Chase Announces 5% Bonus Categories for Q1 2022: Grocery Stores, eBay

by Ann deBruyn

It’s never too early to get started on your #newyearnewme goals. And ahead of the new year, Chase has unveiled its 5% bonus categories for the first quarter of 2022.

From Jan. 1, 2022 to March 31, 2022, holders of the Chase Freedom Flex℠ and the Chase Freedom® can earn 5% back on up to $1,500 in combined quarterly spending in the following categories:

  • eBay.

  • Grocery stores (excluding Target® and Walmart® purchases).

You’ll have to activate your bonus categories online by March 14 to earn bonus cash back, which can be earned retroactively.

Nerdy tip: The Chase Freedom® is closed to new applicants. But if you hold this legacy card, you'll earn 5% on these bonus categories once you activate them, just like with the Chase Freedom Flex℠ .

Chase Freedom® and Chase Freedom Flex℠ bonus rewards categories for 2022

Q1 (Jan. 1-March 31)

• Grocery stores. • eBay.

Q2 (Apr. 1-June 30)

• TBD.

Q3 (July 1–Sept. 30)

• TBD.

Q4 (Oct. 1–Dec. 31)

• TBD.

Although “grocery stores” has been featured by the issuer in 2021 and in years prior, eBay is a notably new bonus category. And while the latter may not be an everyday spend category for most, if you're an avid shopper on the e-commerce site, you can rake in serious rewards in the first quarter of 2022.

Note that the $0 -annual-fee Chase Freedom Flex℠ currently offers the following sign-up bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.

The 5% back on groceries you'll get in the first year can stack with this quarterly bonus. This means that those who are in their first year of cardholding in Q1 2022 and who haven't yet reached the spending cap, can earn 9% cash back on grocery store purchases — (4% from the rotating bonus category plus 4% back from the card’s first-year bonus plus 1% base earn, which can be earned once per purchase only).

In addition to rotating bonus categories each quarter, the Chase Freedom® earns 1% back on all purchases. The Chase Freedom Flex℠ earns the following:

  • 3% back at restaurants, including takeout and eligible delivery services.

  • 3% back at drugstores purchases.

  • 1% back on all other purchases.

The information related to the Chase Freedom® credit card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card. The Chase Freedom® is no longer available through NerdWallet.