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I hope you were able to find some cool or useful freebies on Hey, It’s Free! If you still have any questions or ideas, feel free to contact me! You might find some of the key links on the right helpful as well. They're some of our most popular freebie series along with some helpful guides on how to easily and quickly have tons of freebies and samples sent your way without paying a dime! And you might even laugh (...okay, chuckle) a few times along the way!

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How To Apply for Credit Cards Wisely

  If you live in the U.S, using credit cards is both a fun and efficient way to earn rewards while spending money that you would have spent anyway! By spending a little bit of effort learning how to efficiently apply for and use credit cards, it’s very simple to earn a round trip flight to China or other countries. If you adopt credit cards and travel rewards as a hobby and dig into it, you can experience many of the finer things in life, such as first class airline ticke

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30 Financial Moves To Make Before You Are 30

There are dozens of early financial moves you can make that will help you live debt-free and save thousands - many can be done in under 30 minutes for free. Welcome to adulthood. Alongside don’t get arrested and don’t catch COVID-19 , your list of goals probably includes live stress- and debt-free .  If so, here are 30 ways to achieve that goal sooner than later. Some are mindset shifts, but most are concrete to-dos that you can complete in under 30 minutes for free. 

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Investing For Kids – How To invest For Your Kid’s Future

Like it or not—we live in a world where money matters. Start your child off right by learning how to invest in their future with our compressive guide. Investing young can serve as a bridge to future success. Take the story of an 11-year-old boy who bought three shares of Cities Services at $38 per share. He later sold them for $40 per share, earning a $6 profit. A few months later, he heard that the stock’s price skyrocketed to $200 per share, and he never had to learn the lesson of

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How To Invest Your Third Stimulus Check The Right Way

If you don’t urgently need your third stimulus check, you’d be wise to invest and multiply it! But how? And where? Let’s cover five smart ways to invest $1,400. Let’s say Uncle Sam cuts you a check for $1,400. You don’t really need the money right now (thankfully) so you’re thinking of investing it.  But where? And how? What if you might need the money in the short term? What if you don’t know which stocks to pick?  In this piece, I’ll answer all these questions and

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What You Need To Know About The $3,000 Child Tax Credit

If you have children, help is on the way. But when that help will arrive, and how it will be distributed, are still a mystery. Here’s the latest information available on the $3,000 child tax credit. The $1,400 stimulus was only part of the American Rescue Plan that went into effect on March 11th. Congress approved $3,000 per child as a child tax credit, increasing to $3,600 for each child under the age of six.  Now that $1,400 stimulus payments have started landing in bank accoun

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BlueVine Alternatives: 4 Online Business Banking Replacements

BlueVine now has a waitlist. Here are some solid alternatives for online business banking, each with unique features that may be an even better fit for your business. BlueVine is an online bank built around the needs of small business owners. It’s truly a great bank for plenty of reasons, including its lack of hidden fees, flexible transaction options, and generous offer of 1.00% APY on all checking account balances up to $100,000.  But sadly, BlueVine now has a waitlist .

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What If Your Emergency Fund Doesn’t Cover Your Emergency?

Sometimes your emergency fund can't cover a large unexpected expense alone. Here’s what to do if this happens to you. An emergency fund is the bedrock of a healthy financial picture. But even if you have a solid emergency fund, sometimes it’s not enough to cover the major issue your budget is unexpectedly facing.   Are you facing a big expense that your emergency fund can’t cover? Let’s take a closer look at what you should do next.  A big expense can come out of the

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Coinbase Is Going Public: What Investors Need To Know

Coinbase is the first major cryptocurrency company to go public. Why is that so mind-blowingly significant for investors, and should you invest yourself? IPOs are how we knight companies in this country, so it’s exciting to see Coinbase be honored in such a way for its contributions to the crypto world and its promise of continued growth. Plus, an entirely crypto-based company going public is a big stinkin’ deal, because it lends huge credence and legitimacy to the future of c

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How To Start An Online Business: A Complete Guide

Launching a successful online business can seem daunting, but there’s actually a proven formula to it. Follow these 13 steps and you’ll profit in no time. Starting an online business may seem daunting at first. There’s stiff competition, you’ll have to design a site, and you’ll finally have to figure out how the heck SEO works. But don’t fret! Now that the Internet is nearing its 30th birthday, the process of launching a successful online business has been refined to a scien

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10 Money Skills To Carry Forward From The Pandemic Era

The pandemic forced people to change how they handle money. Keep reading to learn about money skills you should continue to use in 2021. The challenging events during the COVID pandemic forced many people to radically change how they viewed and handled their finances. It’s been a time of hardship for many, but it’s also been a time of renewed focus on taking charge of how our money is spent.  Here’s a look at 10 money skills you should continue to use or implement in 2021 to reac

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Best Secured Loans For Bad Credit

Secured loans require borrowers to use collateral to secure the loan. These types of loan are often easier for borrowers with poor credit to qualify for, but can have serious consequences if you’re unable to make monthly payments. If you’re struggling to get a loan with bad credit, a secured loan can be a more accessible option that’s much easier to qualify for. Because secured loans are secured with a piece of valuable collateral, like a home or a car, they’re a safer bet for len

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Best Performing Stocks of The Past 12 Months

This market is tricky and when you’re looking to make money from it, it becomes important to analyze all the best-performing stocks and compare your portfolio to the current SP 500 to make an informed decision. How To Measure Stock Performance One of the best ways would be to measure stock performance by calculating its year-on-year growth. Simply take a stock’s price at the start of the year and see how much it changed in 12 months. For example, Tesla’s stock was $744.40 at the

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The climate is changing. How are central banks responding?

Climate change is rattling the world’s central bankers. With unprecedented heat and wildfires in the American West and southern Europe, and record floods racing through German towns and Chinese megacities in recent weeks, fears are growing among regulators of a coming cascade of climate-induced economic blows potentially more far-reaching and intractable than the financial crash just over a decade ago. In the past two months, the central banks of the world’s five largest economies — the U

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Sustainable post-COVID business travel requires corporate action

When we talk about why the transportation sector generates such a prominent share of greenhouse gas emissions, we tend to point to its most conspicuous villains: private jets; Big Oil; gridlock. To combat climate change, we encourage consumers to carpool and urge our legislators to invest in clean energy. These are commendable efforts, to be clear. But the discussion often leaves one of the biggest climate actors on the table. Employee travel is one of the business world’s greatest contributo

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What do wildfires mean for insurers and utilities?

Many believe that we have entered a fiery new normal. But the "new normal" framing — the idea that we have reached a new equilibrium — is misleading. Climate change and growing numbers of people and assets in fire-prone areas mean there is little chance that wildfire risk will stabilize in the foreseeable future, regardless whether the last two years were outliers or the start of something more alarming. Climate change is increasing fire activity Climate change is estimated to have length

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Avelo Airlines Sale, One-Way Fares from $29

Avelo Airlines is reducing fares by as much as 50% to several destinations across the Western U.S.. Customers can book one-way fares starting at $29 at AveloAir.com. Flights must be booked by August 31, 2021 for travel in September 2021. One-way fares to and from LA’s most convenient and popular airport, Hollywood Burbank Airport (BUR), start at: Redding, California: $29 (51% off) Santa Rosa / Sonoma County, California: $29 (51% off) Arcata–Eureka, California: $39 (43% off) Eugene, Or

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British Airways to offset some COP26-bound flights

British Airways is aiming to offset the lifecycle CO2 from flights between London, Edinburgh and Glasgow by "up to 80 percent" over the course of the upcoming COP26 climate summit, after announcing a new low carbon biofuels supply deal with BP. The sustainable aviation fuels (SAF) partnership will see British Airways compensate for using traditional, fossil-based jet fuel for all of its flights running between the Edinburgh and Glasgow and London's Heathrow, Gatwick and City airports by purchas

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6 ways large energy buyers  can transform the US grid

The latest science shows that preventing the worst effects of climate change will require shifting to 100 percent carbon-free energy sources well before mid-century. President Joe Biden set a goal of reaching 100 percent clean electricity by 2035 in the United States, and the new budget reconciliation package includes a Clean Electricity Payment Program, tax incentives and other power sector policies designed to help achieve that. Large energy buyers such as companies and cities — which use m

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Get $50 Discount on American Airlines Flights When Purchasing with Mastercard

Get $50 Discount on American Airlines Flights When Purchasing with Mastercard Mastercard has a new promotion for cardholders who are also American Airlines AAdvantage members. You can save $50 on an American Airlines flight. You must book a flight first and the discount can be used on your next flight. Check out the details of the offer below. Offer Use your Mastercard to book an American Airlines flight on AA.com between 8/23/21 and 9/30/21 and receive $50 off your next ticket as an Americ

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Half of nitrogen applied to crops is lost

This story originally appeared in Eos and is republished here as part of Covering Climate Now, a global journalistic collaboration to strengthen coverage of the climate story. Nitrogen use efficiency, an indicator that describes how much fertilizer reaches a harvested crop, has decreased by 22 percent since 1961, according to new findings by an international group of researchers who compared and averaged global data sets. Excess nitrogen from fertilizer and manure pollutes water and air,

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Radisson Rewards Promo, Get Free Nights with 2-Night Award Stay

Radisson Rewards Promo, Get Free Nights with 2-Night Award Stay Radisson has a new promotion where Radisson Rewards members can earn a free night with every two nights stay booked with points. This promotion is for Radisson Hotels Americas, which is now a separate program. Check out the details of this Radisson Rewards promo below. Offer Redeem points for a two-night stay at your choice of Radisson Hotels Americas properties between September 8–December 31, 2021, and receive a free nig

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Cheap Fares to Europe from East Coast, Round-Trips from $256

Cheap Fares to Europe from East Coast If you’re planning to fly to Europe, you can currently buy round-trip fares to several countries for less than $300. These fares are available from several east cost airports. To take advantage of these low fares you need to fly within the next few months.  Some fares are in Basic Economy and some have a layover. You should also be aware of new restrictions added by several European countries, especially for unvaccinated Americans. But these fares ar

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Money in the Bank

An old-fashioned bank is a place where people deposit their money in order to earn interest. The term can also refer to the institution itself, as well as its employees and customers who must follow certain rules of conduct or risk being removed from service. Bank robberies often involve breaking into these facilities by force with guns drawn because they are usually not open for business during off hours such as evenings and weekends when they have no guards present on site protecting them agai

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