Getting Road Trip Ready with Amazon Fresh

This post is sponsored by Amazon, however all thoughts and opinions are my own. My fondest childhood memories involved road tripping with my parents from Oklahoma City to Queens, New York every summer to spend my school break with my grandparents. It was a long, sometimes scenic, twenty-three hour drive that my parents made at least four times over the course of five years. My parents were no strangers to road trips and we had the routine down solid. The days leading up to our trips, my moth

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Yours for the asking: More from MoneySense’s investing experts

Photo by Karolina Grabowska from Pexels If you’ve ever read a MoneySense investing article and wished you could look behind the scenes with the writer, or get a deeper dive from one of the experts interviewed—here’s your chance. Register for the Canadian Financial Summit, Sept. 22 to 25, and you’ll get access to the investing and money-management knowledge of more than 35 Canadian personal financial experts, including MoneySense’s own Jonathan Chevreau, Dale Roberts, and Edito

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Free HGTV Magazine 2-Year Subscription

Home » Freebies » Free HGTV Magazine 2-Year Subscription Published: by Meg on September 10, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Sign up for a free HGTV magazine subscription! You can currently sign up for a free 2-year subscription to HGTV magazine ! This is a super RARE freebie and it definitely won’t last long! Thanks, Freebie Shark! Reader Interactions Money Saving Mom® Comment Policy We lo

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Incorporated business owners: Should you pay yourself a salary?

Photo by fauxels from Pexels When it comes to their own compensation, a business owner with a corporation has three primary choices: To pay themselves a salary; to pay themselves dividends; or to leave business income in the corporation. Let’s take a high-level look at what’s involved in each case. When a business owner pays a salary, the corporation receives a tax deduction that reduces its taxable income. If it pays out all of its business income as salary, there is no profit left

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Firehouse Subs: Free Gyro Sub with Purchase!

Home » Deals » Firehouse Subs: Free Gyro Sub with Purchase! Published: by Gretchen on September 11, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Save money on eating out with this deal at Firehouse Subs! Firehouse Subs is offering a Free Gyro Sub with any in-app purchase when you use the promo code TRICK2G at checkout! Thanks, Passionate Penny Pincher! Reader Interactions Money Saving Mom® Comment Policy We love commen

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A modest prediction for the next 20 years

If you're new here, this blog will give you the tools to become financially independent in 5 years. The wiki page gives a good summary of the principles of the strategy. The key to success is to run your personal finances much like a business, thinking about assets and inventory and focusing on efficiency and value for money. Not just any business but a business that's flexible, agile, and adaptable. Conversely most consumers run their personal finances like an inflexible money-losing anti-bus

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Transferring employer pensions to LIRAs, LIFs and RRSPs

Photo by Pavel Danilyuk from Pexels Q. I have a new LIRA valued at $102,500 from leaving an old employer. Can I transfer this money to a LIF, then to an RRSP? –Andrew A. With the Great Resignation looming, many workers who decide to move on from the jobs they’re in today will be transferring pensions from their former employers into locked-in retirement accounts (LIRAs), or into locked-in Registered Retirement Savings Plans (RRSPs).  There are rules to keep in mind around these

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*HOT* Get 3 FREE Months of Audible & Amazon Music Unlimited!

Home » Deals » Amazon Deals » *HOT* Get 3 FREE Months of Audible Amazon Music Unlimited! Published: by Meg on September 13, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Whoa! If you love listening to audiobooks, don’t miss this HOT Audible discount that gives you 3 FREE months of Audible and Amazon Music Unlimited! (Psst! Don’t forget about the FREE 2-month Kindle Unlimited Trial you can grab, too!) Rare Audible Dis

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MoneySense Live: Using ETFs to cultivate financial independence

Photo by Mikhail Nilov from Pexels Jonathan Chevreau, a longtime personal finance journalist, former Editor-in-Chief of MoneySense and the creator of our perennially popular Best ETFs in Canada package has said there’s only one free lunch for investors—and that’s the kind of broad diversification you can get from a low-cost, broadly diversified portfolio “core” based on exchange-traded funds (ETFs). But which funds should you pick, given that there are nearly 1,000 listed on C

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How rich do you really need to be?

If you're new here, this blog will give you the tools to become financially independent in 5 years. The wiki page gives a good summary of the principles of the strategy. The key to success is to run your personal finances much like a business, thinking about assets and inventory and focusing on efficiency and value for money. Not just any business but a business that's flexible, agile, and adaptable. Conversely most consumers run their personal finances like an inflexible money-losing anti-bus

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Tips To Improve Your Personal Financial Life

Imagine yourself in a world where you're not only surviving, but thriving. Imagine being able to pay for school or feed your family with plenty of left over money after all the bills are paid each month. When we meet people who have amazing financial lives, they usually share their tips on how they got there and then when someone else tells us what has helped them out financially it can't hurt our own situation any more than it already is!   The time to work on your finances is now. Your

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“Which reverse mortgage is right for me?”

Photo by Vlada Karpovich from Pexels When Vancouver condo owners Maggie and Rob found out they were on the hook for $400,000 in improvement costs to their building and unit as required by an assessment from their Strata Council, they weren’t sure what to do. (We’ve changed their names and some details to protect their privacy.) The couple, who are in their early 80s and mortgage-free, have lived in the large upscale Kitsilano condo for the past 20 years and were not anticipating a f

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Beauty Brands: $10.98 Annual Lash Bash Sale!

Home » Deals » Beauty Brands: $10.98 Annual Lash Bash Sale! Published: by Gretchen on September 17, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Stock up on all your favorite mascaras during this sale! For a limited time, Beauty Brands is having their Annual Lash Bash Sale where you can score mascaras for just $10.98 ! There are lots of brands including Tarte, Smashbox, Lorac and more. Plus, when you buy any three mascaras yo

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Federal Election 2021: Would the parties’ housing proposals help you afford a first home?

Photo by Andres Ayrton from Pexels As home prices continue to rise into the stratosphere, ownership is becoming out of reach for an increasing number of Canadians. So, it’s not surprising that the upcoming 44th federal election has all three major political parties promoting their “solutions” to help first-time buyers get a foothold in the real estate market.  Get the mortgage rate that works for you. Find the best rate for you in under 2 minutes at ratehub.ca. Let's get start

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Making sense of the markets this week: September 20, 2021

Pexels Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors.  New inflation data: transitory signs?  The week ending Sept. 17 delivered a very generous data dump in Canada, the U.S. and Europe, with updates on inflation data, economic activity numbers, housing figures and more. Portfolio managers, professional economists—and armchair economists such as yours truly—are digging through trying to make sense of it

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Kid’s Sweet Sheets just $13.99!

Home » Deals » Kid’s Sweet Sheets just $13.99! Published: by Gretchen on September 21, 2021  |  This post may contain affiliate links. Read my disclosure policy here. These Kid’s Sweet Sheets are so cute! Zulily has these Kid’s Sweet Sheets for just $13.99 right now! There are so many cute designs to choose from. Shipping starts at $5.99. But if you place one order today, the rest of your orders will ship for FREE through 11:59 p.m. PT tonight! Reader In

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Should you help your adult children to buy real estate?

Photo by Maryia Plashchynskaya from Pexels Arguably, it’s much harder for millennials to get their first step on the real estate ladder, compared to when my cohort bought our first homes. Housing prices were remarkably low in the 1980s compared to today; however, financing is a different story. Interest rates were as high as 20% for us, and at record lows today. Get the mortgage rate that works for you. Find the best rate for you in under 2 minutes at ratehub.ca. Let's get started.

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Financial gifts: What you need to know before giving money or investments

Photo by Marcus Aurelius from Pexels We humans are wired for generosity: we feel joy and satisfaction when we give to others. What may not be as natural is to consider the potential impacts—positive and negative—before giving a financial gift to family members or making donations to charities. Here’s an overview.  Giving to family members When you give cash to a family member, there are generally no immediate tax issues to consider—unless you are a U.S. citizen. U.S. citizens m

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Buy 2, Get 1 Free Toys & Games on Amazon!

Home » Deals » Buy 2, Get 1 Free Toys Games on Amazon! Published: by Gretchen on September 22, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Wow! If you are looking for deals on toys, don’t miss this HOT deal on Amazon where you can score Buy 2, Get 1 Free toys and games! For a limited time, Amazon is running a big Buy 2, Get 1 Free Sale on a huge selection of toys and games ! No promo code needed. Just add three toys and/or

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The Future of Fintech

partner content from Featured Article Spiros Margaris on the world of fintech We chatted with Spiros Margaris, a venture capitalist, futurist, keynote speaker, board member, and senior advisor and investor to several companies, about the future of financial technology. partner content from Spiros Margaris on the world of fintech THE FUTURE OF FINTECH At last, an easy instant way to get into the bitcoin market Bitcoin is an alternative way to protect

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Up to 55% off Børn Handbags!

Home » Deals » Up to 55% off Børn Handbags! Published: by Gretchen on September 24, 2021  |  This post may contain affiliate links. Read my disclosure policy here. These Børn Handbags are a great deal! Zulily is offering up to 55% off Børn Handbags right now! There are lots of cute styles to choose from. Plus, today only, our readers can score FREE shipping when you purchase any three items on Zulily. And if you place one order today, the rest of your orde

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Making sense of the markets this week: September 27, 2021

Photo by Liza Summer from Pexels Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors.  What was behind this week’s “mini-crash” The big story of the week fizzled out. Investors had been taking a breather over the last month or so, with markets down slightly over the period. U.S. stocks dipped  just over 2% for the month, heading into this week. Then came a “mini-crash” on Monday, Sept. 20, with stocks

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Fuzzy Slippers for Women only $7.99!

Home » Deals » Fuzzy Slippers for Women only $7.99! Published: by Gretchen on September 22, 2021  |  This post may contain affiliate links. Read my disclosure policy here. These Fuzzy Slippers for Women look so cozy! Amazon has these Fuzzy Slippers for Women for just $7.99 when you clip the 20% off e-coupon and use the promo code S3MQYXIP at checkout! There are three colors to choose from. Sign up for a free trial of Amazon Prime to get free two-day shipping

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Student Money Guide

Photo by Keira Burton from Pexels There’s more to college and university than classes. Navigating the costs that come with a post-secondary program is just as much a learning experience as Psych 101—for both students, and the adults in their lives. The best time to start—both saving for school, and learning how to handle money—is when kids are still young. That’s why our Student Money Guide begins with the basics: How to help kids understand the value of money; set them up with th

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FREE Disposable Face Masks at Staples after rebate!!

Home » Coupons » Rebates » FREE Disposable Face Masks at Staples after rebate!! Published: by Gretchen on September 24, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Wow! This is a fantastic deal on Disposable Face Masks! TopCashBack is offering an $15 rebate on Disposable Face Masks from Staples, making them FREE! Here’s how to get your FREE Disposable Face Masks: 1. Head here for the special Disposable Face M

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New for 2021: The Ultimate Couch Potato Portfolio Guide

There’s a catch-22 facing many would-be investors that’s keeping them out of the market. On the one hand, they feel they lack the financial knowledge to handle their own investments confidently. On the other hand, they don’t want to rely on the advice provided by financial advisors, who often have a vested interest in selling products that pay them the largest management or trading fees. Indeed, according to a MoneySense online poll , 46% of respondents said the biggest barrier to

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LEGO Flower Bouquet Building Kit only $40 shipped!

Home » Deals » LEGO Flower Bouquet Building Kit only $40 shipped! Published: by Gretchen on September 24, 2021  |  This post may contain affiliate links. Read my disclosure policy here. This LEGO Flower Bouquet Building Kit is the lowest price on record! Amazon has this LEGO Flower Bouquet Building Kit for just $40 shipped right now! This is the lowest price on record. Sign up for a free trial of Amazon Prime to get free two-day shipping (and possibly one-da

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New for 2021: The Ultimate Couch Potato Portfolio Guide

There’s a catch-22 facing many would-be investors that’s keeping them out of the market. On the one hand, they feel they lack the financial knowledge to handle their own investments confidently. On the other hand, they don’t want to rely on the advice provided by financial advisors, who often have a vested interest in selling products that pay them the largest management or trading fees. Indeed, according to a MoneySense online poll , 46% of respondents said the biggest barrier to

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H&M: Free Shipping On Any Order Today = Great Deals on Kid’s Clothes!

Home » Deals » HM: Free Shipping On Any Order Today = Great Deals on Kid’s Clothes! Published: by Gretchen on September 28, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Whoa!! You can get FREE shipping on HM today! HM is offering free shipping on any order today! Plus, sign up for their Rewards program to score 10% off your order (it’s free to join). This is a great time to grab some kid’s clothes. Here are some deals

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MoneySense Guides

as seen in Featured Article Canada's best dividend stocks We’ve graded the largest, most liquid Canadian dividend stocks based on Yield, Stability and Value. To earn top marks, each company must demonstrate its ability to provide a steady flow of income to investors, at a reasonable price. as seen in Canada's best dividend stocks MONEYSENSE GUIDES Best ETFs in Canada Our star panellists reveal their top 52 picks. Best ETFs in Canada M

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Student Money Guide

Photo by Keira Burton from Pexels There’s more to college and university than classes. Navigating the costs that come with a post-secondary program is just as much a learning experience as Psych 101—for both students, and the adults in their lives. The best time to start—both saving for school, and learning how to handle money—is when kids are still young. That’s why our Student Money Guide begins with the basics: How to help kids understand the value of money; set them up with th

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Printed Apple Watch Bands (4 Pack) only $19.99 shipped!

Home » Deals » Printed Apple Watch Bands (4 Pack) only $19.99 shipped! Published: by Gretchen on September 30, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Switch up the look for your Apple Watch with these Printed Apple Watch Bands! Jane has these Printed Apple Watch Bands | 4 Pack for just $19.99 shipped ! Choose from over 60 different styles. Psst! We love Jane! Looking for other great Jane deals? Check out our custom Jan

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6 Ways to Show Your Support during Black Business Month

by Candice Davie August is National Black Business Month! According to the U.S. Census Bureau, there are over 2 million black-owned businesses in the U.S, and that number continues to grow. While this is great progress, the fact remains that minority-owned businesses on average still have smaller cash reserves to survive tough times.   Despite a collective buying power of $1.3 Trillion dollars, a fraction of that is spent on Black-owned businesses. Money has the power to be a great equal

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Money Matters: What book changed the way you think about money?

MoneySense is a digital magazine and financial media website. Journalists and qualified financial professionals produce the content. MoneySense’s goal is to provide the most relevant and up-to-date information as possible but, with all things you read on the internet, it is recommended you read critically and cross-reference with your own sources, especially before making any financial decisions. MoneySense continues to update and make changes to correct any factual errors. MoneySense is not

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The Children’s Place: Backpacks as low as $11.98 shipped!

Home » Deals » The Children’s Place: Backpacks as low as $11.98 shipped! Published: by Gretchen on September 30, 2021  |  This post may contain affiliate links. Read my disclosure policy here. These backpacks from The Children’s Place are so cute! Right now, The Children’s Place is offering up to 60% off backpacks ! No promo code needed. There are lots of cute options to choose from and several of these are priced at just $11.98. Plus, shipping is free.

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Earning income with specialty ETFs

MoneySense is a digital magazine and financial media website. Journalists and qualified financial professionals produce the content. MoneySense’s goal is to provide the most relevant and up-to-date information as possible but, with all things you read on the internet, it is recommended you read critically and cross-reference with your own sources, especially before making any financial decisions. MoneySense continues to update and make changes to correct any factual errors. MoneySense is not

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Earning income with specialty ETFs

MoneySense is a digital magazine and financial media website. Journalists and qualified financial professionals produce the content. MoneySense’s goal is to provide the most relevant and up-to-date information as possible but, with all things you read on the internet, it is recommended you read critically and cross-reference with your own sources, especially before making any financial decisions. MoneySense continues to update and make changes to correct any factual errors. MoneySense is not

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Cooks 12-Cup Programmable Coffee Maker or 4-Slice Stainless Steel Toaster only $17.99!

Home » Deals » Cooks 12-Cup Programmable Coffee Maker or 4-Slice Stainless Steel Toaster only $17.99! Published: by Gretchen on October 4, 2021  |  This post may contain affiliate links. Read my disclosure policy here. JCPenney has some great deals on Cooks kitchen appliances right now! JCPenney has this Cooks 12-Cup Programmable Coffee Maker for just $17.99 when you use the promo code FAMILY36 at checkout! This is regularly $60 and has great reviews.

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Making sense of the markets this week: October 4, 2021

Photo by Jan-Rune Smenes Reite from Pexels Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors.  Will the energy crunch turn into an energy crisis?   The energy story is dominating headlines these days, described as a crunch or even an energy crisis that is ongoing in Europe and China.  While there are some local events adding additional stress, it is the ongoing mismatch between supply and demand that creates t

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Dollar Tree: Rare 10% Off Coupon for October 10th!

Home » Deals » Dollar Tree: Rare 10% Off Coupon for October 10th! Published: by Gretchen on October 2, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Love Dollar Tree? You’ll want to be sure to get one of these 10% off coupons! On Sunday, October 10th only, Dollar Tree is offering 10% off your entire purchase of $10 or more! To get this discount, you’ll need to stop by your local Dollar Tree and ask for the coupon at the check

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Free Samples of Rituals Namaste Glow Anti-Aging Day Cream & Serum

Home » Freebies » Free Samples of Rituals Namaste Glow Anti-Aging Day Cream Serum Published: by Gretchen on October 6, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Try Rituals Namaste Glow Anti-Aging Day Cream and Serum for free! Sign up for a free sample of Rituals Namaste Glow Anti-Aging Day Cream Serum ! Thanks, Freebie Shark! Reader Interactions Money Saving Mom® Comment Policy We love comments from readers, so chim

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Making sense of the markets this week: October 4, 2021

Photo by Jan-Rune Smenes Reite from Pexels Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors.  Will the energy crunch turn into an energy crisis?   The energy story is dominating headlines these days, described as a crunch or even an energy crisis that is ongoing in Europe and China.  While there are some local events adding additional stress, it is the ongoing mismatch between supply and demand that creates t

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Great Deals on PLAYMOBIL Advent Calendars + Exclusive Extra 15% off!

Home » Deals » Great Deals on PLAYMOBIL Advent Calendars + Exclusive Extra 15% off! Published: by Gretchen on October 5, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Looking for an Advent Calendar? These PLAYMOBIL Advent Calendars are so cute! Zulily has PLAYMOBIL Advent Calendars on sale today! Plus, when you shop through our link, you will save an extra 15% off. Shipping starts at $5.99. But if you place one order today, t

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5×7 Area Rugs only $49.99 + shipping!

Home » Deals » 5×7 Area Rugs only $49.99 + shipping! Published: by Gretchen on October 7, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Need a new area rug? Here are some great deals! Zulily is having a sale on 5×7 Area Rugs and you can get them for just $49.99! There are lots of styles to choose from but hurry – they are selling out quickly! Shipping starts at $5.99. But if you place one order today, the rest of your ord

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Portfolio Builder: Lesson 4

MoneySense is a digital magazine and financial media website. Journalists and qualified financial professionals produce the content. MoneySense’s goal is to provide the most relevant and up-to-date information as possible but, with all things you read on the internet, it is recommended you read critically and cross-reference with your own sources, especially before making any financial decisions. MoneySense continues to update and make changes to correct any factual errors. MoneySense is not

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How to figure out your investment fees

Photo by Andrea Piacquadio from Pexels Q. I was wondering why there is no accounting in my statements for the money taken out for my financial advisor or any expenses. I asked my advisor about this two years ago and she just stonewalled me. Is there no legal requirement to report this information to the client in Ontario? –John A. Client Relationship Model 2 (CRM2) came into effect in 2017, with the goal of increasing fee disclosure and transparency for Canadian investors. Unfortu

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Earning income with ETFs

Conventional wisdom would have you believe that an investment portfolio is 60% equities and 40% bonds—at least as a starting point. Well, that thinking is changing. For starters: Bonds used to be considered solid and safe. And while professional portfolio managers still see them as a way to offset downturns in the equity markets, bond returns haven’t been great, to put it mildly, since early 2020, and even plummeted into negative territory early in 2021. Another reality is that investors

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Reese’s and Kit Kat Assorted Milk Chocolate Snack Size Candy only $13.77 shipped!

Home » Deals » Amazon Deals » Reese’s and Kit Kat Assorted Milk Chocolate Snack Size Candy only $13.77 shipped! Published: by Gretchen on October 6, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Here’s a great stock up deal on candy! Amazon has this Reese’s and Kit Kat Assorted Milk Chocolate Snack Size Candy for only $13.77 shipped when you checkout through Subscribe Save! Note: Once your order ships, you can go

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Money Matters: What book changed the way you think about money?

MoneySense is a digital magazine and financial media website. Journalists and qualified financial professionals produce the content. MoneySense’s goal is to provide the most relevant and up-to-date information as possible but, with all things you read on the internet, it is recommended you read critically and cross-reference with your own sources, especially before making any financial decisions. MoneySense continues to update and make changes to correct any factual errors. MoneySense is not

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Swing Cars From Joybay only $31.49 after Exclusive Discount!

Home » Deals » Swing Cars From Joybay only $31.49 after Exclusive Discount! Published: by Gretchen on October 7, 2021  |  This post may contain affiliate links. Read my disclosure policy here. These Swing Cars From Joybay are so much fun! Zulily has these Swing Cars From Joybay for just $34.99 today! Plus, when you shop through our link, you will save an extra 10% off making them just $31.49! There are lots of colors to choose from. These would make such fun

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3 Ways Your Childhood Could Be Impacting Your Finances Now

By Candice Davie Do you love splurging every chance you get? Or are you a penny pincher? Maybe you are a little bit of both. Chances are that your relationship with money stems from childhood experiences and influences. Your thoughts surrounding your finances have a huge impact on all your financial decisions so it’s worth getting to the root of how those thoughts came about especially if they have led to money habits that you’re not so proud of.  Here are three financial childhood expe

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Do you ever have a legal obligation to pay RESP money back to your parents?

Photo by Liza Summer from Pexels Q. I’m planning to take a break from university until I can move into my own place and support myself through school. I’ve already taken three years of classes, which I paid for through a mixture of loans, grants, and my Registered Education Savings Plan—which my parents set up and contributed to while I was growing up. I know it’s legal for them to dictate what I take from the RESP, but is there any situation in which I would be legally required to

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RARE Discount on My Magic Carpet Rugs! {It’s Back!}

Home » Deals » RARE Discount on My Magic Carpet Rugs! {It’s Back!} Published: by Meg on October 8, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Don’t miss this rare sale on My Magic Carpet Rugs! This hugely popular deal has returned!! HURRY over to Zulily to shop their sale on My Magic Carpet Rugs ! This is a rare discount!! These rugs are machine washable and durable — perfect for families with kids or pets! You

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Money Matters: What advice would you give someone who wants to start building wealth?

MoneySense is a digital magazine and financial media website. Journalists and qualified financial professionals produce the content. MoneySense’s goal is to provide the most relevant and up-to-date information as possible but, with all things you read on the internet, it is recommended you read critically and cross-reference with your own sources, especially before making any financial decisions. MoneySense continues to update and make changes to correct any factual errors. MoneySense is not

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LEGO Ideas Central Perk Building Kit only $47.99 shipped!

Home » Deals » LEGO Ideas Central Perk Building Kit only $47.99 shipped! Published: by Gretchen on October 13, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Get this LEGO Ideas Central Perk Building Kit for the lowest price on record! Amazon has this LEGO Ideas 21319 Central Perk Building Kit for just $47.99 shipped right now! This is the lowest price on record! Sign up for a free trial of Amazon Prime to get guaranteed FREE

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Levi’s: Extra 40% off Sale Items + Free Shipping = Jeans as low as $17.38 shipped!

Home » Uncategorized » Levi’s: Extra 40% off Sale Items + Free Shipping = Jeans as low as $17.38 shipped! Published: by Gretchen on October 12, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Wow! If you love Levi’s brand, don’t miss this hot sale! For a limited time, Levi’s is offering an extra 40% off all sale items ! No promo code needed – the price will drop at checkout. Plus, shipping is free for Red Tab Members 

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How much to take out of your RRSP in your 60s

Photo by Marcus Aurelius from Pexels Many retirees have the bulk of their retirement savings in registered retirement savings plans (RRSPs) or similar tax-deferred registered accounts. RRSPs need to be used to buy an annuity or more commonly converted to a registered retirement income fund (RRIF) by Dec. 31 of the year someone turns 71. Required RRIF withdrawals begin the next year, with each withdrawal based on a percentage of the account value.  Locked-in RRSPs, defined contributions

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How to manage and save money without a budget

Photo by Keira Burton from Pexels “Stick to a budget” is one of the most common pieces of advice you’ll hear if you’re trying to save money. But not everyone wants to make decisions according to a spreadsheet—and there are many ways to manage your money that don’t involve a budget. Often, a simple, critical look at your regular expenses can reveal unnecessary spends or untapped rewards that can translate to serious savings. In this article, we’ve gathered some simple strategie

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Basic Fun Tonka Mega Machines Storm Chasers L&S only $6.99, plus more!

Home » Deals » Basic Fun Tonka Mega Machines Storm Chasers LS only $6.99, plus more! Published: by Gretchen on October 15, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Reader Interactions Money Saving Mom® Comment Policy We love comments from readers, so chime in with your thoughts below! We do our best to keep this blog upbeat and encouraging, so please keep your comments cordial and kind. Read more information on our comment polic

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Do you ever have a legal obligation to pay RESP money back to your parents?

Photo by Liza Summer from Pexels Q. I’m planning to take a break from university until I can move into my own place and support myself through school. I’ve already taken three years of classes, which I paid for through a mixture of loans, grants, and my Registered Education Savings Plan—which my parents set up and contributed to while I was growing up. I know it’s legal for them to dictate what I take from the RESP, but is there any situation in which I would be legally required to

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Toddler & Kid’s Snow Bibs from Carter’s & OshKosh only $16.19 after Exclusive Discount!

Home » Deals » Toddler Kid’s Snow Bibs from Carter’s OshKosh only $16.19 after Exclusive Discount! Published: by Gretchen on October 14, 2021  |  This post may contain affiliate links. Read my disclosure policy here. If you’re planning to buy snow bibs, don’t miss this hot deal! Today only, Zulily has Snow Bibs From Carter’s OshKosh for just $17.99 ! Plus, when you shop through our link, you will save an extra 10% off at checkout making them just $16

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Earn money for taking surveys with Opinion Outpost!

Home » Money » Earn money for taking surveys with Opinion Outpost! Published: by Meg on October 16, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Looking for ways to make a little bit of extra cash from home? Sign up for Opinion Outpost to get paid for your opinion! Sign up with Opinion Outpost  to earn money for taking surveys! Opinion Outpost pays in point rewards for every completed survey. You can cash these in for insta

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Beats Solo3 Wireless On-Ear Headphones only $114 shipped (Reg. $200!)

Home » Deals » Beats Solo3 Wireless On-Ear Headphones only $114 shipped (Reg. $200!) Published: by Meg on October 16, 2021  |  This post may contain affiliate links. Read my disclosure policy here. This is a great deal on these Beats Headphones! Proozy has these Beats Solo3 Wireless On-Ear Headphones for just $114 shipped when you use the promo code MSM1014PM-114-FS  at checkout! These are regularly $200 so this is a great deal. Valid through Oc

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Is it time to search for bond alternatives for your balanced portfolio?

Photo by Andrea Piacquadio from Pexels I was recently warned by someone in the financial sector that it’s not a great time to invest in bond ETFs. My current asset allocation is 60% equities and 40% bonds, so I’m wondering what alternatives would you suggest for that 40% portion of my balanced portfolio? At first I considered real estate income trust (REIT) ETFs, but read they should be considered equity investments. Then I thought about mortgage-backed security (MBS) ETFs. but ther

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*HOT* 8×10 Area Rugs just $99.99 and under + Exclusive Extra 15% off!

Home » Deals » *HOT* 8×10 Area Rugs just $99.99 and under + Exclusive Extra 15% off! Published: by Gretchen on October 18, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Wow! This is a really great deal on Area Rugs! Zulily is having a huge sale on 8×10 Area Rugs and they are all priced at $99.99 and under! Plus, when you shop through our link, you will save an extra 15% off! There are tons of rugs included in this sale. Thi

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Wendy’s: Free Drink with Purchase!

Home » Deals » Wendy’s: Free Drink with Purchase! Published: by Gretchen on October 21, 2021  |  This post may contain affiliate links. Read my disclosure policy here. You can get a free drink with any purchase at Wendy’s! For a limited time, Wendy’s is offering a free Freestyle Drink with a fry purchase when you order through the app! This is valid for a limited time only. Reader Interactions Money Saving Mom® Comment Policy We love comments from r

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Four Days in Tulum, Fab Finance Style

This post is sponsored by Affirm As much as I enjoy seeing the world for less, there are a few places on my list that aren’t exactly budget friendly. One such destination is Tulum, Mexico. Tulum is nestled on the Yucatan Peninsula with dense sprawling jungle to the west and the Carribean Ocean to the east. I’ve been attempting to travel to Tulum since a family emergency required me to cancel my plans to this dreamy destination last minute in 2018. Three years later, fully vaccinate

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Making sense of the markets this week, October 24, 2021

Photo by Thought Catalog from Pexels Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors.  The U.S. earnings beat just keeps coming  For week one of the earnings season, 41 SP 500 companies reported their third-quarter results, and 80% beat earnings expectations, according to FactSet . While reports have been strong, investors are looking for commentary from corporate America about supply chain issues and inflati

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H&M Girl’s Patterned Jersey Dresses only $3.74!

Home » Deals » HM Girl’s Patterned Jersey Dresses only $3.74! Published: by Gretchen on October 22, 2021  |  This post may contain affiliate links. Read my disclosure policy here. These HM Patterned Jersey Dresses are so cute! Until 5pm today, HM is offering an extra 25% off the entire site today! No promo code needed. As a deal idea, you can get these Girl’s Patterned Jersey Dresses for just $3.74 right now! There are lots of cute colors to choose from

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Huge Sale on Indoor Houseplants!

Home » Deals » Huge Sale on Indoor Houseplants! Published: by Meg on October 22, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Calling all plant lovers! This sale includes so many gorgeous plants! Zulily is back with their hugely popular sale on indoor houseplants right now! There are so many beautiful varieties to choose from in this sale including succulents, air plants, pothos, bamboo, ferns, snake plants, and so much more

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Making sense of the markets this week, October 17

Photo by Tima Miroshnichenko from Pexels Each week, Cut the Crap Investing founder Dale Roberts shares financial headlines and offers context for Canadian investors.  Winter is coming for U.S. stocks Back in early September, I asked if the stock markets could run on fumes. It’s not that economic recovery had reversed itself, but that most of the news on the economic front showed that things were softening.  Here’s a chart for iShares U.S. equities ETF, ticker IVV, courtesy of Seek

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Brigette’s $93 Grocery Shopping Trip and Weekly Menu Plan for 6

Published: by Brigette Shevy on October 23, 2021  |  This post may contain affiliate links. Read my disclosure policy here. Aldi 1 pkg Tortillas – $0.95 1 bag Corn Chips – $0.89 1 bag Veggie Straws – $1.92 1 bag Plain Rice Cakes – $1.75 1 loaf Sandwich Bread – $0.50 1 pkg Hot Dog Buns – $0.58 2 dozen Eggs – $1.98 1 16-oz pkg Deli Meat – $2.49 (somehow not in the picture) 1 pkg Boneless Chicken Breasts ($1.79/lb) – $11.70 1 pkg Turkey Franks – $2.19 1 8-oz

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Have you signed up for your FREE Harry’s Shaving Bundle yet?!

Home » Deals » Hot Deals » Have you signed up for your FREE Harry’s Shaving Bundle yet?! Published: by Crystal Paine on October 23, 2021  |  This post may contain affiliate links. Read my disclosure policy here. If you haven’t tried Harry’s yet, you can currently get a FREE shaving bundle! All you’ll pay is shipping! Harry’s is offering a  free three-piece Shaving Bundle  right now. You just pay $3 for shipping. This is valued at $13! In this

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