books, clothing, baby stuff, pet products or, in some cases, big-ticket items like electronics, furniture and appliances. It helps prevent waste. Sometimes it’s as simple as filling out an online form to get things like over-the-counter medications, toiletries, wildflower seeds, pomegranate sweetener, antioxidant s

15 Housing Markets Overvalued by More Than 50%

Antonio Guillem / Shutterstock.com Anyone who follows the housing market can’t help but feel like it’s deja vu, all over again. A little more than a decade ago, house prices soared nationwide, only to crash down to earth spectacularly. In the process, millions of homeowners saw their hard-earned equity disappear almost overnight. Now, it feels like the same thing might be happening once more. Most experts say that’s not the case. They caution that things are different this time. For a

How Much Would Health Care Cost If You Retired Today?

Your retirement dream may be to spend endless days sipping drinks on the beach — but watch out for the tsunami brewing just over the horizon. As during your working life, health care expenses are likely to be among the costs that most put your finances at risk. In fact, the average couple retiring this year can expect to spend $315,000 in health care and medical expenses during retirement, according to Fidelity’s 21st annual Retiree Health Care Cost Estimate. For single people, the cost is

The Latest and Greatest Deals from Around the Web

Every hour we update this list of the latest and greatest deals from around the web. To have this list, along with our Emmy Award winning news, analysis, and advice delivered daily to your inbox, sign up for our free newsletter. Last Updated: Tuesday 6:00 PM EDT. Categories Automotive (2) Clothing Accessories (17) Computers (15) Electronics (10) Gaming Toys (4) Health Beauty (1) Home Garden (28) Movies, Music Books (2) Special Occasion (4) Sports Fitness (4) Store Even

Housing Boom? Prices Still Haven’t Recovered in 477 Cities

Everybody knows housing values have exploded in recent years. But difficult as it is to believe, hundreds of markets across the country still have not recovered from the housing bubble that burst about 15 years ago. An analysis by Zillow that The Wall Street Journal requested finds that 477 markets across the country still have not fully recovered from that heart-wrenching event in which millions of people lost their homes or saw tens of thousands of dollars in equity disappear. As of April 202

5 Tips to Make Money Management Fun

Subscribe: Apple Podcasts | Google Podcasts | Spotify | Amazon Music | RadioPublic | Stitcher | RSS Every year, people spend nearly $200 billion on video games: That’s more than we spend on sports and movies combined. Clearly, we’re into having fun and playing games. But here’s a question: What if we take games out of the fantasy world and put them in the real one? What if we could make tasks like managing our money more of a game and less of a chore? In short, what if we could make mon

3 States Where Home Insurance Rates Have Skyrocketed Amid Inflation

Steven Frame / Shutterstock.com Millions of Americans have spent the past few years desperately searching for affordable housing. Now, those lucky enough to find a home are running wallet-first into another budget-busting woe: soaring home insurance premiums. In some states, homeowners insurance costs rose by as much as 34% over the past year, according to an analysis by QuoteWizard by LendingTree, an online insurance marketplace. Overall, home insurance costs are up 2% nationwide during th

Why Your Health Insurer May Send a Big Check Soon

Consumers can expect around $1 billion in health insurance refunds this fall, according to a newly released analysis of data by the Kaiser Family Foundation. Such rebate payments are a result of a provision in the Affordable Care Act of 2010 that requires private insurance companies to spend a large percentage of premium money on patient care. Policyholders eligible for rebates can expect to receive a payment of about: $141 if they purchased an ACA plan on the individual market $155 if their c

7 Ways Costco Is Changing in 2022

Adwo / Shutterstock.com Costco is one of the most beloved retailers in America. Millions of people have memberships at the warehouse club and spend countless hours each year perusing its shelves. But nothing in life stays the same, and that includes Costco. Each year, changes — some subtle, some large — make their presence felt at the store. And 2022 is no exception. The following are several ways that Costco is changing this year. 1. More members are renewing dennizn / Shutterstock.

78% of People Aren’t Ready for Retirement, but There’s Good News

Rido / Shutterstock.com Editor's Note: This story originally appeared on NewRetirement. A recent study, the 2022 Schroders US Retirement Survey, reports that a mere 22% of people approaching retirement age believe that they’ll have enough money to maintain a comfortable standard of living, down from 26% a year ago. Only 1 out of every 5 are prepared for retirement. Most people believe they haven’t saved enough, especially with potentially worsening economic conditions. If you are conc

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10 Common Expenses That Have Skyrocketed for Retirees

Monkey Business Images / Shutterstock.com If you’re receiving Social Security benefits, it’s no surprise to you that your monthly checks don’t buy as much as they used to. All the same, it’s shocking to see just how much their purchasing power actually has shrunk. Retirees who started Social Security before 2000 lost about 40% of their benefits’ buying power between 2000 and March 2022. That’s according to an ongoing study on Social Security buying power by the Senior Citizens L

5 Good Things About Recessions

Roman Samborskyi / Shutterstock.com Concerns about a coming recession are on the horizon. Even though the unemployment rate remains a low 3.6%, some believe a recession could be on the way. For example, experts cite the recent slowing in the housing market as a sign of a looming recession. On top of that, inflation continues to surge and the Federal Reserve has signaled that it could raise interest rates even more through the end of the year. No one wants to try to manage their money — or

10 Lego Sets That Can Resell for Thousands of Dollars

When I was a kid, an afternoon of pure bliss required only three things: A cold glass of Hi-C (Orange flavor, thank you very much.) Back-to-back episodes of “Bewitched” My mountain of Legos And though my taste in beverages and TV has changed, I still love those little interlocking bricks. Today, Lego is more popular than ever, with some rare sets reselling for big bucks. If you have boxes of Legos collecting dust somewhere, it may be time to do some digging. Here is a list of valuable Leg

7 Movie Theater Chains With Senior Discounts

ViDI Studio / Shutterstock.com The average movie theater ticket price in 2019 was $9.16, according to the National Association of Theatre Owners. That figure hasn’t been updated since (thanks, COVID-19!), but you can safely assume that the price hasn’t gone down. Movie ticket prices can put a real hurt on your entertainment budget if you’re a senior living on a fixed income. Even those who are still working might think a night at the movies is a costly indulgence. That’s especially

5 Steps to Claim Benefits on Your Ex-Spouse’s Social Security Without Telling Them

Sign up for our free newsletter! Join our many free newsletter subscribers building wealth and destroying debt: This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. Advertising Disclosure: This site may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Join our happy subscribers and sign up for our free newsletter! You'll get: Tips and advic

Capital on Tap Business Credit Card, Get $750 Bonus When You Spend $7500

Capital on Tap Business Card $750 Bonus Capital on Tap is offering an increased signup bonus for its Business Credit Card. The usual signup bonus is only $200, but currently the offer has been increased to $750. The Capital on Tap Business Credit Card is issued by WebBank. This is a card that comes with no annual fee and 1.5% cash back on all purchases. Plus, applying for a Capital on Tap Business Credit Card may not affect your credit score. This business card is purpose built for sma

12 Hacks to Cut Your Grocery Bill in Half

Prostock-studio / Shutterstock.com Editor's Note: This story originally appeared on Living on the Cheap. Of course, everyone would like to cut their supermarket bill by 50% or more. After all, on average we spend $387 per month on groceries. But you don’t have to go to the extremes you see on “Extreme Couponing” or map out an invasion of the store like it’s a small dictatorship. Instead, stock up on common sense and some planning. Here are several tips to slash that grocery bill a

5 Steps to Claim Benefits on Your Ex-Spouse’s Social Security Without Telling Them

Sign up for our free newsletter! Join our many free newsletter subscribers building wealth and destroying debt: This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. Advertising Disclosure: This site may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Join our happy subscribers and sign up for our free newsletter! You'll get: Tips and advic

15 Occupations Expected to See the Most Growth in the U.S.

ndoeljindoel / Shutterstock.com Editor's Note: This story originally appeared on Smartest Dollar. The COVID-19 pandemic has dramatically reshaped the U.S. labor market in many ways. Many low-wage jobs in fields like retail and hospitality were lost early in the pandemic and have not come back, while throughout the pandemic, there has been strong demand for health workers in response to the pandemic and technology specialists who can support an increasingly virtual economy. The unemploymen

The Latest and Greatest Deals from Around the Web

Every hour we update this list of the latest and greatest deals from around the web. To have this list, along with our Emmy Award winning news, analysis, and advice delivered daily to your inbox, sign up for our free newsletter. Last Updated: Saturday 1:00 PM EDT. Categories Clothing Accessories (15) Computers (9) Electronics (4) Health Beauty (3) Home Garden (23) Office Supplies (2) Sports Fitness (1) Store Events (5) Travel Entertainment (1) Clothing Accessories (15

14 of the Best Memorial Day Sales Already Underway

Your holiday weekend is just getting started — and so are the highly anticipated Memorial Day sales. Many retailers have already premiered their best deals on grills, furniture, home appliances and other big-ticket items, including a $1,000 savings on a new mattress. You’ll also find discounts on shoes and apparel to keep you stylish through the summer months. Don’t let the long weekend slip away without checking out the following top Memorial Day deals of 2022. Ace Hardware The first 240

7 Apps I Use to Beat Inflation at the Grocery Store

Prostock-studio / Shutterstock.com Want to beat inflation at the grocery store? There’s an app for that. A whole bunch of apps, actually. I use seven (some more regularly than others) to cut costs, and to get free or nearly free items. Some apps give you money, and some give points to trade for gift cards. Either way, it means getting the things you need cheaper, or even free. Can you fill your pantry this way? Maybe! Sure, there are a lot of sweets and treats up for grabs, but also stapl

Here’s How Much Medicare Spends on Seniors of Every Age

imtmphoto / Shutterstock.com The federal government spent a net $769 billion on health care benefits for Medicare beneficiaries in 2020. That represented 12% of the federal budget and 20% of national health care spending that year. As the federal health insurance program for those age 65 and older, as well as younger people with certain disabilities or diseases, Medicare is only expected to become increasingly costly for the government in the years to come as more people live into their 80s

114 New Titles on HBO Max in June — and Many Leaving Soon

HBO Max might be one of the fastest-growing streaming video services despite its competitors steadily growing in number since HBO Max launched in 2020. Even when streaming stalwart Netflix reported a loss in subscribers earlier this year, HBO Max and HBO reported gaining subscribers. The two together had nearly 50 million subscribers in the U.S. alone as of the first quarter of 2022. If you are one of those subscribers, read on to find out what shows, movies, documentaries and more are coming t

Amex Pay Over Time Bonus, Get Up to 30K Membership Rewards Points (More Targeted)

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ae ssp / Shutterstock.com A great day starts with a good night’s sleep, and recent research indicates those in middle to advanced age should be getting seven hours of slumber nightly. However, that can be challenging for some people. “Ideally, it would be best to go to bed in a cool, dark room,” says Dr. Peter Polos, a sleep medicine specialist and Sleep Number sleep expert. He tells Money Talks News that having the right mattress and bedding can also be crucial to a good night’s sl

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SpeedKingz / Shutterstock.com As a die-hard thrift shopper (30 years and counting), paying retail feels like defeat. The questionable quality, the mark-up, the immediate depreciation — ouch. I guess I’ve been spoiled by decades of amazing secondhand finds and even more amazing prices. But it’s not all about saving money. For me, thrift shopping offers other important advantages that department stores could never match. Here are some benefits you may not have considered. 1. Cultivate a

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Sign up for our free newsletter! Join our many free newsletter subscribers building wealth and destroying debt: This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. Advertising Disclosure: This site may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Join our happy subscribers and sign up for our free newsletter! You'll get: Tips and advic

Amazon Now Offers Cash Back at Your Favorite Grocery Store

As the cost of groceries soars, everyone is looking for ways to trim ever-expanding food bills. Now, Amazon wants to help by offering a slew of digital rebates. The online retail giant recently introduced Alexa Shopping List Savings, which lets those who use the digital assistant apply rebate offers in the Alexa app to goods that they have added to their shopping list. The cash shoppers earn back by using these offers is applied to a digital Amazon gift card. Anyone in the U.S. who uses the sho

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BlockFi Rewards Visa Card Adds BlockFi Offers Today, BlockFi announced BlockFi Offers, a new rewards program that gives more crypto earning options to the BlockFi Rewards Visa® Signature Card . Through BlockFi Offers, BlockFi cardholders can earn additional and personalized rewards with up to 10% crypto back at thousands of select brands and restaurants. This simple and seamless rewards program empowers cardholders to earn even more crypto on everyday purchases. BlockFi Offers will be ope

If You Find This Thrift Shopping, Buy It

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3 Antioxidants Linked to Lower Dementia Risk

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ShotPrime Studio / Shutterstock.com Editor's Note: This story originally appeared on NewRetirement. Consumption smoothing is a financial planning concept developed and tested by economists. It refers to the somewhat aspirational idea that people strive to maintain a relatively stable and predictable standard of living over their lifetime through all phases of life. Consumption Smoothing Is About Stability, Not Uniform Spending or Income Levels fizkes / Shutterstock.com There is a lot

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Planning to buy a home? A new online tool can help you gauge the property’s risk of damage from a wildfire. The First Street Foundation Wildfire Model is billed as the “only nationwide, probabilistic, climate adjusted, peer reviewed, property specific wildfire risk model for properties in the contiguous United States.” In addition to revealing a home’s current wildfire risk, the tool forecasts the wildfire risk up to 30 years into the future. To use the tool, enter an address, ZIP code,

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A large portion of baby boomers and Generation X — the two age cohorts currently approaching or entering retirement — share a mistaken belief that could wreck their golden years. About 20% of Generation Xers and 15% of baby boomers think a professional financial adviser would suggest withdrawing 10% to 15% a year from a portfolio during retirement, according to a recent survey of more than 2,600 adults from Fidelity Investments. Unfortunately, that number is off by a wide margin. In fact, f

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Chaay_Tee / Shutterstock.com As we’ve started coming to grips with the idea of a recession — but still hoping we have time to prepare — a sharp drop came along to remind us of the risk, and reality, of investing. Last week, the Dow Jones Industrial Average saw a single-day drop of 1,063 points, or 3.12%. It was the worst single day since 2020. Then on Monday, the Dow shed an additional 654 points, or about 2%. It was certainly stomach-curdling for anyone who has stocks, and there may

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The IRS is weighing a change that could leave your heirs poorer than you might hope. The new federal regulations would require many people who inherit money through traditional individual retirement accounts (IRAs) as well as 401(k)s, 403(b)s and eligible 457(b)s to withdraw funds from the accounts every year over a 10-year period, The Wall Street Journal reports. The change would apply to most beneficiaries other than spouses, and would stretch back to those who have inherited money after 2019

Money in a Minute for the Week Ending May 14, 2022

Every Friday I recap “news you can use” from the week: a handful of quotes from major (and often expensive) news sources, so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here are headlines and quotes from select money stories this week. Then you’ll find my take on the week. Market’s 2022 Slide Has Already Changed Investor Behavior (May 8, The Wall Street Journal): The SP 500 traded last week at 17.7 times its proje

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Apple Promotion for Chase Freedom, Ink Sapphire Cardmembers Starting May 1 through May 31, Chase Freedom, Chase Ink and Chase Sapphire cardmembers can get more value when redeeming points for Apple® products through the Apple Ultimate Rewards® store. Check out the details for each eligible Chase credit card below. Freedom, Freedom Unlimited, Freedom Flex, and Freedom Student   Starting May 1 – May 31, 2022: Points are worth 10% more when redeemed for Apple products throug

9 Deep Discounts Available on Amazon This Friday

Planning to shop at Amazon today? Make sure you first check the “Today's Deals” section. This is the retailer’s hub for deep discounts — but these offers change frequently. To save you some time, we’ve handpicked several of the best deals available today. They are all at least 25% off and get a four-star rating or better from reviewers. We recommend you compare prices around the web before you buy, though. Also, note that although prices you see here will almost always be accurate, th

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G-Stock Studio / Shutterstock.com Haven’t got the stomach for investing in the stock market? You are in good company. Just 55% of American adults have any money invested in stocks, according to Gallup. Such caution is understandable — investing in stocks can be a bumpy ride, with soaring highs followed by nerve-rattling lows. That feels especially true right now. But stocks should be a part of any retirement savings strategy. Such investments provide a great way to stay ahead of inflati

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lunopark / Shutterstock.com You might want to cross a few things off your grocery list before the next time you head to the store. Overall inflation increased by 8.3% between April 2021 and this April, the federal Bureau of Labor Statistics reported today. That 12-month increase is a smidge better than it was in March, when it reached 8.5%. But that is likely of little consolation to shoppers at the grocery store. Grocery prices as a whole rose 10.8% between April 2021 and April 2022 — th

How Inflation Puts Your Homeowners Insurance at Risk

Inflation is sending the price of nearly everything — groceries, gas and many other goods and services — into the stratosphere. But one of inflation’s biggest threats to your financial well-being may reside in its impact on your homeowners insurance coverage. Rebuilding costs have soared along with everything else. That means you likely need more insurance coverage than you did a year or two ago. Yet, just 30% of insured homeowners have increased their coverage to make sure it keeps pace

This Is the Worst Day of the Week to Buy Gas

If you are trying to save money on gas — and who isn’t these days? — avoid filling up on a Thursday. That is the worst day of the week to head to the pump if you are trying to cut costs, according to a recent study. The analysis by GasBuddy — which describes itself as “the leading fuel-savings platform” — found that during 2021, Thursday was “the most expensive day of the week by far” to fill up in 28 states. Studies in previous years found the weekend days to be the most cost

The Top 6 Ways Retirees Plan to Spend Their Savings

Monkey Business Images / Shutterstock.com Despite the uncertainties of the past two years, 73% of a representative sample of American workers, and 78% of retirees, recently told pollsters they’re feeling at least somewhat confident they’ll have enough money to live comfortably in retirement. Roughly one-third of these optimists are “very confident,” according to the Employee Benefit Research Institute’s 2022 Retirement Confidence Survey. Pollsters interviewed a diverse sample of m

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80,000 Miles Bonus for Barclays AAdvantage Aviator Business Card, Plus Waived Fee Barclays AAdvantage Aviator Business Mastercard has a new and improved welcome bonus of 80,000 miles. Additionally, there’s a $95 credit as part of the signup bonus, which takes care of the annual fee for the first year. Let’s check out the details of this Barclays Aviator Business card offer. Offer Earn 80,000 AAdvantage® bonus miles and a $95 statement credit after spending $2,000 on purchases in the f

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How Baby Boomers Could Have Made an Extra $186K for Retirement

This Is the ‘Ideal’ Amount of Sleep for Older Adults

If you want to keep your mind sharp, aim for seven hours of sleep per night in middle and advanced age, according to a new study from researchers at the University of Cambridge in England and Fudan University in China. Getting less or more than seven hours of sleep is more likely to lead to poorer cognitive performance and mental health, the study found. The researchers looked at data from nearly a half-million British adults between the ages of 38 and 73 which included detailed information abo

10 Deep Discounts Available on Amazon This Friday

Planning to shop at Amazon today? Make sure you first check the “Today's Deals” section. This is the retailer’s hub for deep discounts — but these offers change frequently. To save you some time, we’ve handpicked several of the best deals available today. They are all at least 25% off and get a four-star rating or better from reviewers. We recommend you compare prices around the web before you buy, though. Also, note that although prices you see here will almost always be accurate, th

23 Hazardous Products That Were Recalled in April

When Ford vehicles have an airbag problem or Kraft recalls millions of boxes of macaroni, it’s headline-worthy news. But what about the many other products you use every day? Thankfully, the U.S. Consumer Product Safety Commission, or CPSC, keeps tabs on these items. The CPSC is an independent federal regulatory agency tasked with protecting the public against risk of injury or death posed by consumer products. Among its duties is to obtain product recalls and arrange for a repair, replacemen

Here’s What the Fed Rate Hike Means for Your Retirement

Elnur / Shutterstock.com On Wednesday, the Federal Reserve Board raised its target federal funds rate by a half-point, the largest increase in more than two decades. The hike — which brings the target rate to a range of 0.75% to 1% — is not expected to be the last such move this year. In fact, several more rate hikes are forecast through the rest of 2022 as the nation’s central bank tries to tamp down surging inflation. As we have explained in the past, every time the Federal Reserve

Amex Business Platinum, Get 160K Welcome Bonus with One Employee Card (Targeted)

Amex Business Platinum 160K Offer American Express has a great new offer for the Amex Business Platinum Card. You can earn up to 160,000 Membership Rewards points when you apply and also add one employee card. The offer doesn’t seem to have the usual lifetime language, but make sure to check your own offer carefully. There’s a direct link where you can check if you are eligible for this Amex Business Platinum 160K offer. Update (Nov. 17, 2021): More people have been targeted for this o

Why Summer Travel May Cost More Than You Planned

With the COVID-19 pandemic once again appearing to subside — at least for now — many people are preparing to scratch their travel itch by planning a summer getaway. But as with so many other goods and services in today’s economy, you can expect to pay more if you fly to a destination in coming months. The Dallas Morning News reports that airline ticket costs already are higher than they were in 2019, the last summer travel season before the pandemic. And the newspaper says rumblings out o

Sharp Mind in Old Age? Thank Your Pet

We all know that Fido and Fifi can be a balm for your heart. As it turns out, a pet also may help protect your brain. Older adults who own a pet may slow their rate of cognitive decline, according to a preliminary study recently presented at the American Academy of Neurology’s 74th Annual Meeting. The positive effect appears to be particularly pronounced for those who own a pet for at least five years. The study examined data from 1,369 older adults with an average age of 65. All had normal c

Over 60? Here’s Why You Should Not Take a Daily Aspirin

Adults who are 60 or older should not take an aspirin every day in hopes of reducing their risk of a heart attack or stroke, according to new recommendations from the U.S. Preventive Services Task Force. The task force concluded with “moderate certainty” that starting a daily low-dose aspirin regimen in those age 60 and older has no net benefit. Taking an aspirin each day can raise your risk of potentially fatal bleeding in your stomach, intestines or brain. The risk of such bleeding genera

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PeopleImages.com – Yuri A / Shutterstock.com You’ll find families and retirees alike in every size city – small, medium and large. Not every person immediately packs up and moves to a new location when they finally walk out of work for the last time. Many people want to stay surrounded by family, familiar places and the doctors and health care options they’ve known all their lives. But there’s no question that certain places are more livable, particularly for those who are nearing

This Government Bond Now Pays 9.62% — Should You Buy?

In a world where you are lucky to earn 1% on your savings, the federal government is offering a risk-free return of more than 9%. For the next six months, the composite rate on Series I savings bonds — which earn interest based on both a fixed rate and a variable inflation-based rate — will be 9.62%, the U.S. Department of the Treasury announced today. The fixed rate will be 0%, but the inflation-based rate will be 9.62%. The recent surge in inflation has pushed returns on Series I savings

Money in a Minute for the Week Ending April 30, 2022

Every Saturday I recap “news you can use” from the week: a handful of quotes from major (and often expensive) news sources, so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here are headlines and quotes from select money stories this week. At the end, you’ll find my take on the news. SP 500 Ready to Join Bear Market, Says Morgan Stanley (April 25, Bloomberg) “With defensive stocks now expensive and offering little abs

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Syda Productions / Shutterstock.com Wasting food is expensive. Unfortunately, it’s easy to be careless and let perfectly good fruits, vegetables and other foods go bad before their time. With just a little extra care, you can extend the life cycle of your favorite foods. Avoid these basic mistakes that can lead to premature spoilage. 1. Not drying salad greens Ricardo J de E / Shutterstock.com Salads are a great way to get healthy vegetables. But who hasn’t gone to the fridge and di

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Chase Aeroplan Card Review: Big Signup Bonus, 3X on Dining and Groceries and Pay Yourself Back at 1.25cpp

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IRS Increases Limits for This Tax-Free Account for 2023

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Stop Buying These 9 Overpriced Cleaning Products

Biden Pulls the Plug On Incandescent Light Bulbs

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The 11 Most Affordable Cities for Renters in America

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Everything You Want to Know About Crypto But Were Afraid to Ask

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6 Ways to Make Cheap Foods Taste Delicious

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Retirement isn’t something you should just wait for – it’s important to prepare for it. Don’t go into retirement with fingers crossed, hoping that everything will work out somehow. It’s essential to think about things like: Will I outlive my nest egg? What if I need help at home? Suppose my car breaks down and the fix costs thousands of dollars? Can my retirement budget keep up with home maintenance costs? Uncomfortable? Sure. But being proactive now will go a long way toward making

9 Things to Stop Buying Because They Harm the Planet

Why do I have to complete a CAPTCHA? Completing the CAPTCHA proves you are a human and gives you temporary access to the web property. What can I do to prevent this in the future? If you are on a personal connection, like at home, you can run an anti-virus scan on your device to make sure it is not infected with malware. If you are at an office or shared network, you can ask the network administrator to run a scan across the network looking for misconfigured or infected devices. Another way

9 of the Hottest Products on Amazon Today

Retirement isn’t something you should just wait for – it’s important to prepare for it. Don’t go into retirement with fingers crossed, hoping that everything will work out somehow. It’s essential to think about things like: Will I outlive my nest egg? What if I need help at home? Suppose my car breaks down and the fix costs thousands of dollars? Can my retirement budget keep up with home maintenance costs? Uncomfortable? Sure. But being proactive now will go a long way toward making

New Bill Would Let Seniors Save for Medical Care Tax-Free

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

Are TurboTax and H&R Block Sharing Your Personal Info?

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

This Costco Dish Detergent Just Earned Top Marks From Consumer Reports

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

Chase Sapphire Preferred, 80K Bonus with $4K Spending

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Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

17 of the Best Things to Do When You Retire

stockfour / Shutterstock.com You wait and save and plan for retirement your entire life, it seems. And then, what? Retirees often find themselves, quite suddenly, with more free time on their hands than they’ve made a plan for. Here are some of the most rewarding, productive or stimulating ways for retirees to spend their time. 1. Get fit Rawpixel.com / Shutterstock.com Physical conditioning after 50 is an investment in yourself. Building muscle strength can boost energy levels, help

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Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

9 of the Worst Clothing Companies for ‘Forever Chemicals’

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

Most Adults Are Unaware of This Drug’s Blood-Pressure Danger

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

11 Deep Discounts Available on Amazon This Friday

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

15 Cities With the Highest Unemployment Rates in 2021

fizkes / Shutterstock.com Editor's Note: This story originally appeared on Filterbuy. The U.S. job market has made great strides in its recovery since the early days of the COVID-19 pandemic. In April 2020, the unemployment rate skyrocketed to 14.7%, the highest it’s been since the Great Depression. But since the spring of 2020, the unemployment rate has fallen steadily and currently stands below 4%, just slightly higher than the pre-pandemic rate of 3.5%. While all sectors of the econo

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Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

US Bank Cash+ Review: $200 Bonus, No Fee and 5% Categories

US Bank Cash+ Review The US Bank Cash+ Visa Signature Card is a popular product that I often mention here on the site. It is one of the cards that comes with quarterly 5% categories where you can earn as much as $100 cash back every three months. This is a no fee credit card that also has an improved $200 welcome bonus right now. That would get you up to a total of $600 in cash back for the first year. So let’s get into this US Bank Cash+ review and see if this is a card that makes sens

Most Adults Are Unaware of This Drug’s Blood-Pressure Danger

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

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There are 21,951,000 millionaires in the United States, according to the 2021 Global Wealth Report. It’s a pretty safe bet that not all of them were born rich. In fact, the number of millionaires increased “substantially” between 2020 and 2021, largely due to housing price increases and stock market gains. Not all these millionaires are showing off their wealth. Some live below — or well below — their means. As they say, rich people didn’t get rich by giving away their money. And ne

Deep Clean Your House With These 13 Products Under $30

There are 21,951,000 millionaires in the United States, according to the 2021 Global Wealth Report. It’s a pretty safe bet that not all of them were born rich. In fact, the number of millionaires increased “substantially” between 2020 and 2021, largely due to housing price increases and stock market gains. Not all these millionaires are showing off their wealth. Some live below — or well below — their means. As they say, rich people didn’t get rich by giving away their money. And ne

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Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

Costco Releases Dozens of New Deals

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.11. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $61.65 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

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Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.11. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $61.65 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

The Latest and Greatest Deals from Around the Web

There are 21,951,000 millionaires in the United States, according to the 2021 Global Wealth Report. It’s a pretty safe bet that not all of them were born rich. In fact, the number of millionaires increased “substantially” between 2020 and 2021, largely due to housing price increases and stock market gains. Not all these millionaires are showing off their wealth. Some live below — or well below — their means. As they say, rich people didn’t get rich by giving away their money. And ne

Where Are Seniors Buying Homes?

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.11. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $61.65 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Amex Marriott Bonvoy Business Card, New Limited Time Offer for 100K Points

Amex Marriott Bonvoy Business Card, New Limited Time Offer for 100K Points American Express has a new improved offer for the Marriott Bonvoy Business Card. You can earn 100,000 points when you apply for a new card and spend $5,000 within the first three months. The offer is available publicly and through referrals. Offer Earn 100,000 bonus Marriott Bonvoy points after you use your new Card to make $5,000 in eligible purchases within the first 3 months of Card Membership. Annual Fee: $12

Money in a Minute for the Week Ending April 9, 2022

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

6 Last-Minute Tax Tips for Procrastinators

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

This Is the Best Online Savings Account for 2022

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Considering a Tax Refund Advance Loan? It May Cost More Than You Think

Jim Barber / Shutterstock.com Editor's Note: This story originally appeared on The Penny Hoarder. When you know you have money coming to you, being patient can be difficult. As you visualize all the opportunities for how to use this pending receipt, you start to wonder how you can get it sooner. When you file your taxes, there’s a tool for getting your refund sooner: It’s called a tax refund advance. It’s effectively a loan against your anticipated refund. Many companies offer them

6 Bank Accounts With Extra Perks for Older Customers

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

21 Costco Scams Going Around Right Now

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

The 10 Biggest Regrets of Online Shoppers

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Where Do Millionaires Keep Their Money?

Jacob Lund / Shutterstock.com Editor's Note: This story originally appeared on SmartAsset.com. Where do millionaires keep their money? High net worth individuals put money into different classifications of financial and real assets, including stocks, mutual funds, retirement accounts and real estate. Most of the 20.27 million millionaires in the U.S. did not inherit their wealth from family; only about 20% inherited their money. More than two-thirds of all millionaires are entrepreneurs.

Chase Extends Pay Yourself Back Offer

Chase is once again extending and updating its popular Pay Yourself Back offer across Ink, Sapphire and Freedom cards, giving cardmembers additional ways to utilize this benefit. Starting April 1, the Pay Yourself Back offers will include: Charitable Giving Through Dec. 31, 2022: As outlined below per card, points are worth 25% more when redeemed for donations to select charities for all Freedom, Sapphire and Ink cardmembers. Points are worth 50% more for Sapphire Reserve cardmemb

BJ’s Members Can Save 50 Cents a Gallon on Gas in April

We’re all busy these days, and sometimes it feels impossible to make a dent in your financial goals. But it doesn’t have to be that way! With just a few clicks, you can make some quick adjustments that can save you hundreds, or even thousands of dollars. If you’re feeling tight on cash or simply want to start saving more, try these tactics to make your money go further. It’ll take just minutes to read and act on each item. The impact, however, could last forever. 1. Save thousands on yo

10 Things That Can Ding Your Social Security Payments

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

93% of People With Health Savings Accounts May Be Making This Mistake

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

6 Things Retirees Wish They Had Done Differently

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

These 3 Scams Are the Most Widespread — by Far

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

5 Things Retirees Fear Too Much

Trendsetter / Shutterstock.com Retirement — like all of life — is filled with little anxieties. As we move into the post-work phase, angst about the unknown creeps forward, potentially clouding a time that should be filled with the sunny skies of new possibilities. One study even found that 40% of people fear retirement more than death. Fortunately, such fears often turn out to be exaggerated. Following are some things retirees worry about but really should not. 1. Running out of money

Chase World of Hyatt Business Card: 75K Bonus, More Perks and $199 Annual Fee

Chase World of Hyatt Business Card Review Update: The 75,000 Bonus Points ends on April 11, 2022. Today, Chase and Hyatt Hotels announced the launch of the new World of Hyatt Business Credit Card . This first business credit card offered by Hyatt features an adaptive rewards accelerator that allows business cardmembers to earn double World of Hyatt points per quarter on categories they spend the most, helping them quickly achieve free nights, elite status, room and suite upgrades and o

21 Hazardous Products That Were Recalled in March

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

The 10 Most Overpriced Housing Markets in the U.S.

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

How to Destroy Your Debt and 3 Things to Do Next

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

This Dental Issue Is Linked to a Higher Dementia Risk

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Where Are Millennials Buying Homes?

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.21. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.15 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Retirement Bill Would Help Savers of All Ages

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.25. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.75 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

30 Companies Switching to Long-Term Remote Work

evrymmnt / Shutterstock.com Editor's Note: This story originally appeared on FlexJobs.com. During the start of the coronavirus pandemic, the transition to working from home was fast and furious for a lot of organizations. But many companies are now figuring out that permanent remote work is the future of work — pandemic or not. Following are 30 companies that have switched to long-term remote work, along with some of their recent remote opportunities that have been posted to the FlexJob

8 Tips for Selling Inherited Family Furniture

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.25. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.75 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Big 100K Bonus for Capital One Venture X Card Still Available

Capital One Venture X Card Bonus Update (Mar. 17, 2022) – There are some old links that still show the 100,000 points offer, but it’s not clear if the $200 vacation rental credit is still included. Here are the links, Link 1 , Link 2 . The APR is the only difference between the two links. (HT: I3CuBeD) Update (Mar. 15, 2022) – The offer looks like it’s being updated to 75,000 points with $4,000 spend, which is not that bad actually. Referrals are still showing the 100,000 bon

24 Restaurant Chains That Offer Senior Discounts

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.25. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.75 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

6 Estate Planning Mistakes to Avoid

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.25. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.75 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

15 Cities With the Most Military Families

LightField Studios / Shutterstock.com Editor's Note: This story originally appeared on Filterbuy. Millions of Americans are employed as active-duty military or serve in the Reserves and National Guard. While a much smaller proportion of Americans holds positions in the U.S. Armed Forces than in years past, a large number of Americans still have direct ties to the military. According to data from the U.S. Census Bureau, 3.2% of the U.S. population lives in a military household with at leas

11 Laws You Could Be Breaking Without Knowing It

Roman Samborskyi / Shutterstock.com You’re an honest, upstanding citizen. You pay taxes. You obey traffic signals. You don’t even jaywalk. But there are federal and state laws that you may be breaking without even realizing it. See if you’re guilty of violating any of these laws that follow. Some can carry fines or even jail time. 1. Gambling Wpadington / Shutterstock.com No, you don’t have a roulette wheel in your house. But if you play a friendly game of poker or other gamblin

15 U.S. States With the Most Oil Reserves

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.25. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.75 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

7 of the Best Places for Retiring in California

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.25. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.75 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Money in a Minute for the Week Ending March 26, 2022

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Who Gets Your Social Security If You Die Tomorrow?

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.25. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.75 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

5 Home Security Systems Vulnerable to Hackers

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Chase Freedom Q2 2022 5% Categories Revealed, Amazon and Streaming Services

Chase Freedom Q2 2022 5% Categories Revealed Chase Freedom and Freedom Flex are great products to have in your wallet. They have no annual fee and earn Ultimate Rewards points when you have another Chase premium card. Now the Chase Freedom bonus categories have been revealed for Q2 2022. These are not the best categories, but can still be useful. Chase Freedom Cards The Chase Freedom and Freedom Flex cards earn 1% on all purchases but also 5% on rotating quarterly bonus categories, up to a

This Is One of the Best Money Podcasts on the Web

There are 21,951,000 millionaires in the United States, according to the 2021 Global Wealth Report. It’s a pretty safe bet that not all of them were born rich. In fact, the number of millionaires increased “substantially” between 2020 and 2021, largely due to housing price increases and stock market gains. Not all these millionaires are showing off their wealth. Some live below — or well below — their means. As they say, rich people didn’t get rich by giving away their money. And ne

Here’s How Much Restaurants Mark Up Prices on Delivery Apps

There are 21,951,000 millionaires in the United States, according to the 2021 Global Wealth Report. It’s a pretty safe bet that not all of them were born rich. In fact, the number of millionaires increased “substantially” between 2020 and 2021, largely due to housing price increases and stock market gains. Not all these millionaires are showing off their wealth. Some live below — or well below — their means. As they say, rich people didn’t get rich by giving away their money. And ne

This Type of Debt No Longer Will Harm Your Credit Score

There are 21,951,000 millionaires in the United States, according to the 2021 Global Wealth Report. It’s a pretty safe bet that not all of them were born rich. In fact, the number of millionaires increased “substantially” between 2020 and 2021, largely due to housing price increases and stock market gains. Not all these millionaires are showing off their wealth. Some live below — or well below — their means. As they say, rich people didn’t get rich by giving away their money. And ne

Inflation Is Surging: 20 Ways to Fight Higher Prices

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.32. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $64.80 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

8 Things You Should Replace to Improve Your Life Today

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

Money in a Minute for the Week Ending March 19, 2022

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

How to Avoid Paying Taxes on Your Social Security

“Passive income” is a phrase that gets tossed around a lot in the wealth-building community. Basically, it means an investment that pays income and doesn’t need much tending once you’ve done the preliminary work. By contrast, your day job provides active income – and it takes up a lot of your time and energy. The beauty of passive income is that while it’s more “set it and forget it,” it still brings in extra dough. Not everyone can design an app or create an online course – t

8 Things You Should Replace to Improve Your Life Today

“Passive income” is a phrase that gets tossed around a lot in the wealth-building community. Basically, it means an investment that pays income and doesn’t need much tending once you’ve done the preliminary work. By contrast, your day job provides active income – and it takes up a lot of your time and energy. The beauty of passive income is that while it’s more “set it and forget it,” it still brings in extra dough. Not everyone can design an app or create an online course – t

New Amex Refer-A-Friend Offers, Earn Up to 20% Back on Dining

New Amex Refer-A-Friend Offers, Earn Up to 20% Back on Dining American Express has launched a new referral offers today. Eligible Amex card members can Refer-a-Friend to apply between March 10th, and June 8th, and if their friend is approved, they can earn an additional 5x rewards per dollar spent on eligible purchases at U.S. restaurants for 3 months, on up to $25,000. That’s in addition to the referral bonus that you would normally get for referring friend and family members. But there�

Inflation Is Surging: 20 Ways to Fight Higher Prices

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

15 Cities With the Most Digitally-Connected Seniors

Homeownership is often referred to as “the American Dream.” Pretty easy to understand why: Your home is your place and no one else’s. But homeownership can really mess with your cash flow. In addition to the mortgage payment, you’re looking at the costs of repairs and maintenance (including yard work), higher utilities than you may be used to paying and likely the need to furnish additional rooms. All that can leave a person fairly cash-poor — especially if you’re wasting money with

3 Groups Who Can Get Medicare Before Age 65

Homeownership is often referred to as “the American Dream.” Pretty easy to understand why: Your home is your place and no one else’s. But homeownership can really mess with your cash flow. In addition to the mortgage payment, you’re looking at the costs of repairs and maintenance (including yard work), higher utilities than you may be used to paying and likely the need to furnish additional rooms. All that can leave a person fairly cash-poor — especially if you’re wasting money with

This Type of Diet Could Add a Decade to Your Life

Homeownership is often referred to as “the American Dream.” Pretty easy to understand why: Your home is your place and no one else’s. But homeownership can really mess with your cash flow. In addition to the mortgage payment, you’re looking at the costs of repairs and maintenance (including yard work), higher utilities than you may be used to paying and likely the need to furnish additional rooms. All that can leave a person fairly cash-poor — especially if you’re wasting money with

4 Ways Walmart Stores Are Changing in 2022

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

10 Chains Offering Pie and Pizza Deals on Monday

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

10 Chains Offering Pie and Pizza Deals on Monday

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

This Man Has Made $75,000 by Suing Robocallers

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

How to Save Money on Paint for Your Home

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.32. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $64.80 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Amex Business Platinum Card, 150K Bonus Through Referrals (YMMV)

Amex Business Platinum Card, New 150K Welcome Bonus If you are looking to apply for the Amex Business Platinum card, then this could be a great time to do so. We are seeing some increased welcome offers again, available through public links or referral links. If you are lucky you can get a bonus of 150,000 Membership Rewards points. If you get that bonus through a referral link, the person referring you gets the referral bonus. That could add up to a total of 180,000 Membership Rewards poin

7 Great Affordable Baby Shower Gifts

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.31. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $64.65 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

Money in a Minute for the Week Ending March 12, 2022

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

5 Major Manufacturers Hiking Prices in 2022

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

15 Critical Things to Look For When Touring an Open House

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

9 States With the Highest Income Tax Rates for 2022

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

8 Bad Driving Habits That Cost You at the Gas Pump

Whether it’s traveling, pursuing a lifelong passion or simply kicking back and relaxing, retirement is your time to be you, without the stress of a full-time job. But one thing’s for sure: Long before you call it quits, you’ve got to plan, and save, like never before. Your biggest challenge? To make sure you’ll have the money to do the things that bring you happiness and fulfillment for the rest of your life. Not to worry. You’ve got this. Here are the steps to take now to help see yo

9 Tips for Estimating Retirement Expenses

sirtravelalot / Shutterstock.com Editor's Note: This story originally appeared on NewRetirement. Estimating retirement expenses can feel like an overwhelming task. However, if you want a secure retirement, you need to predict how much you are going to spend. Some might say that trying to predict your costs for every month for the next 15-30 years is preposterously impossible. However, it is probably no surprise to tell you that the closer you can get to predicting the future, the better o

5 Ways to Protect Yourself Against Soaring Gas Prices

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan you can stick to and investing your retirement savings. And like the butterfly effect, tiny decisions now can lead to huge, life-altering consequences down the road. That’s why

Best Ever Amex Blue Business Plus Bonus, Earn 50K Membership Rewards (Targeted)

Amex Blue Business Plus 50K Bonus Update: More people targeted. Check the link below to see if it works for you. American Express is targeting some customers with a huge offer for the Blue Business Plus card. This is the best welcome bonus by far. If you are eligible, this is a no brainer for a great no-fee card for small businesses. You can earn 50,000 Membership Rewards points as part of the welcome offer, and then 2X on all purchases going forward. Check out the links below to see if yo

This Is Easily the Biggest Robocall Scam of the Year

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.25. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.75 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

5 Ways to Protect Yourself Against Soaring Gas Prices

Gas prices are hitting their highest mark in history. The national average for a gallon of gas is sitting at $4.25. That’s a new record high, beating the previous high of $4.11 per gallon, which was set in July 2008. So what does that mean for you? Well, just one tank of gas will cost you $63.75 on average to fill, assuming a 15-gallon tank and a car that uses regular unleaded gasoline. If things keep going like they are, the national average could reach $5 a gallon soon. With prices

8 Things You Should Do Before Daylight Saving Time Starts

ViDI Studio / Shutterstock.com Daylight saving time begins at 2 a.m. on March 13, 2022, in much of the U.S., meaning most residents will see their local time “spring forward” an hour. This change means later sunsets but at the cost of one lost hour of sleep. The entire concept of daylight saving time has become controversial, with many states pushing to make it permanent and thus eliminate the twice-yearly time change. But as long as it’s observed, it can be more than just an annoyin

7 Social Security Rules Everyone Should Know by Now

On March 15 or 16, the Federal Reserve will almost certainly be raising the Fed funds rate, and when that happens, virtually all consumer rates will rise. If you’ve been thinking about refinancing, this is your last chance to lock in at today’s historically low rates. They’re already on the rise, and once the Fed acts, your best opportunity to save dies. You’ll likely never get a better deal on a mortgage than you will right now. Putting it off means paying more. Maybe thousands more. Y

7 Smart Ways to Save Money at the Gas Pump

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

10 Best Moves for Rising Interest Rates

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

This Costco Detergent Is Rated Best for the Money

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Last Call, Big Bonus for Capital One Venture X Card Ends March 14th

DannyDealGuru has partnered with CardRatings for our coverage of credit card products. DannyDealGuru and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Last Call, Big Bonus for Capital One Venture X Card Ends March 14th Capital One launched a premium credit card late last year, the Capital One Venture X. It quickly became a very popular p

The 7 Most Popular Car Colors in 2022

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

The 15 Cars Most Likely to Last 200,000 Miles

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

This Surgery May Lower Alzheimer’s Disease Risk by 30%

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Where to Sell Your Stuff for Top Dollar

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

33 Hazardous Products That Were Recalled in February

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

The Top 10 Foods for Protecting the Brain as You Age

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu

Drivers Beware This Type of Roadside Assistance

Unless you were born into wealth or were lucky enough to get a high-paying job with a fabulous pension, your retirement won’t be a one-and-done situation. Building a comfortable retirement will be a series of strategies. For example, having a 401(k) is great, but you also need plenty of cash savings. A paid-off home is a huge asset, but other forms of consumer debt could sandbag your dreams. A healthy Social Security benefit certainly helps, but not everyone can expect one of those. Simply pu