How to Handle Taxes and Cryptocurrency

When cryptocurrency first hit the scene about a dozen years ago, it came with a few compelling qualities that made it attractive to at least a small number of people. First and foremost is that it’s decentralized. It’s not issued by a bank or subject to the control of the central bank, the way fiat currencies like the U.S. dollar or the euro are. Second, transactions are fast and simple. That’s because they move between individuals, not institutions. And third, crypto transa

Read More

Chase Total Checking Account Review (2021.9 Update: $225 Offer + Additional $100 If Apply For CFU Together)

physixfan       2021-09-11     2021-09-11 7 Comments 2021.9 Update: Chase used to do checking and savings combo offer. There is a new checking and credit card combo offer now: earn additional $100 if you open a checking account and a CFU together. You will get $225 for checking plus $200 (+5x) for CFU and additional $100 for opening both, that’s $525 in total. Offer expires on 2021.10.04. HT: DoC. 2021.4 Update: The current offer is $225 for checking and nothing f

Read More

What is a good credit score range?

You probably hear all the time about how important a good credit score is. You’ve likely also heard that a good credit score is essential to getting a mortgage, or a good deal on a personal loan for a car. But what exactly is your credit score, anyway? And what even constitutes a “good” credit score range? How is this calculated, and why is it so important? And if you happen to have a fair or not-so-great credit score, are you just out of luck, or are there steps you ca

Read More

Best World of Hyatt Hotels in the Caribbean

World of Hyatt members dreaming of an escape in the Caribbean region will find lots of exciting properties where they can earn or redeem their points. The hotel's award chart makes it easy to see how many points you need for your trip, with hotels and resorts organized by category. World of Hyatt’s all-inclusive properties use a separate award chart; although different, its standard base rates prove helpful in guiding a points budget. Plus, when you redeem World of Hyatt points at a

Read More

How to Cancel a United Flight

If you’re considering flying with United Airlines anytime soon or already have something booked, it’s a good idea to learn the cancellation and refund rules. This way, if something comes up and your travel plans change, you’ll know how to cancel your flight. Here’s what to know about canceling a United Airlines flight — whether you purchased the ticket outright or redeemed MileagePlus miles to book your ticket. Which tickets can be canceled and when? Most United tickets are

Read More

Lightspeed Restaurant Review 2021: Pricing, Features, Alternatives

Lightspeed Restaurant offers a simple and intuitive interface that belies a robust feature set. With features including mobile ordering, floor-plan management and a variety of integrations and add-ons, its functionality extends to full-service restaurants, quick-service restaurants, hotel restaurants, bars, nightclubs and cafés. While Lightspeed Restaurant is a great fit for small and mid-sized restaurants, this POS system can work for large businesses too. Here's what you need to kno

Read More

4 credit cards that will help you manage your finances better

Advertiser Disclosure Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information. Editorial Note: Opinions expressed here are

Read More

5 Ways to Rein In Impulse Spending

Since the COVID-19 vaccine started becoming available in the U.S., there have been more opportunities to impulse spend on items and experiences that you didn’t get to enjoy early in the pandemic. With the freedom to do more, consumers are spending more. For the first seven months of 2021, retail sales were up 15.5% compared to that same period in 2020, according to calculations by the National Retail Federation. As some restrictions have eased, it’s likely that you’ve had new spend

Read More

10 of the best national parks to visit in the fall

Advertiser Disclosure Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information. Editorial Note: Opinions expressed here are

Read More

Lightspeed Restaurant Review 2021: Pricing, Features, Alternatives

Lightspeed Restaurant offers a simple and intuitive interface that belies a robust feature set. With features including mobile ordering, floor-plan management and a variety of integrations and add-ons, its functionality extends to full-service restaurants, quick-service restaurants, hotel restaurants, bars, nightclubs and cafés. While Lightspeed Restaurant is a great fit for small and mid-sized restaurants, this POS system can work for large businesses too. Here's what you need to kno

Read More

Deal alert: JetBlue Mint or AA business class for under $800 round-trip

Advertiser Disclosure Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information. Editorial Note: Opinions expressed here are

Read More

The Best Lesser-Known Travel Credit Cards

If you are familiar with award travel, you have probably heard of some of the big names, such as Chase Sapphire Reserve® and  The Platinum Card® from American Express . For the unfamiliar, these cards allow consumers to earn reward points on purchases that they can then turn into highly discounted travel. But aside from these cards, there is a whole host of lesser-known travel credit cards with decent benefits. Not everyone talks about these, but they should. Let’s take a look a

Read More

4 reasons to fly Saga Class on Icelandair’s new Boeing 737 MAX over the larger 767

Advertiser Disclosure Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information. Editorial Note: Opinions expressed here are

Read More

UTMA & UGMA: Understanding Uniform Transfers & Gifts to Minors

As a parent or guardian, planning for your child’s needs is top of mind. Lots of times, this leads to a conversation about saving for college, but focusing solely on education might not be the best fit for every child. Enter the UTMA or UGMA account, also known as the custodial account. What is a UTMA or UGMA account? UTMA and UGMA accounts are taxable investment accounts set up to benefit a minor, but controlled by an adult custodian (parent, guardian, relative, etc.) until the mino

Read More

Earn 60k bonus miles: Capital One Venture Rewards credit card review

Advertiser Disclosure Many of the credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. Please view our advertising policy page for more information. Editorial Note: Opinions expressed here are

Read More

Smart Money Podcast: Lifestyle Creep and Booking Cheap Travel

Sean Pyles: Welcome to the NerdWallet Smart Money podcast, where we answer your personal finance questions and help you feel a little smarter about what you do with your money. I'm Sean Pyles. Sara Rathner: And I'm Sara Rathner, filling in for Liz Weston, at least for the start of this episode. To contact the Nerds, call or text us on the hotline at 901-730-6373. That's 901-730-NERD, or email us at podcast@nerdwallet.com , and hit that subscribe button to get new episodes delivere

Read More

What You Should Know About Cash Back Credit Cards

What is a cash back credit card? A type of rewards cards that provide points per dollar spent on purchases. These can be redeemed for store and gift certificates, airline miles, or PayPal payments among other things. The most common point system is one where 1% to 5% of your spending with the card equals penny intervals in which you will receive a percentage based upon how much money was made as well as an extra bonus when signing up through certain companies such as Bluebird by American Express

Read More