The rise of e-commerce and social media has made it nearly impossible to avoid leaving a digital footprint. As a result, it’s essential to safeguard your personal information from identity theft. If you’ve ever been a victim of this crime or are just concerned with protecting your profile, it’s worth considering the services of credible identity theft protection firms. These companies monitor your data, alert you to suspicious activity, and help restore your identity.
We’ve researched many alternatives and compiled a breakdown based on factors such as costs, features, credit monitoring, and restoration services. Discover the 6 best identity protection services below.
If you’re thinking about using an identity theft protection service, keep these key questions in mind:
Identity Guard has 20 years of experience in protecting consumers’ identities. It uses IBM Watson artificial intelligence, which increases its capacity to monitor and protect consumers’ personal information. Identity Guard offers affordable plans ranging from $7.50 to $25 for individuals and $12.50 to $33.33 for families.
There are three plans available that cover numerous features, including credit and debit card monitoring, 401K investment monitoring, and sex offender alerts. Consumer Advocate also explains another exceptional benefit of using this firm: “Identity Guard has been third-party tested and states they have the speediest alerts among identity theft service providers. Customers may be alerted within seconds of an identity security breach.”
We added LifeLock to the list due to the cybersecurity tools it offers in all three of its plans. Additionally, the LifeLock Identity app instantly notifies you of suspicious activities via message alerts. You can then immediately respond to prevent the situation from worsening.
LifeLock provides dark web and ID verification monitoring, stolen wallet protection, and various other features spread across all its packages. Its patented Identity Lock allows consumers to freeze their Transunion credit files to prevent the unauthorized opening of new accounts. This is crucial to maintaining a good credit history.
LifeLock also has a Million Dollar Protection Package that includes stolen funds reimbursement, personal expense compensation, and coverage for lawyers and experts ranging from $25,000 to $1 million.
IdentityIQ has been in the business of protecting consumers’ identities since 2009 and provides extensive credit monitoring services. It offers Enhanced Credit Protection, which alerts customers to a 10-point shift in their Transunion score, a change in their collection balances, the addition of authorized card users, and various other adjustments to their profile.
It also supplies clients with anti-virus software and a VPN to help safeguard their private data and transact online securely. Additionally, it runs checks on individuals’ non-credit-based personal information. This includes monitoring changes in your address, criminal record, and unusual activities using your social security number.
Since its incorporation 40 years ago, IdentityForce has offered solutions for identity theft protection to individuals, businesses, and government agencies alike. The company sets itself apart from the others on this list by using the Sontiq Intelligent Identity Security Platform to enhance its surveillance services. This award-winning cloud-based platform focuses on safeguarding every aspect of a consumers’ identity.
Additionally, its social media monitoring helps detect scams, malware, and unusual activities associated with hacking an account. The IdentityForce Mobile app notifies users of possible threats and provides a safe platform to interact online. It also has an outstanding product, ChildWatch, that observes your children’s data, social media interactions, and their social security number for any suspicious activity.
IDShield offers comprehensive identity theft protection and restoration services to consumers and businesses. It has affordable monthly packages for individuals and families, with family plans including much-needed monitoring of minors. This service tracks your child’s social security number for new accounts, credit applications, court documents, and unusual activities. As such, we believe it’s the best identity theft protection for families.
IDShield’s variety of services includes monitoring the internet and payday loans, providing quarterly credit scores, and facilitating consultations with licensed private investigators during the restoration process. IDShield provides an identity theft protection policy of $1 million to help members who have had their data breached and identities compromised.
ID Watchdog has been helping customers safeguard their personal and financial information since 2005. Comprehensive features to protect minors distinguish the company from other service providers on this list. Its Equifax Child Credit Lock safeguards children against credit fraud. Essentially, you’ll create an Equifax credit report for your child and then lock it to prevent potential lenders from gaining access to it.
Additionally, it monitors your children’s social media accounts for any cyber bullying or interactions that may damage their reputation and alerts you to these instances. ID watchdog provides two packages for individuals and families with a wide range of detection services. These include credit report locking, subprime loan monitoring, tracking of credit scores, and supplying credit reports. Given its scope of services, it certainly provides the best identity theft protection consumer reports.
ReliaShield is a Tennessee-based identity theft protection company that offers credit bureau, personal information, and dark web monitoring, as well as restoration services. It has three affordable plans ranging from $7.99 to $21.99 for individuals and $14.99 to $34.99 for families.
When researching and compiling our list of the 6 best identity theft protection services of 2021, we considered these important attributes:
Package Features We selected companies that provide additional services outside of routine credit checks. These include personal information and social media monitoring, social security number tracking, change of address notifications, and many other features that protect your crucial data.
Cost We focused primarily on organizations that offer an affordable range of options covering both individuals and families. We wanted identity theft protection to be a viable, cost-effective purchase for you and your family.
Theft Insurance We only included firms that provide an identity theft protection policy. This means you can remain financially stable while your case is investigated and restored.
Are identity theft protection services worth it?
Yes. If you and your family have a widespread online presence, it's wise to use a qualified firm to protect yourself and your loved ones.
What are the best identity theft protection services?
Based on our research, we've concluded that companies like Identity Guard, LifeLock, and IdentityIQ are some of the best identity theft protection services.
How much does it cost for identity theft protection?
Packages range from $7.50–$24.99 for individuals and $12.50–$35.90 for families.
What is identity theft protection?
It's the monitoring of your personal and financial information to detect any fraudulent or suspicious activity that occurs against your name.