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Sep 12

Getting Road Trip Ready with Amazon Fresh

by CEES STAPEL

This post is sponsored by Amazon, however all thoughts and opinions are my own. My fondest childhood memories involved road tripping with my parents from Oklahoma City to Queens, New York every summer to spend my school break with my grandparents. It was a long, sometimes scenic, twenty-three hour drive that my parents made at least four times over the course of five years. My parents were no strangers to road trips and we had the routine down solid. The days leading up to our trips, my moth

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Home School
Sep 12

Yours for the asking: More from MoneySense’s investing experts

by CEES STAPEL

Photo by Karolina Grabowska from Pexels If you’ve ever read a MoneySense investing article and wished you could look behind the scenes with the writer, or get a deeper dive from one of the experts interviewed—here’s your chance. Register for the Canadian Financial Summit, Sept. 22 to 25, and you’ll get access to the investing and money-management knowledge of more than 35 Canadian personal financial experts, including MoneySense’s own Jonathan Chevreau, Dale Roberts, and Edito

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Sep 12

Free HGTV Magazine 2-Year Subscription

by CEES STAPEL

Home » Freebies » Free HGTV Magazine 2-Year Subscription Published: by Meg on September 10, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Sign up for a free HGTV magazine subscription! You can currently sign up for a free 2-year subscription to HGTV magazine ! This is a super RARE freebie and it definitely won’t last long! Thanks, Freebie Shark! Reader Interactions Money Saving Mom® Comment Policy We lo

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Home School
Sep 13

Incorporated business owners: Should you pay yourself a salary?

by CEES STAPEL

Photo by fauxels from Pexels When it comes to their own compensation, a business owner with a corporation has three primary choices: To pay themselves a salary; to pay themselves dividends; or to leave business income in the corporation. Let’s take a high-level look at what’s involved in each case. When a business owner pays a salary, the corporation receives a tax deduction that reduces its taxable income. If it pays out all of its business income as salary, there is no profit left

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Sep 13

Firehouse Subs: Free Gyro Sub with Purchase!

by CEES STAPEL

Home » Deals » Firehouse Subs: Free Gyro Sub with Purchase! Published: by Gretchen on September 11, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Save money on eating out with this deal at Firehouse Subs! Firehouse Subs is offering a Free Gyro Sub with any in-app purchase when you use the promo code TRICK2G at checkout! Thanks, Passionate Penny Pincher! Reader Interactions Money Saving Mom® Comment Policy We love commen

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Sep 13

A modest prediction for the next 20 years

by CEES STAPEL

If you're new here, this blog will give you the tools to become financially independent in 5 years. The wiki page gives a good summary of the principles of the strategy. The key to success is to run your personal finances much like a business, thinking about assets and inventory and focusing on efficiency and value for money. Not just any business but a business that's flexible, agile, and adaptable. Conversely most consumers run their personal finances like an inflexible money-losing anti-bus

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Home School
Sep 14

Transferring employer pensions to LIRAs, LIFs and RRSPs

by CEES STAPEL

Photo by Pavel Danilyuk from Pexels Q. I have a new LIRA valued at $102,500 from leaving an old employer. Can I transfer this money to a LIF, then to an RRSP? –Andrew A. With the Great Resignation looming, many workers who decide to move on from the jobs they’re in today will be transferring pensions from their former employers into locked-in retirement accounts (LIRAs), or into locked-in Registered Retirement Savings Plans (RRSPs).  There are rules to keep in mind around these

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Sep 14

*HOT* Get 3 FREE Months of Audible & Amazon Music Unlimited!

by CEES STAPEL

Home » Deals » Amazon Deals » *HOT* Get 3 FREE Months of Audible Amazon Music Unlimited! Published: by Meg on September 13, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Whoa! If you love listening to audiobooks, don’t miss this HOT Audible discount that gives you 3 FREE months of Audible and Amazon Music Unlimited! (Psst! Don’t forget about the FREE 2-month Kindle Unlimited Trial you can grab, too!) Rare Audible Dis

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Sep 15

MoneySense Live: Using ETFs to cultivate financial independence

by CEES STAPEL

Photo by Mikhail Nilov from Pexels Jonathan Chevreau, a longtime personal finance journalist, former Editor-in-Chief of MoneySense and the creator of our perennially popular Best ETFs in Canada package has said there’s only one free lunch for investors—and that’s the kind of broad diversification you can get from a low-cost, broadly diversified portfolio “core” based on exchange-traded funds (ETFs). But which funds should you pick, given that there are nearly 1,000 listed on C

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Home School
Sep 15

How rich do you really need to be?

by CEES STAPEL

If you're new here, this blog will give you the tools to become financially independent in 5 years. The wiki page gives a good summary of the principles of the strategy. The key to success is to run your personal finances much like a business, thinking about assets and inventory and focusing on efficiency and value for money. Not just any business but a business that's flexible, agile, and adaptable. Conversely most consumers run their personal finances like an inflexible money-losing anti-bus

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Home School
Sep 17

Tips To Improve Your Personal Financial Life

by CEES STAPEL

Imagine yourself in a world where you're not only surviving, but thriving. Imagine being able to pay for school or feed your family with plenty of left over money after all the bills are paid each month. When we meet people who have amazing financial lives, they usually share their tips on how they got there and then when someone else tells us what has helped them out financially it can't hurt our own situation any more than it already is!   The time to work on your finances is now. Your

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